ALTACASA
ActiveSummary
ALTACASA has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-221k) and a net result of €-15k. Equity is shrinking by ~45.4% per year across the filed fiscal years. Its solvency ranks better than 18% of 1517 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
37
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability33▲+2
Solvency5▼-2
Growth32=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.01 against 0.01 in 2024; short-term debt: 53.7% and cash: 0.2% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-19.9%
Return on assets
-1.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-221k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
4 d late
2024
27 d late
2023
30 d late
2022
17 d late
2021
25 d late
2020
9 d late
2019
42 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€257k
EBIT margin
1.0%
Net result
€-15k▲ 20.4%
2024 · €-19k
2018: €1k
2019: €-5k
2020: €-1k
2021: €-1k
2022: €-130k
2023: €-44k
2024: €-19k
2018 → 2025
Working capital
€-592k▼ 6.2%
2024 · €-558k
2018: €-2k
2019: €-9k
2020: €-10k
2021: €-17k
2022: €-375k
2023: €-521k
2024: €-558k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-12k-€-142k▼ 1,131%€-186k▼ 31.1%€-205k▼ 10.3%€-221k▼ 7.5%
Operating result€-402-€-127k▼ 31,546%€-14k▲ 89.1%€7k€9k▲ 38.0%
Net result€-1k-€-130k▼ 11,317%€-44k▲ 66.1%€-19k▲ 56.4%€-15k▲ 20.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 38% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.11M
Fixed assets
€1.11M ▼ 3.2%
Current assets
€3k ▲ 18.3%
Key figures and ratios
EBITDA
€46k▲
2024 · €44k
Cash flow
€21k▲
2024 · €18k
Solvency
-19.9%▼
2024 · -17.9%
Current ratio
0.01▲
2024 · 0.01
Debt to equity
-6.03▲
2024 · -6.58
ROA
-1.4%▲
2024 · -1.7%
Interest coverage
1.87▲
2024 · 1.67
Debt
€1.33M▼
2024 · €1.35M
Debt ≤ 1 year
€596k▲
2024 · €561k
Debt > 1 year
€735k▼
2024 · €791k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.15M€1.11M▼
Fixed assets21/28€1.14M€1.11M▼
Tangible fixed assets22/27€1.14M€1.11M▼
Land and buildings22€1.14M€1.11M▼
Current assets29/58€3k€3k▲
Amounts receivable within one year40/41€617€23▼
Other amounts receivable41€617€23▼
Cash at bank and in hand54/58€2k€2k▼
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€1.15M€1.11M▼
Equity10/15€-205k€-221k▼
Contributions10/11€19k€19k=
Reserves13€38k€38k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€36k€36k=
Profit (loss) carried forward14€-262k€-277k▼
Amounts payable17/49€1.35M€1.33M▼
Amounts payable after more than one year17€791k€735k▼
Financial debts170/4€791k€735k▼
Amounts payable within one year42/48€561k€596k▲
Current portion of amounts payable after more than one year42€54k€56k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45-€12
Taxes450/3-€12
Other amounts payable47/48€505k€539k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€37k=
Other operating charges640/8€5k€5k▲
Gross operating margin9900€48k€51k▲
Operating profit (loss)9901€7k€9k▲
Financial charges65/66B€26k€25k▼
Recurring financial charges65€26k€25k▼
Profit (loss) for the period before taxes9903€-19k€-15k▲
Profit (loss) for the period9904€-19k€-15k▲
Profit (loss) for the period to be appropriated9905€-19k€-15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-262k€-277k▼
Profit (loss) brought forward from the previous period14P€-243k€-262k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
31-12
Financial
Weakest financial yearnet €-130k
Net result drops to €-130k, the lowest in the series; recovery starts the following year.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
11-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 42 days late
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 13 days late
2017
03-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 64 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Pépinière 116041 Charleroi1 establishment unit
ALTACASA
since 20142.229.127.504
Similar companies · same sector and region
IMMO PHOENIX
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BATI - RENT
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CONTAINER ECO
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 881 companies in sector 77229 we hold annual accounts for 319. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded19-03-2014
Fiscal year end31-12
Activities, NACEBEL 2025
77229Renting and leasing of other personal and household goods
43350Other building finishing work
46190Agents in non-specialised wholesale trade
68110Buying and selling of own real estate
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filings
Scores and ratios are computed by Checked and are not a credit decision.