Debts
€9.3m 74% of the balance sheet
Financial debts 54%Suppliers 38%Taxes and wages 2%Other 5%
€4.5m of the debts are secured on the company's own assets. In 2021 that was €724,255.
AGRITYRE
Lifetime
12 annual accounts with figures on one time axispeak €1.7m (2022)
-not published
lowest -€903,948 (2023)
€529,870▼ 40.7%
peak €3.3m (2025)
€3.3m▲ 19.3%
€9.3m▲ 14.2%
peak 13.1 FTE (2021)
12.1 FTE▲ 11.0%
Board4 names since 2021
1 directorBERNAERT INVEST
Owners
27.27%Bernaert Invest
Documentsfilings and deeds
16-10-202677 days late
2025financial year
Result from €893,890 to €529,870Staff from 10.9 FTE to 12.1 FTENew director 21-02Equity from €2.8m to €3.3m1 establishment registeredCash from €56,181 to €342,060
Key points
from the 2025 annual accountsChecked score
65
Healthy
Financially stronger than 42% of small companies in wholesale trade (NACE 46)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 4,374 companies (NACE 46, small).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.5%
01-2025: 2.4%▼ -0.1 percentage points vs 12-2024
02-2025: 2.3%▼ -0.1 percentage points vs 01-2025
03-2025: 2.3%● unchanged vs 02-2025
04-2025: 2.3%● unchanged vs 03-2025
05-2025: 2.3%● unchanged vs 04-2025
06-2025: 2.4%▲ +0.1 percentage points vs 05-2025
07-2025: 2.7%▲ +0.3 percentage points vs 06-2025highest value
08-2025: 0.7%▼ -2.0 percentage points vs 07-2025
09-2025: 0.7%● unchanged vs 08-2025
10-2025: 0.7%● unchanged vs 09-2025
11-2025: 0.7%● unchanged vs 10-2025
12-2025: 0.7%● unchanged vs 11-2025
01-2026: 0.7%● unchanged vs 12-2025
02-2026: 0.7%● unchanged vs 01-2026lowest value
03-2026: 0.7%● unchanged vs 02-2026
04-2026: 0.7%● unchanged vs 03-2026
05-2026: 0.7%● unchanged vs 04-2026
06-2026: 0.7%● unchanged vs 05-2026
07-2026: 0.8%▲ +0.1 percentage points vs 06-2026
08-2026: 1.5%▲ +0.7 percentage points vs 07-2026
09-2026: 1.8%▲ +0.3 percentage points vs 08-2026
10-2026: 1.1%▼ -0.7 percentage points vs 09-2026
11-2026: 1.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 77 days late; 2 of the last 3 accounts late
Liquidity: current ratio 1.55, cash €342,060
3 establishment units
lowers risk
Founded in 2013
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small). It does better than 29% of them on solvency, 18% on liquidity, 55% on profitability and 67% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 4,107 companies had the same profile as AGRITYRE has now. Each dot stands for 11 companies, two years later.
97.9%
were still trading
0.9%
stopped another way
1.0%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of AGRITYRE itself: 1.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,107 companies, not a prediction for AGRITYRE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €210,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.55 (1.56 in 2024), above the usual 1.5. Short-term debt is 61.6% and cash 2.7% of total assets. However, 74% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 77 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-10-2026, 77 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
77 days late
2024
30 days early
2023
132 days late
2022
31 days early
2021
44 days early
2020
45 days early
2019
43 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 2 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 July (4 of the last 5 accounts filed within 107 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Bernaert Invest 27.27%equity €96,644 (2025) · 2025 annual accounts of Bernaert Invest
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0533707262
New establishment in Beveren-Kruibeke-Zwijndrecht
Hazopweg 1261
New director
BERNAERT INVEST appointed, Nicolas Bernaert resigned · Permanent representative: Nicolas Bernaert · Director discharge: Nicolas Bernaert · General meeting of 17-02-2025 · Gazette deed
Appointment: HLB Dodémont - Van Impe & C° (statutory auditor)
Permanent representative: Guy Cox · General meeting of 19-06-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| AGRITYRE Beveren-Kruibeke-Zwijndrecht | €13.3m | 7.1% | 26.0% | 12.1 |
| Profile Belux Antwerp | €12.6m | 0.7% | 14.9% | 14.5 |
| WESTLAKE EUROPE Zaventem | €7.3m | -7.0% | 37.9% | 6.4 |
| DC-AFAM Nazareth-De Pinte | €11.8m | 1.5% | 42.1% | 16.6 |
| TELECOM INTEGRATED TECHNOLOGIES Aalter | €13.0m | 9.7% | 33.6% | 34.8 |
| KENDA België Turnhout | €23.7m | 4.0% | 48.0% | 17.5 |
| Delvaux Percy Gembloux | €15.4m | 2.0% | 14.3% | 13.1 |
Grey: the largest companies of the sector (wholesale trade (NACE 46)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as AGRITYRE: wholesale of motor vehicle parts and accessories (NACE 46720). They are comparable in size and age: total assets between €5m and €13m, founded between 2003 and 2016.
Official details
Source: KBO- Status
- Active since 26-04-2013Normal situation
- Activity
- Wholesale of motor vehicle parts and accessoriesNACE 46720and 3 others
- Joint committees
- 112Garages
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment units
- 2.223.616.2219120 Beveren-Kruibeke-Zwijndrecht, since 26-04-2013
- 2.295.579.3339130 Beveren-Kruibeke-Zwijndrecht, since 14-10-2019and 1 other
- Financial year end
- 31 December
- Peppol
- Reachable since 05-01-2026
Annual accounts 2025
- €12.6m▲ 15.4%
- Employeeson 31-12-2025
- 10▼ 23.1%
- Filing
- Filed on 16-10-2026
Insights on AGRITYRE
AGRITYRE has existed since 2013. The present size dates from 2015. The gross margin rose that year from €278,372 to €693,972 and staff from 1 to 2.8 full-time equivalents.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about AGRITYRE
- What is the company number of AGRITYRE?
- The company number of AGRITYRE is 0533.707.262. The VAT number is the same number with BE in front: BE 0533.707.262.
- Where is AGRITYRE based?
- The registered office is at Grote Kerkstraat 39, 9120 Beveren-Kruibeke-Zwijndrecht.Company details
- What does AGRITYRE do?
- According to the KBO register, the main activity is wholesale of motor vehicle parts and accessories (NACE 46720).
- What is the legal form of AGRITYRE?
- AGRITYRE is a private limited company (BV).
- When was AGRITYRE founded?
- AGRITYRE was founded on 26-04-2013.
- Is AGRITYRE still active?
- Yes, AGRITYRE is an active enterprise in the KBO register.
- How many employees does AGRITYRE have?
- AGRITYRE had an average of 12.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does AGRITYRE fall under?
- In its 2025 annual accounts, AGRITYRE states joint committees 112 (Garages) and 200 (Auxiliary committee for white-collar workers).
- What is the turnover of AGRITYRE?
- The turnover of AGRITYRE was €13.3m in financial year 2025, according to the filed annual accounts.
- Is AGRITYRE profitable?
- In financial year 2025, AGRITYRE made a profit of €529,870.
- Where can I find the annual accounts of AGRITYRE?
- AGRITYRE filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of AGRITYRE due?
- AGRITYRE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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