Aerts D&V
ActiveAerts D&V has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €918k and a net result of €53k. Equity is growing by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 16511 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-2
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 47.06 against 28.7 in 2024; short-term debt: 1.7% and cash: 10.5% of total assets), and 1.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.3%
Return on assets
5.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
91 d late
2022
28 d late
2021
31 d late
2020
31 d late
2019
122 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€918k▼ 6.1%
2024 · €978k
2018: €1.04M
2019: €745k
2020: €683k
2021: €756k
2022: €872k
2023: €905k
2024: €978k
2018 → 2025
Total assets
€934k▼ 7.2%
2024 · €1.01M
2018: €1.15M
2019: €767k
2020: €865k
2021: €868k
2022: €913k
2023: €924k
2024: €1.01M
2018 → 2025
Net result
€53k▼ 27.3%
2024 · €72k
2018: €266k
2019: €112k
2020: €34k
2021: €137k
2022: €116k
2023: €91k
2024: €72k
2018 → 2025
Working capital
€722k▼ 10.3%
2024 · €805k
2018: €824k
2019: €492k
2020: €441k
2021: €527k
2022: €662k
2023: €716k
2024: €805k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€756k-€872k▲ 15.4%€905k▲ 3.8%€978k▲ 8.0%€918k▼ 6.1%
Operating result€162k-€164k▲ 0.8%€123k▼ 25.0%€94k▼ 23.3%€61k▼ 35.3%
Net result€137k-€116k▼ 15.1%€91k▼ 21.5%€72k▼ 20.8%€53k▼ 27.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 35% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €934k
Fixed assets
€197k▲ 13.7%
Current assets
€737k▼ 11.6%
Equity and liabilities €934k
Equity
€918k▼ 6.1%
Debt
€16k▼ 46.1%
The debt ratio falls from 2.9% to 1.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€77k▼
2024 · €110k
Cash flow
€69k▼
2024 · €89k
Solvency
98.3%▲
2024 · 97.1%
Current ratio
47.06▲
2024 · 28.70
Quick ratio
47.06▲
2024 · 28.70
Debt / equity
0.02▼
2024 · 0.03
ROE
5.7%▼
2024 · 7.4%
ROA
5.6%▼
2024 · 7.2%
Interest coverage
30.96▼
2024 · 33.44
Debt
€16k▼
2024 · €29k
Debt ≤ 1 year
€16k▼
2024 · €29k
Income taxes
€22k▼
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.01M€934k▼
Fixed assets21/28€173k€197k▲
Tangible fixed assets22/27€173k€197k▲
Land and buildings22€167k€157k▼
Furniture and vehicles24€4k€40k▲
Other tangible fixed assets26€2k€64▼
Current assets29/58€834k€737k▼
Amounts receivable after more than one year29€278k€278k=
Other amounts receivable291€278k€278k=
Amounts receivable within one year40/41€131k€77k▼
Trade receivables40€12k€3k▼
Other amounts receivable41€119k€74k▼
Current investments50/53€209k€269k▲
Cash at bank and in hand54/58€191k€98k▼
Deferred charges and accrued income490/1€25k€16k▼
Equity and liabilities
Total equity and liabilities10/49€1.01M€934k▼
Equity10/15€978k€918k▼
Contributions10/11€19k€19k=
Reserves13€959k€900k▼
Non-distributable reserves130/1€43k€43k=
Reserves not available under the articles1311€43k€43k=
Tax-exempt reserves132€87k€87k=
Distributable reserves133€829k€770k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€29k€16k▼
Amounts payable within one year42/48€29k€16k▼
Financial debts43€11k€9k▼
Credit institutions430/8€11k€9k▼
Trade debts44€15k€7k▼
Suppliers440/4€15k€7k▼
Taxes, remuneration and social security45€3k€0▼
Taxes450/3€3k€0▼
Income statement
Code20242025
Non-recurring operating income76A€0€16k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€16k▼
Other operating charges640/8€5k€5k▲
Gross operating margin9900€115k€82k▼
Operating profit (loss)9901€94k€61k▼
Financial income75/76B€14k€16k▲
Recurring financial income75€14k€16k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€105k€75k▼
Income taxes67/77€33k€22k▼
Profit (loss) for the period9904€72k€53k▼
Profit (loss) for the period to be appropriated9905€72k€53k▼
Appropriation of the result
Profit (loss) to be appropriated9906€72k€53k▼
Transfer from equity791/2€0€112k▲
Transfer to equity691/2€72k€53k▼
To other reserves6921€72k€53k▼
Profit to be distributed694/7€0€112k▲
Return on contributions (dividend)694€0€112k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 91 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 40.27
Current ratio from 17.03 to 40.27; short-term debt falls from €41k to €18k.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 17.03
Current ratio from 5.69 to 17.03; short-term debt falls from €112k to €41k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €34k ▼69.8%
Net result drops to €34k, the lowest in the series; recovery starts the following year.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 23.64
Current ratio from 10.48 to 23.64; short-term debt falls from €87k to €22k.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bocholt · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Cornelius a Lapideplein 253950 BocholtGround area
4,776 m²
Building footprint
1,550 m²
Volume, LiDAR
795 m³
Parcel 72003C1321/00A000, Flanders · tallest building 11.0 m. Linked by address, not a title deed.
1 establishment unit
Cornelius a Lapideplein 25, 3950 Bocholt
since 19972.201.749.055
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72003C1321/00A000 | Flanders | 4,776 m² | 1 · 1,550 m² | 10.9 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 368 EUR awarded · 311 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 72 EUR | 128 EUR |
| 2024 | 1 | 57 EUR | 66 EUR |
| 2023 | 1 | 122 EUR | 0 EUR |
| 2022 | 1 | 117 EUR | 117 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
894500NXXOCJQW53TB90
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TANDARTSPRAKTIJK M. VERHASSELT
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Of 6,942 companies in sector 86230 we hold annual accounts for 4,291. 2,999 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-08-1997
Fiscal year end31-12
Activities, NACEBEL
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.