ACTIONS LOCALES POUR INDEPENDANTS

Active

Non-profit associationfounded 2015active for 10 yearsQuai Louva 21, 4102 Seraing, BelgiumKBO/BCE: BE 0643.757.722

From the official registers: KBO 10 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

ACTIONS LOCALES POUR INDEPENDANTS has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €362,439 and a net result of €11,247. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 44% of 3,861 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow Report Compare

ACTIONS LOCALES POUR INDEPENDANTSActiveChecked score 94/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 01-12-2015 Normal situation
Legal form: Non-profit association
Registered office: Quai Louva 21, 4102 Seraing
Activity: Business and other management consultancy NACE 70200
Establishment unit: 2.248.324.594 4102 Seraing, since 01-12-2015
Financial year end: 31 December
Peppol: Reachable since 09-07-2025

Company details

Board and ownership

Board

StasDirector
Robert ROUZEEUWDirector
Aurélie DaenenDirector
Decerf Alain Théo Germain LucienDirector

and 6 other directors

Auditor: DGST & PARTNERS - REVISEUR D'ENTREPRISES-BEDRIJFSREVISOREN

Board & ownership

Financial position

94 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: < 0.1%

Annual accounts 2025

Gross margin: €829,131; ▼ 3.2%
Turnover: ≈ €1.2m; estimated
Surplus: €11,247; ▼ 90.1%
Equity: €362,439; ▲ 3.2%
Total assets: €790,978; ▼ 34.6%
Staff: 10.6 FTE; ▼ 1.9%

2025 accounts filed 20 days before the deadline

Filed on 11-07-2026at the National Bank

Financials

Score breakdownlowers riskLegal form: non-profit associationLiquidity: current ratio 1.88, cash €413,914Sector: Activities of head offices; management consultancy activities (NACE 70)Equity €362,439 (45.8% of total assets)Show the evidence

Checked score

Score 2025

94 / 100

Excellent

Probability in this band: under 0.55%

Financially stronger than 56% of small companies in head offices and management consultancy (NACE 70)

Every signal that counts is listed under Signals.

Financial strength · tick: 2024

Strong

Solvency 71+17

equity 45.8% of total assets

Liquidity 73+55

short-term debt 52.9% · cash 52.3%

Profitability 53-27

return on assets 1.4%

Bankruptcy probability within 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (4,518 companies, NACE 70, small)

Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value

Credit of up to €30,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.88 (1.42 in 2024), above the usual 1.5. Short-term debt is 52.9% and cash 52.3% of total assets. However, 54.2% of the assets are financed with debt and provisions.

Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, small). It does better than 44% of them on solvency, 90% on liquidity, 41% on profitability and 47% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.

lowers riskneutral

Legal form: non-profit association

KBO

Liquidity: current ratio 1.88, cash €413,914

NBB · annual accounts

Sector: Activities of head offices; management consultancy activities (NACE 70)

KBO

Equity €362,439 (45.8% of total assets)

NBB · annual accounts

Growing equity

Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.

NBB · annual accounts 2025

Equity per financial year

1819202122232425

2018 to 2025 · latest year €362,439

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-07-2026, 20 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

20 days early

2024

28 days early

2023

29 days early

2022

31 days early

2021

31 days early

2020

22 days early

2019

25 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 27 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 July (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

That holds for every publication since 2021.

KBO publications

Key points

Caution: Result fell in 2025from €113,474 to €11,247 ▼ 90.1% View
New directorslatest change 03-11-2025 · 10 in office 8 joined View
Positive: 8th largest employer in Seraing, Professional and technical services sectorin the Checked rankings No. 8 View
Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
Positive: 5 profitable years in a rowprofit 2025: €11,247 5 years View

Documents

Key facts about ACTIONS LOCALES POUR INDEPENDANTS

What is the company number of ACTIONS LOCALES POUR INDEPENDANTS?: The company number of ACTIONS LOCALES POUR INDEPENDANTS is 0643.757.722. The VAT number is the same number with BE in front: BE 0643.757.722.
Where is ACTIONS LOCALES POUR INDEPENDANTS based?: The registered office is at Quai Louva 21, 4102 Seraing.Company details
What does ACTIONS LOCALES POUR INDEPENDANTS do?: According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of ACTIONS LOCALES POUR INDEPENDANTS?: The legal form of ACTIONS LOCALES POUR INDEPENDANTS is Non-profit association (VZW).
When was ACTIONS LOCALES POUR INDEPENDANTS founded?: ACTIONS LOCALES POUR INDEPENDANTS was founded on 01-12-2015.
Is ACTIONS LOCALES POUR INDEPENDANTS still active?: Yes, ACTIONS LOCALES POUR INDEPENDANTS is an active enterprise in the KBO register.
How many employees does ACTIONS LOCALES POUR INDEPENDANTS have?: ACTIONS LOCALES POUR INDEPENDANTS had an average of 10.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of ACTIONS LOCALES POUR INDEPENDANTS?: The turnover in financial year 2025 is ≈ €1.2m. This figure is estimated from the gross margin of €829,131 and 73 comparable companies (NACE 70200). It probably lies between €980,000 and €2.3m. In financial year 2024 turnover was €0.
Is ACTIONS LOCALES POUR INDEPENDANTS profitable?: In financial year 2025, ACTIONS LOCALES POUR INDEPENDANTS made a profit of €11,247.
Where can I find the annual accounts of ACTIONS LOCALES POUR INDEPENDANTS?: ACTIONS LOCALES POUR INDEPENDANTS filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of ACTIONS LOCALES POUR INDEPENDANTS due?: ACTIONS LOCALES POUR INDEPENDANTS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as ACTIONS LOCALES POUR INDEPENDANTS: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €599,000 and €984,000, founded between 2014 and 2017.

Company	Total assets	Gross margin
ACTIONS LOCALES POUR INDEPENDANTS Seraing	€0.8m	€0.8m
Wave Agency Aalst	€0.9m	€0.8m
JDI Huldenberg	€1.0m	€0.9m
Covartim Watermaal-Bosvoorde	€0.6m	€0.7m
PFW ENGINEERING Mouscron	€0.7m	€0.9m
SGI Compliance Aartselaar	€0.7m	€1.0m
Real Estate Support Services Gent	€0.8m	€0.8m