ADVICET
ActiveSummary
ADVICET has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €652,192 and a net result of €239,574. Equity is growing by ~27% per year across the filed fiscal years. Its solvency ranks better than 90% of 37964 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60,000 at 30 days acceptable
Liquidity ample (current ratio 11.56 against 4.4 in 2023; short-term debt: 8.1% and cash: 46% of total assets), and 8.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
91.9%
Return on assets
33.8%
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-09-2025, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
56 d late
2023
33 d early
2022
11 d late
2021
2 d early
2020
31 d early
2019
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 10 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
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Financials · fiscal year 2024, micro schema
Equity
€652,192▲ 45.5%
2023 · €448,118
Total assets
€709,673▲ 24.3%
2023 · €570,869
Net result
€239,574▼ 7.1%
2023 · €257,908
Working capital
€607,262▲ 45.5%
2023 · €417,242
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€165,041▲ 36.9%€228,856▲ 38.7%€264,469▲ 15.6%€326,708▲ 23.5%€305,872▼ 6.4%
Net result€126,706above the sector's middle half▲ 38.0%€175,003above the sector's middle half▲ 38.1%€199,720above the sector's middle half▲ 14.1%€257,908above the sector's middle half▲ 29.1%€239,574above the sector's middle half▼ 7.1%
Equity€307,488above the sector's middle half▲ 70.1%€340,490above the sector's middle half▲ 10.7%€465,210above the sector's middle half▲ 36.6%€448,118above the sector's middle half▼ 3.7%€652,192above the sector's middle half▲ 45.5%
Total assets€394,827within the sector's middle half▲ 65.0%€413,477within the sector's middle half▲ 4.7%€525,877above the sector's middle half▲ 27.2%€570,869above the sector's middle half▲ 8.6%€709,673above the sector's middle half▲ 24.3%
Debt€87,340▲ 49.4%€72,986▼ 16.4%€60,667▼ 16.9%€122,751▲ 102%€57,481▼ 53.2%
Working capital€302,938above the sector's middle half▲ 70.6%€309,951above the sector's middle half▲ 2.3%€434,904above the sector's middle half▲ 40.3%€417,242above the sector's middle half▼ 4.1%€607,262above the sector's middle half▲ 45.5%
Solvency77.9%above the sector's middle half▲ 2.3pp82.3%above the sector's middle half▲ 4.5pp88.5%above the sector's middle half▲ 6.1pp78.5%above the sector's middle half▼ 10.0pp91.9%above the sector's middle half▲ 13.4pp
Current ratio4.47above the sector's middle half▲ 0.425.25above the sector's middle half▲ 0.788.17above the sector's middle half▲ 2.924.40within the sector's middle half▼ 3.7711.56above the sector's middle half▲ 7.17
Return on assets (ROA)32.1%above the sector's middle half▼ 6.3pp42.3%above the sector's middle half▲ 10.2pp38.0%above the sector's middle half▼ 4.3pp45.2%above the sector's middle half▲ 7.2pp33.8%above the sector's middle half▼ 11.4pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 6% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €709,673
Fixed assets
€44,930 ▲ 45.5%
Current assets
€664,744 ▲ 23.1%
Equity and liabilities €709,673
Equity
€652,192 ▲ 45.5%
Debt
€57,481 ▼ 53.2%
Debt's share of the balance-sheet total falls from 21.5% to 8.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€310,818▼
2023 · €331,053
Cash flow
€244,520▼
2023 · €262,254
Debt to equity
0.09▼
2023 · 0.27
ROE
36.7%▼
2023 · 57.6%
Interest coverage
45.55▲
2023 · 43.86
Debt ≤ 1 year
€57,481▼
2023 · €122,751
Income taxes
€78,682▼
2023 · €84,506
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,781 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 97% are still going.
- Small
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
2.7%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,781 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €8,876 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,904 | €3,062 | €4,875 | €4,345 | €4,946 | ▲ 13.8% |
| Other operating charges640/8 | - | €410 | €636 | €1,130 | €16,732 | ▲ 1,380% |
| Gross operating margin9900 | €167,007 | €232,328 | €269,980 | €332,183 | €327,550 | ▼ 1.4% |
| Operating profit (loss)9901 | €165,041 | €228,856 | €264,469 | €326,708 | €305,872 | ▼ 6.4% |
| Financial income75/76B | - | €1,599 | €1,164 | €23,254 | €19,208 | ▼ 17.4% |
| Recurring financial income75 | €0 | €1,599 | €1,164 | €23,254 | €19,208 | ▼ 17.4% |
| Financial charges65/66B | - | €2,645 | €1,862 | €7,548 | €6,823 | ▼ 9.6% |
| Recurring financial charges65 | €91 | €2,645 | €1,862 | €7,548 | €6,823 | ▼ 9.6% |
| Profit (loss) for the period before taxes9903 | €164,950 | €227,811 | €263,771 | €342,414 | €318,256 | ▼ 7.1% |
| Income taxes67/77 | €38,243 | €52,808 | €64,052 | €84,506 | €78,682 | ▼ 6.9% |
| Profit (loss) for the period9904 | €126,706 | €175,003 | €199,720 | €257,908 | €239,574 | ▼ 7.1% |
| Profit (loss) for the period to be appropriated9905 | €126,706 | €175,003 | €199,720 | €257,908 | €239,574 | ▼ 7.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €394,827 | €413,477 | €525,877 | €570,869 | €709,673 | ▲ 24.3% |
| Fixed assets21/28 | €4,550 | €30,539 | €30,306 | €30,876 | €44,930 | ▲ 45.5% |
| Tangible fixed assets22/27 | €4,550 | €30,539 | €30,306 | €30,876 | €44,930 | ▲ 45.5% |
| Plant, machinery and equipment23 | - | - | - | - | €1,615 | - |
| Furniture and vehicles24 | - | €4,892 | €4,368 | €2,988 | €1,608 | ▼ 46.2% |
| Other tangible fixed assets26 | - | €25,647 | €25,939 | €27,888 | €41,706 | ▲ 49.5% |
| Current assets29/58 | €390,278 | €382,938 | €495,570 | €539,994 | €664,744 | ▲ 23.1% |
| Amounts receivable within one year40/41 | €72,989 | €88,903 | €89,974 | €94,700 | €97,245 | ▲ 2.7% |
| Trade receivables40 | - | €88,903 | €89,974 | €94,700 | €95,745 | ▲ 1.1% |
| Other amounts receivable41 | - | - | - | - | €1,500 | - |
| Current investments50/53 | €150,000 | €228,741 | €284,894 | €367,094 | €228,672 | ▼ 37.7% |
| Cash at bank and in hand54/58 | €166,009 | €64,014 | €120,703 | €65,028 | €326,172 | ▲ 402% |
| Deferred charges and accrued income490/1 | - | €1,280 | - | €13,172 | €12,655 | ▼ 3.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €394,827 | €413,477 | €525,877 | €570,869 | €709,673 | ▲ 24.3% |
| Equity10/15 | €307,488 | €340,490 | €465,210 | €448,118 | €652,192 | ▲ 45.5% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €288,888 | €321,890 | €446,610 | €429,518 | €633,592 | ▲ 47.5% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | €320,030 | €444,750 | €429,518 | €633,592 | ▲ 47.5% |
| Amounts payable17/49 | €87,340 | €72,986 | €60,667 | €122,751 | €57,481 | ▼ 53.2% |
| Amounts payable within one year42/48 | €87,340 | €72,986 | €60,667 | €122,751 | €57,481 | ▼ 53.2% |
| Current portion of amounts payable after more than one year42 | - | - | €15,050 | €16,906 | €21,974 | ▲ 30.0% |
| Trade debts44 | €3,992 | €5,331 | €5,284 | €4,330 | €550 | ▼ 87.3% |
| Suppliers440/4 | - | €5,331 | €5,284 | €4,330 | €550 | ▼ 87.3% |
| Taxes, remuneration and social security45 | - | €63,136 | €34,269 | €38,317 | €31,226 | ▼ 18.5% |
| Taxes450/3 | - | €63,136 | €34,269 | €38,317 | €31,226 | ▼ 18.5% |
| Other amounts payable47/48 | - | €4,519 | €6,065 | €63,198 | €3,731 | ▼ 94.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €126,706 | €175,003 | €199,720 | €257,908 | €239,574 | ▼ 7.1% |
| + Depreciation and write-downs630 | €1,904 | €3,062 | €4,875 | €4,345 | €4,946 | ▲ 13.8% |
| Operating cash flow (approximation) | €128,610 | €178,064 | €204,595 | €262,254 | €244,520 | ▼ 6.8% |
| Investment in fixed assets (approximation) | - | -€29,051 | -€4,643 | -€4,915 | -€19,000 | ▼ 287% |
| Change in cash | - | -€101,995 | €56,689 | -€55,675 | €261,144 | ▲ 569% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 11.56
Current ratio from 4.40 to 11.56; short-term debt falls from €122,751 to €57,481.
31-12
Financial
Equity above €500,000Eq €652,192 ▲45.5%
7 profitable years in a row build equity to €652,192.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €257,908 ▲29.1%
Operating result €326,708, net result €257,908, both a record.
11-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 11 days late
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200,000Eq €307,488 ▲70.1%
3 profitable years in a row build equity to €307,488.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
31-12
Financial
Equity above €150,000Eq €180,781 ▲103%
2 profitable years in a row build equity to €180,781.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2018
Ground area
1,186 m²
Building footprint
289 m²
Volume, LiDAR
1,439 m³
Parcel 71324E0711/00K005, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ADVICET
since 20182.274.092.942
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71324E0711/00K005 | Flanders | 1,186 m² | 1 · 289 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,601 companies in sector 70200 we hold annual accounts for 52,615. 32,297 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-03-2018
Fiscal year end31-12
Legal name NL
JALOVIA
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0691775294
Registered
20-05-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.