Alecco
ActiveAlecco has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €49k and a net result of €8k. Equity is growing by ~19.1% per year across the filed fiscal years. Its solvency ranks better than 76% of 7709 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 1.66 against 4.3 in 2024; short-term debt: 22.8% and cash: 13.8% of total assets), and 22.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.2%
Return on assets
13.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
2 d early
2024
20 d late
2023
on the day
2022
on the day
2021
5 d early
2020
135 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€49k▼ 6.9%
2024 · €52k
2020: €10k
2021: €30k
2022: €35k
2023: €45k
2024: €52k
2020 → 2025
Total assets
€63k▲ 11.4%
2024 · €57k
2020: €44k
2021: €71k
2022: €52k
2023: €49k
2024: €57k
2020 → 2025
Net result
€8k▲ 17.5%
2024 · €7k
2020: €2k
2021: €20k
2022: €6k
2023: €10k
2024: €7k
2020 → 2025
Working capital
€10k▼ 30.8%
2024 · €14k
2020: €4k
2021: €25k
2022: €146
2023: €8k
2024: €14k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€30k-€35k▲ 18.0%€45k▲ 28.4%€52k▲ 15.8%€49k▼ 6.9%
Operating result€28k-€9k▼ 68.6%€14k▲ 66.6%€10k▼ 31.1%€13k▲ 28.0%
Net result€20k-€6k▼ 69.2%€10k▲ 62.0%€7k▼ 28.4%€8k▲ 17.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 28% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €63k
Fixed assets
€39k▲ 1.3%
Current assets
€24k▲ 33.3%
Equity and liabilities €63k
Equity
€49k▼ 6.9%
Debt
€14k▲ 233%
The debt ratio rises from 7.6% to 22.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€15k▲
2024 · €11k
Cash flow
€11k▲
2024 · €8k
Solvency
77.2%▼
2024 · 92.4%
Current ratio
1.66▼
2024 · 4.30
Quick ratio
1.66▼
2024 · 4.30
Debt / equity
0.30▲
2024 · 0.08
ROE
17.2%▲
2024 · 13.7%
ROA
13.3%▲
2024 · 12.6%
Interest coverage
190.99▲
2024 · 159.11
Debt
€14k▲
2024 · €4k
Debt ≤ 1 year
€14k▲
2024 · €4k
Income taxes
€4k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€57k€63k▲
Fixed assets21/28€39k€39k▲
Tangible fixed assets22/27€4k€4k▲
Plant, machinery and equipment23-€1k
Furniture and vehicles24€4k€3k▼
Financial fixed assets28€35k€35k=
Current assets29/58€18k€24k▲
Amounts receivable within one year40/41€7k€7k▼
Trade receivables40€5k€5k▲
Other amounts receivable41€2k€1k▼
Cash at bank and in hand54/58€11k€9k▼
Deferred charges and accrued income490/1-€9k
Equity and liabilities
Total equity and liabilities10/49€57k€63k▲
Equity10/15€52k€49k▼
Contributions10/11€8k€8k=
Reserves13€44k€41k▼
Distributable reserves133€44k€41k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€4k€14k▲
Amounts payable within one year42/48€4k€14k▲
Trade debts44€493€213▼
Suppliers440/4€493€213▼
Taxes, remuneration and social security45€3k€5k▲
Taxes450/3€3k€5k▲
Other amounts payable47/48€335€9k▲
Accrued charges and deferred income492/3€150€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€505€652▲
Gross operating margin9900€12k€16k▲
Operating profit (loss)9901€10k€13k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€71€79▲
Recurring financial charges65€71€79▲
Profit (loss) for the period before taxes9903€10k€13k▲
Income taxes67/77€3k€4k▲
Profit (loss) for the period9904€7k€8k▲
Profit (loss) for the period to be appropriated9905€7k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€44k€8k▼
Profit (loss) brought forward from the previous period14P€37k€0▼
Transfer from equity791/2-€12k
Transfer to equity691/2€44k€8k▼
To other reserves6921€44k€8k▼
Profit to be distributed694/7-€12k
Return on contributions (dividend)694-€12k
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 2.92
Current ratio from 1.01 to 2.92; short-term debt falls from €17k to €4k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2020net €20k ▲1006%
Operating result €28k, net result €20k, both a record.
18-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Philippe Spethstraat 1722950 KapellenGround area
803 m²
Building footprint
89 m²
Volume, LiDAR
461 m³
Parcel 11902H0129/00W003, Flanders · tallest building 15.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Philippe Spethstraat 172, 2950 Kapellen
since 20202.309.778.648
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11902H0129/00W003 | Flanders | 803 m² | 1 · 89 m² | 15.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,501 companies in sector 82990 we hold annual accounts for 9,402. 6,896 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-10-2020
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.