AGABO
ActiveAGABO has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.26M and a net result of €236k. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 85% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+1
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €300k at 30 days acceptable
Liquidity ample (current ratio 58.12 against 45.4 in 2024; short-term debt: 0.8% and cash: 31.1% of total assets), and 12.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.7%
Return on assets
6.4%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €3.26M
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-05-2026, 81 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
81 d early
2024
76 d early
2023
84 d early
2022
66 d early
2021
74 d early
2020
72 d early
2019
65 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3.26M▲ 7.8%
2024 · €3.02M
2018: €3.63M
2019: €2.50M
2020: €2.88M
2021: €3.17M
2022: €3.47M
2023: €2.83M
2024: €3.02M
2018 → 2025
Total assets
€3.72M▲ 6.7%
2024 · €3.48M
2018: €4.10M
2019: €2.99M
2020: €3.49M
2021: €3.64M
2022: €3.95M
2023: €3.33M
2024: €3.48M
2018 → 2025
Net result
€236k▲ 23.4%
2024 · €191k
2018: €270k
2019: €307k
2020: €387k
2021: €283k
2022: €307k
2023: €105k
2024: €191k
2018 → 2025
Working capital
€1.68M▲ 19.0%
2024 · €1.41M
2018: €3.32M
2019: €1.31M
2020: €1.27M
2021: €1.60M
2022: €1.92M
2023: €1.19M
2024: €1.41M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3.17M-€3.47M▲ 9.7%€2.83M▼ 18.5%€3.02M▲ 6.8%€3.26M▲ 7.8%
Operating result€406k-€448k▲ 10.3%€231k▼ 48.3%€230k▼ 0.4%€292k▲ 26.8%
Net result€283k-€307k▲ 8.4%€105k▼ 65.9%€191k▲ 82.9%€236k▲ 23.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 27% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.72M
Fixed assets
€2.01M▼ 1.7%
Current assets
€1.71M▲ 18.5%
Equity and liabilities €3.72M
Equity
€3.26M▲ 7.8%
Provisions
€10k▼ 16.7%
Debt
€449k▼ 0.5%
The debt ratio falls from 12.9% to 12.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€326k▲
2024 · €265k
Cash flow
€271k▲
2024 · €226k
Solvency
87.7%▲
2024 · 86.7%
Current ratio
58.12▲
2024 · 45.40
Quick ratio
58.12▲
2024 · 45.40
Debt / equity
0.14▼
2024 · 0.15
ROE
7.3%▲
2024 · 6.3%
ROA
6.4%▲
2024 · 5.5%
Interest coverage
13.65▲
2024 · 11.02
Debt
€449k▼
2024 · €451k
Debt ≤ 1 year
€29k▼
2024 · €32k
Debt > 1 year
€398k=
2024 · €398k
Income taxes
€78k▲
2024 · €69k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.48M€3.72M▲
Fixed assets21/28€2.04M€2.01M▼
Tangible fixed assets22/27€1.64M€1.61M▼
Land and buildings22€1.58M€1.57M▼
Plant, machinery and equipment23€30k€18k▼
Furniture and vehicles24€35k€24k▼
Financial fixed assets28€398k€398k=
Current assets29/58€1.44M€1.71M▲
Amounts receivable after more than one year29€567k€537k▼
Trade receivables290€567k€537k▼
Amounts receivable within one year40/41€9k€7k▼
Other amounts receivable41€9k€7k▼
Cash at bank and in hand54/58€857k€1.15M▲
Deferred charges and accrued income490/1€9k€10k▲
Equity and liabilities
Total equity and liabilities10/49€3.48M€3.72M▲
Equity10/15€3.02M€3.26M▲
Contributions10/11€6k€6k=
Reserves13€2.83M€3.25M▲
Non-distributable reserves130/1€146k€146k=
Other1319€146k€146k=
Tax-exempt reserves132€23k€19k▼
Distributable reserves133€2.66M€3.09M▲
Profit (loss) carried forward14€183k-
Provisions and deferred taxes16€12k€10k▼
Deferred taxes168€12k€10k▼
Amounts payable17/49€451k€449k▼
Amounts payable after more than one year17€398k€398k=
Other amounts payable178/9€398k€398k=
Amounts payable within one year42/48€32k€29k▼
Trade debts44€20k€20k▼
Suppliers440/4€20k€20k▼
Taxes, remuneration and social security45€10k€9k▼
Taxes450/3€10k€9k▼
Other amounts payable47/48€1k€745▼
Accrued charges and deferred income492/3€21k€21k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€34k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€267k€329k▲
Operating profit (loss)9901€230k€292k▲
Financial income75/76B€53k€44k▼
Recurring financial income75€53k€44k▼
Financial charges65/66B€24k€24k▼
Recurring financial charges65€24k€24k▼
Profit (loss) for the period before taxes9903€259k€312k▲
Transfer from deferred taxes780€2k€2k=
Income taxes67/77€69k€78k▲
Profit (loss) for the period9904€191k€236k▲
Transfer from tax-exempt reserves789€4k€4k=
Profit (loss) for the period to be appropriated9905€195k€240k▲
Appropriation of the result
Profit (loss) to be appropriated9906€379k€423k▲
Profit (loss) brought forward from the previous period14P€183k€183k=
Transfer to equity691/2€195k€423k▲
To other reserves6921€195k€423k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 45.40
Current ratio from 19.24 to 45.40; short-term debt falls from €65k to €32k.
08-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €105k ▼65.9%
Net result drops to €105k, the lowest in the series; recovery starts the following year.
26-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
18-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 10current ratio 92.45
Current ratio from 9.12 to 92.45; short-term debt falls from €156k to €17k.
20-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €387k ▲26%
Operating result €542k, net result €387k, both a record.
27-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
24-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
11-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rootjensweg (GRE) 449200 DendermondeGround area
644 m²
Building footprint
112 m²
Volume, LiDAR
676 m³
Parcel 42007B0600/00H000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AGABO BVBA
since 19942.069.428.187
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42007B0600/00H000 | Flanders | 644 m² | 1 · 112 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 15,032 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-11-1994
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.