Equity
Debts exceed assets in financial year 2026.
Debts exceed assets in financial year 2026.
Every financial year from 2023 to 2026 closed with a loss. 2023 was the heaviest.
The abbreviated format states no turnover.
Of this, €865,679 falls due within a year.
In 2026, 102 people joined and 99 left.
Lower solvency than 95% of companies in accommodation. Sector median 26.0% · 31 companies.
The dashed line is the sector median: 0.3% across 579 companies (NACE 55, small).
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 55, small). It does better than 4% of them on solvency, 8% on liquidity, 3% on profitability and 21% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 28-02-2026.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 598 companies had the same profile as AMOSA CENTRUM has now. Each dot stands for 2 companies, two years later.
Another 1.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of AMOSA CENTRUM itself: 4.7% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 598 companies, not a prediction for AMOSA CENTRUM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is insufficient, with a current ratio of 0.16 (0.22 in 2025), below 1. Short-term debt is 493.1% and cash 11.3% of total assets. Equity is negative.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 26 days before the deadline. In the sector (NACE 55), the median for financial year 2024 was 1 day before the deadline, and 45% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| AMOSA CENTRUM Riemst | €175,557 | €620,448 | -551.5% | 12.9 |
| DUNAFLOR De Panne | €196,219 | €593,130 | -93.4% | 10.9 |
| De Sjeiven Dörpel Maaseik | €157,388 | €510,693 | 49.4% | 13.2 |
| HOTEL VOEREN Voeren | €316,072 | €454,016 | -122.0% | 15 |
| CLOS DES RECOLLETS Mouscron | €310,557 | €547,892 | 47.1% | 17.4 |
| GREEN HOTEL Genk | €242,062 | €352,697 | 0.6% | 6.9 |
| SANTOSG BELGIUM C Bruges | €264,699 | €473,066 | -574.4% | 7.2 |
These companies have the same main activity as AMOSA CENTRUM: hotels and similar accommodation (NACE 55100). They are comparable in size and age: total assets between €157,000 and €316,000, founded between 2007 and 2018.
AMOSA CENTRUM files the abbreviated format. That format states no turnover. The gross margin rose from -€21,974 in 2014 to €620,448 in 2026.
MAURIMMO holds 51% of the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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