Equity
€884,655 ▲ 13.8%
AN&MO has made a profit in every financial year since 2019.
AN&MO
Lifetime
7 annual accounts with figures on one time axispeak €257,922 (2023)
€143,460▼ 29.9%
peak €171,944 (2023)
€107,094▼ 24.7%
peak €884,655 (2025)
€884,655▲ 13.8%
€74,633▼ 37.0%
Board1 name since 2018
1 directorQUERTON Vincent
Documentsfilings and deeds
30-09-202661 days late
2025micro format
Gross margin from €204,636 to €143,460Equity from €777,560 to €884,655Debts from €118,492 to €74,633Cash from €205,061 to €131,528
Key points
from the 2025 annual accountsChecked score
95
Excellent
Financially stronger than 59% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025
09-2025: 0.3%▲ +0.1 percentage points vs 08-2025highest value
10-2025: 0.1%▼ -0.2 percentage points vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: < 0.1%▼ -0.1 percentage points vs 05-2026lowest value
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 61 days late; 2 of the last 3 accounts late
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Equity €884,655 (92.2% of total assets)
Size: total assets €959,288
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 59% on liquidity, 29% on profitability and 61% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,782 companies had the same profile as AN&MO has now. Each dot stands for 17 companies, two years later.
96.7%
were still trading
2.7%
stopped another way
0.6%
went bankrupt
That fits the bankruptcy probability of AN&MO itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,782 companies, not a prediction for AN&MO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €80,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 12.85 (7.56 in 2024), above the usual 1.5. Short-term debt is 7.8% and cash 13.7% of total assets. 7.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 7 filingsDeviation from the deadline
2025
61 days late
2024
28 days late
2023
57 days late
2022
31 days late
2021
75 days late
2020
30 days late
2019
94 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 54 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 September (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0697690019
Registered office moved to Anderlecht
New registered office: avenue Libre Académie 11/4, 1070 Anderlecht · General meeting of 15-05-2024 · Gazette deed
Incorporation
published on 08-06-2018 · Gazette deed
First establishment
Jan Jacobsplein 6, Brussels
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| AN&MO Anderlecht | €1.0m | €143,460 | 92.2% | - |
| Clarity Sint-Gillis (bij-Brussel) | €1.0m | €148,405 | 30.9% | - |
| LOSANE Uccle | €1.0m | €147,522 | 37.3% | 0.4 |
| YVES CARIOU HEALTHCARE CONSULTING SERVICES Brussels | €1.0m | €139,308 | 19.2% | - |
| EUROCORE CONSULTING Ixelles | €1.0m | €153,833 | 2.4% | - |
| BELMON Etterbeek | €0.9m | €128,798 | 43.1% | - |
| QUADRIPOINT CONSULTING Brussels | €1.0m | €132,717 | 4.0% | 0 |
These companies have the same main activity as AN&MO: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €877,000 and €1m, founded between 2018 and 2019.
Official details
Source: KBO- Status
- Active since 06-06-2018Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.279.542.1641000 Brussels, since 06-06-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 08-10-2026
Insights on AN&MO
AN&MO files the micro format. That format states no turnover. The gross margin fell from €234,062 in 2019 to €143,460 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about AN&MO
- What is the company number of AN&MO?
- The company number of AN&MO is 0697.690.019. The VAT number is the same number with BE in front: BE 0697.690.019.
- Where is AN&MO based?
- The registered office is at Vrije-Academielaan 11, 1070 Anderlecht.Company details
- What does AN&MO do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of AN&MO?
- AN&MO is a private limited company (BV).
- When was AN&MO founded?
- AN&MO was founded on 06-06-2018.
- Is AN&MO still active?
- Yes, AN&MO is an active enterprise in the KBO register.
- What is the turnover of AN&MO?
- The turnover in financial year 2025 is ≈ €240,000. This figure is estimated from the gross margin of €143,460 and 109 comparable companies (NACE 70200). It probably lies between €200,000 and €290,000.Financials
- Is AN&MO profitable?
- In financial year 2025, AN&MO made a profit of €107,094.
- Where can I find the annual accounts of AN&MO?
- AN&MO filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of AN&MO due?
- AN&MO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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