Airco Confort
ActiveThe computed 12-month bankruptcy probability of Airco Confort is 3.1% (moderate). The 2024 annual accounts show equity of €61k and a net result of €19k. Its solvency ranks better than 48% of 36375 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability86▲+22
Solvency70▼-2
Growth78
Track record94
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.8 against 2.39 in 2023; short-term debt: 18.8% and cash: 21.3% of total assets), but 55.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
44.7%
Return on assets
14%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
43 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€61k▲ 45.6%
2023 · €42k
2023: €42k
2023 → 2024
Total assets
€136k▲ 53.8%
2023 · €88k
2023: €88k
2023 → 2024
Net result
€19k
2023 · €-3k
2023: €-3k
2023 → 2024
Working capital
€21k▲ 18.6%
2023 · €17k
2023: €17k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€42k-€61k▲ 45.6%
Operating result€-2k-€25k
Net result€-3k-€19k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €25k after a loss of €2k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €136k
Fixed assets
€90k▲ 53.3%
Current assets
€46k▲ 54.7%
Equity and liabilities €136k
Equity
€61k▲ 45.6%
Debt
€75k▲ 61.1%
The debt ratio rises from 52.8% to 55.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€42k▲
2023 · €10k
Cash flow
€36k▲
2023 · €9k
Solvency
44.7%▼
2023 · 47.2%
Current ratio
1.80▼
2023 · 2.39
Quick ratio
1.80▼
2023 · 2.39
Debt / equity
1.24▲
2023 · 1.12
ROE
31.3%▲
2023 · -7.8%
ROA
14.0%▲
2023 · -3.7%
Interest coverage
21.52▲
2023 · 5.93
Debt
€75k▲
2023 · €47k
Debt ≤ 1 year
€26k▲
2023 · €13k
Debt > 1 year
€50k▲
2023 · €34k
Income taxes
€4k
Staff costs
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€88k€136k▲
Fixed assets21/28€59k€90k▲
Intangible fixed assets21€1k€769▼
Tangible fixed assets22/27€57k€89k▲
Plant, machinery and equipment23€12k€14k▲
Furniture and vehicles24€45k€75k▲
Financial fixed assets28€117€117=
Current assets29/58€30k€46k▲
Amounts receivable within one year40/41€21k€17k▼
Trade receivables40€17k€10k▼
Other amounts receivable41€3k€7k▲
Cash at bank and in hand54/58€9k€29k▲
Equity and liabilities
Total equity and liabilities10/49€88k€136k▲
Equity10/15€42k€61k▲
Contributions10/11€45k€45k=
Profit (loss) carried forward14€-3k€16k▲
Amounts payable17/49€47k€75k▲
Amounts payable after more than one year17€34k€50k▲
Financial debts170/4€34k€50k▲
Amounts payable within one year42/48€13k€26k▲
Current portion of amounts payable after more than one year42€10k€18k▲
Financial debts43€717-
Other loans439€717-
Trade debts44€800€2k▲
Suppliers440/4€800€2k▲
Taxes, remuneration and social security45€13€4k▲
Taxes450/3-€4k
Remuneration and social security454/9€13€71▲
Other amounts payable47/48€980€2k▲
Income statement
Code20232024
Remuneration, social security and pensions62-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€17k▲
Other operating charges640/8€618€770▲
Gross operating margin9900€11k€44k▲
Operating profit (loss)9901€-2k€25k▲
Financial income75/76B€75-
Recurring financial income75€75-
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€-3k€23k▲
Income taxes67/77-€4k
Profit (loss) for the period9904€-3k€19k▲
Profit (loss) for the period to be appropriated9905€-3k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€16k▲
Profit (loss) brought forward from the previous period14P-€-3k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
12-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 43 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Soignies · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin de l'Ardoisier 97060 SoigniesGround area
943 m²
Building footprint
179 m²
Volume, LiDAR
979 m³
Parcel 55018D1119/00H000, Wallonia · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Airco Confort
since 20232.341.825.765
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55018D1119/00H000 | Wallonia | 943 m² | 1 · 179 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,541 companies in sector 43990 we hold annual accounts for 7,422. 6,185 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-01-2023
Fiscal year end31-12
Activities, NACEBEL
28250Manufacture of machinery and equipment not elsewhere classified
43990Other specialised construction activities
43999Specialised construction activities
43230Insulation installation
43291Specialised construction activities
43350Other building finishing work
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.