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NATUREM SOLUTIONS

Active Private limited companyfounded 2010active for 16 yearsRue de Seron, Hempt. 14, 5380 FernelmontKBO/BCE: BE 0823.841.289

Lifetime

16 annual accounts with figures on one time axis
peak €109,194 (2022)
€41,890▼ 55.9%
lowest -€18,637 (2015)
€17,754▼ 43.6%
peak €127,302 (2025)
€127,302▲ 16.2%
€20,383▼ 83.3%
Board3 names since 2021
2 directorsADVANCED CONCEPT SOLUTIONS and 1 other
Owners2 names in the annual accounts
  
Documentsfilings and deeds
26-08-202626 days late
2025micro format
Gross margin from €95,013 to €41,890Result from €31,460 to €17,754Registered office moved from Namur to Hemptinne 20-05Equity from €109,548 to €127,302Debts from €122,122 to €20,383Cash from €79,132 to €124,192

Key points

from the 2025 annual accounts

Equity

€127,302 ▲ 16.2%

NATUREM SOLUTIONS has made a profit without a break since 2019.

Liquidity

7.25 was 1.90 in 2024

Short-term debts fell from €122,122 to €20,383.

Filings

16 annual accounts since 2010
AprilJune31 JulyOctober2010201520202025

Four of the last ten came late. The 2023 accounts came latest: 30 days after the end of the period.

Checked score

96
Excellent
Financially stronger than 70% of micro companies in sewerage (NACE 37)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 113 companies (NACE 37, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025lowest value 06-2025: 0.1%▲ +0.1 percentage points vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026highest value 09-2026: 0.1%▼ -0.3 percentage points vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Strong

100+28equity 86.2% of total assets
98+32short-term debt 13.8% · cash 84.1%
68-3return on assets 12.0%

Score breakdown

raises risk
1 change of registered office in 24 months
lowers risk
Liquidity: current ratio 7.25, cash €124,192
Equity €127,302 (86.2% of total assets)
Sector: Sewerage (NACE 37)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 37, micro). It does better than 90% of them on solvency, 94% on liquidity, 30% on profitability and 65% on growth.

The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 34,693 companies had the same profile as NATUREM SOLUTIONS has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of NATUREM SOLUTIONS itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,693 companies, not a prediction for NATUREM SOLUTIONS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €12,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 7.25 (1.9 in 2024), above the usual 1.5. Short-term debt is 13.8% and cash 84.1% of total assets. 13.8% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 7.25, cash €124,192
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Equity €127,302 (86.2% of total assets)
NBB · annual accounts
lowers risk · Sector: Sewerage (NACE 37)
KBO
raises risk · 2025 accounts filed 26 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
26 days late
2024
32 days early
2023
30 days late
2022
59 days early
2021
40 days early
2020
24 days early
2019
38 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 20 days before the deadline. In the sector (NACE 37), the median for financial year 2024 was 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 June (4 of the last 5 accounts filed within 58 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0823841289
Registered office moved from Namur to Hemptinne New registered office: rue de Seron 14-5380 Hemptinne · Previous registered office: chaussée de Marche 940-5100 Namur · Resignation: Olivier Bastin (director) · General meeting of 14-04-2025 · Gazette deed
Registered office moved to Naninne Namur New registered office: Chaussée de Marche 940, 5100 Naninne Namur · Change of role: BASTIN Olivier, from manager to director · Director discharge: BASTIN Olivier (manager) · Gazette deed
First establishment Rue de Seron, Hempt. 14, Fernelmont
All 26 events

Comparable companies

same main activity, similar in size and age
Company
NATUREM SOLUTIONS Fernelmont €147,685 €41,890 86.2% -
RIORY Bilzen-Hoeselt €157,782 €57,881 45.4% -
A.A.A. DEN ONTSTOPPER Heist-op-den-Berg €135,765 €36,158 -59.3% -
TREMELO Namur €111,692 €79,206 -20.0% -
DEBOUCHTOUT Lasne €111,012 €58,258 75.6% -
GREEN EUROPE Gouvy €263,264 €74,236 56.4% -
VAN DEN KEYBUS JORIS Hoogstraten €93,820 €25,215 40.7% -

These companies have the same main activity as NATUREM SOLUTIONS: sewerage (NACE 37000). They are comparable in size and age: total assets between €93,800 and €263,000, founded between 2003 and 2015.

Official details

Source: KBO
Status
Active since 11-03-2010Normal situation
Activity
SewerageNACE 37000and 3 others
Establishment unit
2.188.120.4565380 Fernelmont, since 27-05-2010
Financial year end
31 December
Peppol
Reachable since 13-11-2025
Company details

Annual accounts 2025

≈ €170,000estimated
€147,685▼ 36.3%
≈ 0.7 FTEestimated
Filing
Filed on 26-08-2026
Financials

Insights on NATUREM SOLUTIONS

NATUREM SOLUTIONS files the micro format. That format states no turnover. The gross margin rose from €5,040 in 2010 to €41,890 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about NATUREM SOLUTIONS

What is the company number of NATUREM SOLUTIONS?
The company number of NATUREM SOLUTIONS is 0823.841.289. The VAT number is the same number with BE in front: BE 0823.841.289.
Where is NATUREM SOLUTIONS based?
The registered office is at Rue de Seron, Hempt. 14, 5380 Fernelmont.Company details
What does NATUREM SOLUTIONS do?
According to the KBO register, the main activity is sewerage (NACE 37000).
What is the legal form of NATUREM SOLUTIONS?
NATUREM SOLUTIONS is a private limited company (BV).
When was NATUREM SOLUTIONS founded?
NATUREM SOLUTIONS was founded on 11-03-2010.
Is NATUREM SOLUTIONS still active?
Yes, NATUREM SOLUTIONS is an active enterprise in the KBO register.
How many employees does NATUREM SOLUTIONS have?
NATUREM SOLUTIONS had an average of 1 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
What is the turnover of NATUREM SOLUTIONS?
The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €41,890 and 2,940 comparable companies of the same size. It probably lies between €100,000 and €300,000. It is a rough estimate.
Is NATUREM SOLUTIONS profitable?
In financial year 2025, NATUREM SOLUTIONS made a profit of €17,754.
Where can I find the annual accounts of NATUREM SOLUTIONS?
NATUREM SOLUTIONS filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of NATUREM SOLUTIONS due?
NATUREM SOLUTIONS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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