Equity
€29,629 from €55,453 in 2024
Equity fell by 47% in 1 year.
AMMOZ
Lifetime
5 annual accounts with figures on one time axispeak €165,399 (2024)
-€4,412▼ €169,811
lowest -€35,017 (2022)
-€25,824▼ €151,548
peak €55,453 (2024)
€29,629▼ 46.6%
€865,775▼ 0.5%
Board2 names since 2020
1 directorBREBO
Documentsfilings and deeds
31-10-2025on the last day
2025micro format
Gross margin from €165,399 to -€4,412Loss of €25,8241 director appointed, 1 resignation 31-07Equity from €55,453 to €29,629Cash from €671 to €86
Key points
from the 2025 annual accountsResult
-€25,824 -€25,824
From profit to loss in 2025, after a profit of €125,723 in 2024.
Debts
€865,775 97% of the balance sheet
Financial debts 81%Suppliers 1%Taxes and wages 2%Other 16%
Of this, €857,801 falls due within a year.
2026 accounts not filed, 8 days past the deadlineTurnover not published (micro format)
Checked score
52
Fair
Financially stronger than 11% of micro companies without a NACE code
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.5%
01-2025: 1.5%● unchanged vs 12-2024
02-2025: 1.5%● unchanged vs 01-2025
03-2025: 1.5%● unchanged vs 02-2025
04-2025: 1.5%● unchanged vs 03-2025
05-2025: 1.5%● unchanged vs 04-2025
06-2025: 1.5%● unchanged vs 05-2025
07-2025: 1.3%▼ -0.2 percentage points vs 06-2025
08-2025: 1.3%● unchanged vs 07-2025
09-2025: 1.3%● unchanged vs 08-2025
10-2025: 1.3%● unchanged vs 09-2025
11-2025: 1.7%▲ +0.4 percentage points vs 10-2025
12-2025: 1.4%▼ -0.3 percentage points vs 11-2025
01-2026: 1.4%● unchanged vs 12-2025
02-2026: 1.4%● unchanged vs 01-2026
03-2026: 1.4%● unchanged vs 02-2026
04-2026: 1.4%● unchanged vs 03-2026
05-2026: 1.4%● unchanged vs 04-2026
06-2026: 1.4%● unchanged vs 05-2026
07-2026: 1.3%▼ -0.1 percentage points vs 06-2026
08-2026: 1.2%▼ -0.1 percentage points vs 07-2026lowest value
09-2026: 1.2%● unchanged vs 08-2026lowest value
10-2026: 1.5%▲ +0.3 percentage points vs 09-2026
11-2026: 1.9%▲ +0.4 percentage points vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 1.03, cash €86, halved
Figures for financial year 2025 (filed on 01-11-2025)
Founded in 2020
lowers risk
Size: total assets €895,403
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 18% of them on solvency, 2% on liquidity, 14% on profitability and 10% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 819 companies had the same profile as AMMOZ has now. Each dot stands for 3 companies, two years later.
94.7%
were still trading
3.2%
stopped another way
1.8%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of AMMOZ itself: 1.9% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 819 companies, not a prediction for AMMOZ. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.03 (1.06 in 2024), below the usual 1.5. Short-term debt is 95.8% and cash 0% of total assets. 96.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2026
not filed
2025
on the day
2024
on the day
2023
on the day
2022
32 days late
2021
185 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 5 accounts on average 43 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0745340377
1 director appointed, 1 resignation
Resignation: Urbaan De Bruijn · Appointment: Brebo nv · Permanent representative: De Bruyn Jeroen · General meeting of 16-05-2025 · Gazette deed
Environmental permit granted
Slopen van niet vrijstaande gebouwen of constructies, Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden · Hasselt
Registered office moved to Hasselt
New registered office: De Schiervellaan 6 te 3500 Hasselt · Board meeting of 11-11-2021 · Gazette deed
Official details
Source: KBO- Status
- Active since 12-03-2020Normal situation
- Activity
- “Algemene bouwonderneming met coördinatie van onderaanneming.” (deed in Dutch)From the articles, 43 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.340.875.4623500 Hasselt, since 12-03-2020
- Financial year end
- 31 March
- Peppol
- Reachable since 16-01-2026
Insights on AMMOZ
AMMOZ files the micro format. That format states no turnover. The gross margin rose from -€14,391 in 2021 to -€4,412 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about AMMOZ
- What is the company number of AMMOZ?
- The company number of AMMOZ is 0745.340.377. The VAT number is the same number with BE in front: BE 0745.340.377.
- Where is AMMOZ based?
- The registered office is at de Schiervellaan 6, 3500 Hasselt.Company details
- What is the legal form of AMMOZ?
- AMMOZ is a private limited company (BV).
- When was AMMOZ founded?
- AMMOZ was founded on 12-03-2020.
- Is AMMOZ still active?
- Yes, AMMOZ is an active enterprise in the KBO register.
- What is the turnover of AMMOZ?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is AMMOZ profitable?
- In financial year 2025, AMMOZ made a loss of €25,824.
- Where can I find the annual accounts of AMMOZ?
- AMMOZ filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
Next steps
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