ALTE
ActiveALTE has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.90M and a net result of €480k. Equity is growing by ~42.2% per year across the filed fiscal years. Its solvency ranks better than 49% of 10252 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-7
Solvency62▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €180k at 30 days acceptable
Liquidity ample (current ratio 2.53 against 2.94 in 2024; short-term debt: 16.8% and cash: 1.9% of total assets), but 63.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.6%
Return on assets
6.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
11 d late
2023
on the day
2022
7 d early
2021
14 d early
2020
20 d late
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.90M▲ 19.8%
2024 · €2.42M
2018: €291k
2019: €353k
2020: €574k
2021: €794k
2022: €1.46M
2023: €2.06M
2024: €2.42M
2018 → 2025
Total assets
€7.92M▲ 6.5%
2024 · €7.44M
2018: €1.80M
2019: €1.79M
2020: €1.93M
2021: €2.51M
2022: €3.35M
2023: €3.95M
2024: €7.44M
2018 → 2025
Net result
€480k▲ 33.7%
2024 · €359k
2018: €113k
2019: €63k
2020: €221k
2021: €220k
2022: €666k
2023: €605k
2024: €359k
2018 → 2025
Working capital
€2.04M▼ 3.1%
2024 · €2.10M
2018: €341k
2019: €366k
2020: €398k
2021: €697k
2022: €1.34M
2023: €1.90M
2024: €2.10M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€794k-€1.46M▲ 83.8%€2.06M▲ 41.4%€2.42M▲ 17.4%€2.90M▲ 19.8%
Operating result€281k-€913k▲ 225%€824k▼ 9.7%€493k▼ 40.2%€783k▲ 58.8%
Net result€220k-€666k▲ 203%€605k▼ 9.2%€359k▼ 40.6%€480k▲ 33.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 59% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.92M
Fixed assets
€4.56M▲ 7.1%
Current assets
€3.36M▲ 5.6%
Equity and liabilities €7.92M
Equity
€2.90M▲ 19.8%
Debt
€5.02M▲ 0.1%
The debt ratio falls from 67.4% to 63.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€1.11M▲
2024 · €733k
Cash flow
€812k▲
2024 · €599k
Solvency
36.6%▲
2024 · 32.6%
Current ratio
2.53▼
2024 · 2.94
Quick ratio
0.97▼
2024 · 1.28
Debt / equity
1.73▼
2024 · 2.07
ROE
16.5%▲
2024 · 14.8%
ROA
6.1%▲
2024 · 4.8%
Interest coverage
4.95▼
2024 · 7.03
Debt
€5.02M▲
2024 · €5.02M
Debt ≤ 1 year
€1.33M▲
2024 · €1.09M
Debt > 1 year
€3.69M▼
2024 · €3.93M
Income taxes
€178k▲
2024 · €68k
Staff costs
€1.20M▲
2024 · €876k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€7.44M€7.92M▲
Fixed assets21/28€4.26M€4.56M▲
Tangible fixed assets22/27€4.25M€4.55M▲
Land and buildings22€4.09M€4.37M▲
Plant, machinery and equipment23€83k€81k▼
Furniture and vehicles24€52k€79k▲
Leasing and similar rights25€8k€1k▼
Other tangible fixed assets26€14k€25k▲
Assets under construction and advance payments27€0-
Financial fixed assets28€6k€6k=
Current assets29/58€3.19M€3.36M▲
Amounts receivable after more than one year29€483k€509k▲
Other amounts receivable291€483k€509k▲
Stocks and contracts in progress3€1.80M€2.08M▲
Stocks30/36€1.80M€2.08M▲
Amounts receivable within one year40/41€653k€627k▼
Trade receivables40€304k€362k▲
Other amounts receivable41€349k€265k▼
Cash at bank and in hand54/58€245k€151k▼
Deferred charges and accrued income490/1€3k€0▼
Equity and liabilities
Total equity and liabilities10/49€7.44M€7.92M▲
Equity10/15€2.42M€2.90M▲
Contributions10/11€20k€20k=
Reserves13€2.40M€2.88M▲
Distributable reserves133€2.40M€2.88M▲
Amounts payable17/49€5.02M€5.02M▲
Amounts payable after more than one year17€3.93M€3.69M▼
Financial debts170/4€3.93M€3.69M▼
Amounts payable within one year42/48€1.09M€1.33M▲
Current portion of amounts payable after more than one year42€105k€325k▲
Financial debts43€350k€559k▲
Credit institutions430/8€350k€559k▲
Trade debts44€559k€233k▼
Suppliers440/4€559k€233k▼
Taxes, remuneration and social security45€72k€210k▲
Taxes450/3€72k€71k▼
Remuneration and social security454/9€0€139k▲
Other amounts payable47/48-€3k
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€876k€1.20M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€240k€332k▲
Other operating charges640/8€23k€106k▲
Gross operating margin9900€1.63M€2.42M▲
Operating profit (loss)9901€493k€783k▲
Financial income75/76B€38k€100k▲
Recurring financial income75€38k€100k▲
Financial charges65/66B€104k€225k▲
Recurring financial charges65€104k€225k▲
Profit (loss) for the period before taxes9903€427k€658k▲
Income taxes67/77€68k€178k▲
Profit (loss) for the period9904€359k€480k▲
Profit (loss) for the period to be appropriated9905€359k€480k▲
Appropriation of the result
Profit (loss) to be appropriated9906€359k€480k▲
Transfer to equity691/2€359k€480k▲
To other reserves6921€359k€480k▲
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 11 days late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity doublescurrent ratio 4.87
Current ratio from 2.34 to 4.87; short-term debt falls from €1.00M to €491k.
31-12
Financial
Equity above €2MEq €2.06M ▲41.4%
6 profitable years in a row build equity to €2.06M.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €666k ▲203%
Operating result €913k, net result €666k, both a record.
31-12
Financial
Equity above €1MEq €1.46M ▲83.8%
5 profitable years in a row build equity to €1.46M.
17-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 20 days late
2020
31-12
Financial
Equity above €500kEq €574k ▲62.5%
3 profitable years in a row build equity to €574k.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €63k ▼44.4%
Net result drops to €63k, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
19-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 111 days late
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tremelo · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kruisstraat 1263120 TremeloGround area
1,017 m²
Building footprint
864 m²
Volume, LiDAR
3,542 m³
Parcel 24109A0582/00N000, Flanders · tallest building 14.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Niels Albert Bike Store
since 20142.237.591.842
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24109A0582/00N000 | Flanders | 1,017 m² | 1 · 864 m² | 14.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries · 1,500 EUR awarded · 1,500 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,000 EUR | 1,000 EUR |
| 2022 | 1 | 500 EUR | 500 EUR |
Schemes
Premie kwalificerend werkplekleren
Stagebonus (stopgezet)
Recognitions · licences · registrations
Food safety, FASFC
1 siteTremelo2.237.591.842
Dual-learning approval
4 live approvals · 4 endedFietshersteller (vwo)
Fietshersteller duaal (so)
Fietsinstallaties duaal (so)
Fietstechnicus (vwo)
Similar companies · same sector, comparable size
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DE KAMPEERDER
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AMERICA TODAY BELGIUM
BE 0442.644.256
Antwerpen · Eq €3.46M
Of 1,314 companies in sector 47639 we hold annual accounts for 624. 157 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-10-2014
Fiscal year end31-12
Activities, NACEBEL
47639Retail sale of other sporting goods
47640Retail trade
95290Repair and maintenance of other personal and household goods
45402
47632Retail sale of bicycles
47785Retail trade
47830Retail sale of motorcycles and motorcycle parts and accessories
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.