Equity
€139,322 ▲ 32.2%
Fleet4eco has made a profit without a break since 2020.
Fleet4eco
Lifetime
20 annual accounts with figures on one time axis, 30 filings since 1997peak €177,215 (2022)
€119,030▲ 19.8%
lowest -€49,300 (2019)
€33,922▲ 69.2%
peak €139,322 (2026)
€139,322▲ 32.2%
€900,128▼ 5.9%
peak 1.9 FTE (2009)
0 FTE
Board4 names since 2018
1 directorAutomobi Financial Services
Owners
Documentsfilings and deeds
02-09-2026151 days before the deadline
2026financial year
Gross margin from €99,343 to €119,030Result from €20,050 to €33,922Equity from €105,400 to €139,322Cash from €146,317 to €218,375
Key points
from the 2026 annual accountsChecked score
93
Excellent
Financially stronger than 46% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.2%▲ +0.1 percentage points vs 12-2024
02-2025: 0.3%▲ +0.1 percentage points vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025
08-2025: 0.3%● unchanged vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025highest value
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.1%▼ -0.2 percentage points vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Equity €139,322 (13.4% of total assets)
lowers risk
Size: total assets €1.0m
Figures for financial year 2026 (filed on 02-09-2026)
Liquidity: current ratio 0.25, cash €218,375
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 34% of them on solvency, 22% on liquidity, 46% on profitability and 81% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2026.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 4,685 companies had the same profile as Fleet4eco has now. Each dot stands for 12 companies, two years later.
97.0%
were still trading
1.9%
stopped another way
1.1%
went bankrupt
That fits the bankruptcy probability of Fleet4eco itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,685 companies, not a prediction for Fleet4eco. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €12,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.25 (0.2 in 2025), below 1. Short-term debt is 86.6% and cash 21% of total assets. 86.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 191 sector peers (2026).
NBB · sector comparisonPosition among 191 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 02-09-2026, 151 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
151 days early
2025
145 days early
2024
15 days early
2023
125 days early
2022
47 days early
2021
46 days early
2020
48 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 82 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today. The company usually files around 28 September (4 of the last 5 accounts filed within 78 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today30-06-2027 year end31-01-2028 deadline
Board and ownership
- Automobi Financial Services 100%equity €29,017 (2025) · 30-09-2025 annual accounts of Automobi Financial Services
Recent changes
Company renamed from ALBY MANAGEMENT to Fleet4eco
Registered office moved from Dessel to Herentals · New registered office: Lierseweg 330, 2200 Herentals · Previous registered office: Zanddijk 70 B-2480 Dessel · General meeting of 19-12-2023 · Gazette deed
Registered office moved from Herentals to Dessel
New registered office: Zanddijk 70 B-2480 Dessel · Previous registered office: AARSCHOTSEWEG 16, 2200 HERENTALS · General meeting of 01-03-2019 · Gazette deed
Merger proposal: Alby Management takes over Van Looy
Jozef Vandekerckhove holds 166 shares · Betty Cuylen holds 166 shares · Alex Cuylen holds 84 shares · Gazette deed
Comparable companies
same main activity, similar in size and ageThese companies have the same main activity as Fleet4eco: renting and operating of own or leased non-residential real estate, excluding land (NACE 68203). They are comparable in size and age: total assets between €808,000 and €1.3m, founded between 1988 and 2002.
Official details
Source: KBO- Status
- Active since 14-06-1996Normal situation
- Activity
- Renting and operating of own or leased non-residential real estate, excluding landNACE 68203and 4 others
- Establishment unit
- 2.077.278.0612200 Herentals, since 09-07-1996
- Financial year end
- 30 June
- Peppol
- Reachable
Annual accounts to 30-06-2026
- ≈ €160,000estimated
- €1.0m▼ 2.1%
- Filing
- Filed on 02-09-2026, 151 days before the end of the filing period
Insights on Fleet4eco
Fleet4eco has existed since 1996. The gross margin fell from €177,215 in 2022 to €76,688 in 2023.
Automobi Financial Services holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Fleet4eco
- What is the company number of Fleet4eco?
- The company number of Fleet4eco is 0458.194.643. The VAT number is the same number with BE in front: BE 0458.194.643.
- Where is Fleet4eco based?
- The registered office is at Lierseweg 330, 2200 Herentals.Company details
- What does Fleet4eco do?
- According to the KBO register, the main activity is renting and operating of own or leased non-residential real estate, excluding land (NACE 68203).
- What is the legal form of Fleet4eco?
- Fleet4eco is a public limited company (NV).
- When was Fleet4eco founded?
- Fleet4eco was founded on 14-06-1996.
- Is Fleet4eco still active?
- Yes, Fleet4eco is an active enterprise in the KBO register.
- What is the turnover of Fleet4eco?
- The turnover in financial year 2026 is ≈ €160,000. This figure is estimated from the gross margin of €119,030 and 37 comparable companies (NACE 68203). It probably lies between €130,000 and €250,000.Financials
- Is Fleet4eco profitable?
- In financial year 2026, Fleet4eco made a profit of €33,922.
- Where can I find the annual accounts of Fleet4eco?
- Fleet4eco filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of Fleet4eco due?
- Fleet4eco must file the annual accounts for financial year 2027 by 31-01-2028.Timeline
Next steps
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