ANDIVI
ActiveSummary
ANDIVI has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-1.06M) and a net result of €85. Equity is shrinking by ~18.4% per year across the filed fiscal years. Its solvency ranks better than 7% of 1304 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
38
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+69
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.02 against 0.03 in 2024; short-term debt: 232% and cash: 0.8% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-134.6%
Return on assets
0%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 1304 sector peers (2025).
NBB · sector comparisonPosition among 1304 sector peers
Solvency
better than 7%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
2 d early
2023
1 d early
2022
31 d early
2021
2 d early
2020
on the day
2019
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-1.06M=
2024 · €-1.06M
2018: €-94k
2019: €-268k
2020: €-629k
2021: €-706k
2022: €-766k
2023: €-863k
2024: €-1.06M
2018 → 2025
Total assets
€789k▼ 12.5%
2024 · €902k
2018: €1.81M
2019: €2.11M
2020: €1.58M
2021: €1.36M
2022: €1.28M
2023: €1.20M
2024: €902k
2018 → 2025
Net result
€85
2024 · €-199k
2018: €-186k
2019: €-174k
2020: €-361k
2021: €-77k
2022: €-60k
2023: €-97k
2024: €-199k
2018 → 2025
Working capital
€-1.79M▲ 4.8%
2024 · €-1.88M
2018: €-1.79M
2019: €-1.86M
2020: €-1.59M
2021: €-1.63M
2022: €-1.64M
2023: €-1.73M
2024: €-1.88M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-706k-€-766k▼ 8.5%€-863k▼ 12.7%€-1.06M▼ 23.1%€-1.06M=
Operating result€-78k-€-39k▲ 49.4%€-91k▼ 133%€-195k▼ 113%€3k
Net result€-77k-€-60k▲ 22.3%€-97k▼ 61.7%€-199k▼ 105%€85
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €3k after a loss of €195k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €789k
Fixed assets
€746k ▼ 12.2%
Current assets
€43k ▼ 17.2%
Key figures and ratios
EBITDA
€106k▲
2024 · €-90k
Cash flow
€104k▲
2024 · €-94k
Solvency
-134.6%▼
2024 · -117.8%
Current ratio
0.02▼
2024 · 0.03
Debt to equity
-1.74▲
2024 · -1.85
ROA
0.0%▲
2024 · -22.1%
Interest coverage
42.80▲
2024 · -20.12
Debt
€1.85M▼
2024 · €1.96M
Debt ≤ 1 year
€1.83M▼
2024 · €1.93M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€902k€789k▼
Fixed assets21/28€850k€746k▼
Tangible fixed assets22/27€850k€746k▼
Land and buildings22€759k€676k▼
Plant, machinery and equipment23€91k€70k▼
Current assets29/58€52k€43k▼
Amounts receivable within one year40/41€41k€34k▼
Trade receivables40€34k€34k▲
Other amounts receivable41€7k-
Cash at bank and in hand54/58€9k€7k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€902k€789k▼
Equity10/15€-1.06M€-1.06M=
Contributions10/11€141k€141k=
Reserves13€85k€85k=
Distributable reserves133€85k€85k=
Profit (loss) carried forward14€-1.29M€-1.29M=
Amounts payable17/49€1.96M€1.85M▼
Amounts payable after more than one year17€27k-
Financial debts170/4€27k-
Amounts payable within one year42/48€1.93M€1.83M▼
Current portion of amounts payable after more than one year42€65k€27k▼
Trade debts44€3k€607▼
Suppliers440/4€3k€607▼
Taxes, remuneration and social security45-€3k
Taxes450/3-€3k
Other amounts payable47/48€1.86M€1.80M▼
Accrued charges and deferred income492/3€7k€21k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€105k€104k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€184k-
Other operating charges640/8€7k€2k▼
Gross operating margin9900€101k€108k▲
Operating profit (loss)9901€-195k€3k▲
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€-199k€85▲
Profit (loss) for the period9904€-199k€85▲
Profit (loss) for the period to be appropriated9905€-199k€85▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1.29M€-1.29M=
Profit (loss) brought forward from the previous period14P€-1.09M€-1.29M▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €85
Net result €85 after 7 loss-making years.
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet €-361k
Net result drops to €-361k, the lowest in the series; recovery starts the following year.
28-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
21-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
04-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Researchdreef 631070 AnderlechtGround area
2.4 ha
Building footprint
4,149 m²
Volume, LiDAR
64,261 m³
Parcel 21307F0126/00G000, Brussels · tallest building 20.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Camping Du Moulin
since 20142.229.435.528
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21307F0126/00G000 | Brussels | 2.4 ha | 1 · 4,149 m² | 20.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
BELVAUX 25
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Brussel
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BE 1030.744.368
Brussel
DE LOMBARDE
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Brussel
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 441 companies in sector 55300 we hold annual accounts for 292. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-10-2010
Fiscal year end30-09
Activities, NACEBEL 2025
55300Accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.