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SOCIETE AGRICOLE DE GERPINNES

Active Private limited companyfounded 2001active for 24 yearsRue de la Blanche Borne 12, 6280 GerpinnesKBO/BCE: BE 0476.270.790 subsidiary of CF HOLDING

Lifetime

18 annual accounts with figures on one time axis, 24 filings since 2002
peak €52,492 (2012)
-not published
lowest -€147,891 (2023)
-€131,439▼ €12,017
peak €1.2m (2016)
€1.0m▲ 119%
€38,405▼ 93.7%
peak 1 FTE (2008)
1 FTEunchanged
Board7 names since 2017
4 directorsCedric FRERE and 3 others
Owners4 names in the annual accounts
Documentsfilings and deeds
19-06-202642 days before the deadline
2025abbreviated format
Gross margin from €927 to -€35,320Loss of €131,439Capital contribution of €1,200,000 24-06Equity from €477,809 to €1.0mDebts from €609,000 to €38,405Investments €20,640

Key points

from the 2025 annual accounts

Equity

€1.0m ▲ 119%
€478,0002024€1m2025

Equity rose in 2025 from €477,809 to €1.0m.

Losses

-€1.4m in 18 years
2009201120132015201720192021-147,8912023-131,4392025

Every financial year from 2008 to 2025 closed with a loss. 2023 was the heaviest.

Investments

€21,410 10.5 × depreciation
202120222025

Green is investment, beige is depreciation.

Liquidity

1.97 was 0.16 in 2024

Short-term debts fell from €605,826 to €38,405.

Filings

24 annual accounts since 2002
AprilJune31 JulyOctober20102020

The last five annual accounts were filed 24 to 42 days before the end of the period.

Position in the sector

-€131,439

Lower net result than 95% of companies in crop and animal production. Sector median €50,835 · 2,076 companies.

Checked score

88
Excellent
Financially stronger than 63% of micro companies in crop and animal production (NACE 01)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 5,696 companies (NACE 01, micro).

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.5%● unchanged vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.7%▲ +0.2 percentage points vs 07-2026 09-2026: 0.8%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.3%▼ -0.5 percentage points vs 09-2026lowest value 11-2026: 0.3%● unchanged vs 10-2026lowest value

Financial strength
Average

100+31equity 96.5% of total assets
52+29short-term debt 3.5% · cash 1.6%
4-1return on assets -12.1%

Score breakdown

raises risk
Loss of €131,439, the second in a row (financial year 2025)
Liquidity: current ratio 1.97, cash €16,814
lowers risk
Equity €1.0m (96.5% of total assets)
Size: 1 FTE, total assets €1.1m
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 01, micro). It does better than 92% of them on solvency, 56% on liquidity, 9% on profitability and 94% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 5,831 companies had the same profile as SOCIETE AGRICOLE DE GERPINNES has now. Each dot stands for 15 companies, two years later.

84.5%
were still trading
13.4%
stopped another way
1.7%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more

Another 0.4% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of SOCIETE AGRICOLE DE GERPINNES itself is lower: 0.3% within 12 months. It rests on far more data about SOCIETE AGRICOLE DE GERPINNES than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 5,831 companies, not a prediction for SOCIETE AGRICOLE DE GERPINNES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €90,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.97 (0.16 in 2024), above the usual 1.5. Short-term debt is 3.5% and cash 1.6% of total assets. 3.5% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Loss of €131,439, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Equity €1.0m (96.5% of total assets)
NBB · annual accounts
raises risk · Liquidity: current ratio 1.97, cash €16,814
NBB · annual accounts
lowers risk · Size: 1 FTE, total assets €1.1m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €1.0m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
42 days early
2024
41 days early
2023
35 days early
2022
24 days early
2021
39 days early
2020
43 days early
2019
14 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 34 days before the deadline. In the sector (NACE 01), the median for financial year 2024 was 3 days before the deadline, and 37% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

SM
Director, since 16-06-2022
BL
Director, since 17-10-2022
CF
Manager
Board & ownership

Recent changes

Appointment: Deloitte Réviseurs d’Entreprises SRL (statutory auditor) Capital increase of €125,000 · Capital increase of €203,804.59 · General meeting of 15-10-2026 · Gazette deed
Reappointment: Deloitte Réviseurs d'Entreprises SRL (statutory auditor) General meeting of 18-06-2026 · Gazette deed
Capital contribution of €1,200,000 Contribution: CF HOLDING · CF HOLDING holds all the shares · General meeting of 28-05-2025 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0476270790
All 43 events

Comparable companies

same main activity, similar in size and age
Company
SOCIETE AGRICOLE DE GERPINNES Gerpinnes €1.1m -€35,320 96.5% 1
GRAUX Tournai €0.7m -€73,387 30.6% 2.9
KODEVA Torhout €2.3m -€12,789 83.8% 0.5
LA FERME DU SAULE Momignies €0.8m -€2,141 6.7% -
Quirynen Dairy Farming Merksplas €3.0m -€608,283 -198.2% 0
BE.FERT Lo-Reninge €0.6m -€10,074 82.9% -
E. von Frühbuss & Co Saint-Vith €0.9m €434 93.1% -

These companies have the same main activity as SOCIETE AGRICOLE DE GERPINNES: mixed farming (NACE 01500). They are comparable in size and age: total assets between €642,000 and €3m, founded between 1983 and 2011.

Official details

Source: KBO
Status
Active since 07-12-2001Normal situation
Registered office
24 active companies are registered at this addressSource: KBO register, as of 10 November 2026.
Activity
Mixed farmingNACE 01500and 1 other
Joint committee
200Auxiliary committee for white-collar workers · annual accounts 2025
Establishment units
2.098.782.3676280 Gerpinnes, since 06-02-2002
2.302.982.4136280 Gerpinnes, since 01-10-2013
Financial year end
31 December
Peppol
Reachable since 08-04-2025
Company details

Annual accounts 2025

€1.1m▼ 0.2%
Employeeson 31-12-2025
1=
Filing
Filed on 19-06-2026, 42 days before the end of the filing period
Financials

Insights on SOCIETE AGRICOLE DE GERPINNES

Solvency rose in 2025 from 44.0% to 96.5% because of lower debts.

CF HOLDING holds all the shares.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about SOCIETE AGRICOLE DE GERPINNES

What is the company number of SOCIETE AGRICOLE DE GERPINNES?
The company number of SOCIETE AGRICOLE DE GERPINNES is 0476.270.790. The VAT number is the same number with BE in front: BE 0476.270.790.
Where is SOCIETE AGRICOLE DE GERPINNES based?
The registered office is at Rue de la Blanche Borne 12, 6280 Gerpinnes.Company details
What does SOCIETE AGRICOLE DE GERPINNES do?
According to the KBO register, the main activity is mixed farming (NACE 01500).
What is the legal form of SOCIETE AGRICOLE DE GERPINNES?
SOCIETE AGRICOLE DE GERPINNES is a private limited company (BV).
When was SOCIETE AGRICOLE DE GERPINNES founded?
SOCIETE AGRICOLE DE GERPINNES was founded on 07-12-2001.
Is SOCIETE AGRICOLE DE GERPINNES still active?
Yes, SOCIETE AGRICOLE DE GERPINNES is an active enterprise in the KBO register.
How many employees does SOCIETE AGRICOLE DE GERPINNES have?
SOCIETE AGRICOLE DE GERPINNES had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does SOCIETE AGRICOLE DE GERPINNES fall under?
In its 2025 annual accounts, SOCIETE AGRICOLE DE GERPINNES states joint committee 200 (Auxiliary committee for white-collar workers).
What is the turnover of SOCIETE AGRICOLE DE GERPINNES?
The annual accounts for financial year 2025 state no turnover. In financial year 2023 turnover was €0.
Is SOCIETE AGRICOLE DE GERPINNES profitable?
In financial year 2025, SOCIETE AGRICOLE DE GERPINNES made a loss of €131,439.
Where can I find the annual accounts of SOCIETE AGRICOLE DE GERPINNES?
SOCIETE AGRICOLE DE GERPINNES filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SOCIETE AGRICOLE DE GERPINNES due?
SOCIETE AGRICOLE DE GERPINNES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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