ADMI - INCISIVE
ActiveADMI - INCISIVE has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €226k and a net result of €6k. Equity is growing by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 36% of 16941 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability51▼-22
Solvency68▼-8
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity tight (current ratio 1.4 against 1.53 in 2024; short-term debt: 56.9% and cash: 50.7% of total assets), and 56.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.1%
Return on assets
1.1%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
29 d late
2021
29 d late
2020
24 d late
2019
21 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close17-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€226k▼ 14.5%
2024 · €264k
2019: €138k
2020: €179k
2021: €228k
2022: €254k
2023: €266k
2024: €264k
2019 → 2025
Total assets
€523k▲ 0.5%
2024 · €521k
2019: €511k
2020: €491k
2021: €536k
2022: €539k
2023: €537k
2024: €521k
2019 → 2025
Net result
€6k▼ 69.9%
2024 · €20k
2019: €45k
2020: €41k
2021: €49k
2022: €26k
2023: €13k
2024: €20k
2019 → 2025
Working capital
€119k▼ 12.7%
2024 · €136k
2019: €-77k
2020: €-23k
2021: €43k
2022: €86k
2023: €109k
2024: €136k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€228k-€254k▲ 11.4%€266k▲ 5.1%€264k▼ 0.9%€226k▼ 14.5%
Operating result€81k-€48k▼ 40.4%€30k▼ 37.9%€37k▲ 24.5%€20k▼ 46.8%
Net result€49k-€26k▼ 46.5%€13k▼ 50.6%€20k▲ 51.7%€6k▼ 69.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 47% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €523k
Fixed assets
€107k▼ 16.5%
Current assets
€416k▲ 6.0%
Equity and liabilities €523k
Equity
€226k▼ 14.5%
Debt
€298k▲ 16.0%
The debt ratio rises from 49.3% to 56.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€42k▼
2024 · €67k
Cash flow
€28k▼
2024 · €49k
Solvency
43.1%▼
2024 · 50.7%
Current ratio
1.40▼
2024 · 1.53
Quick ratio
1.40▼
2024 · 1.53
Debt / equity
1.32▲
2024 · 0.97
ROE
2.6%▼
2024 · 7.4%
ROA
1.1%▼
2024 · 3.7%
Interest coverage
3.69▼
2024 · 7.05
Debt
€298k▲
2024 · €257k
Debt ≤ 1 year
€298k▲
2024 · €257k
Income taxes
€3k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€521k€523k▲
Fixed assets21/28€128k€107k▼
Tangible fixed assets22/27€127k€106k▼
Land and buildings22€127k€103k▼
Furniture and vehicles24€493€3k▲
Financial fixed assets28€744€744=
Current assets29/58€392k€416k▲
Amounts receivable within one year40/41€51k€57k▲
Trade receivables40€51k€57k▲
Other amounts receivable41€123€137▲
Current investments50/53€91k€91k▲
Cash at bank and in hand54/58€248k€265k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€521k€523k▲
Equity10/15€264k€226k▼
Contributions10/11€19k€19k=
Capital10€19k-
Issued capital100€19k-
Outside capital11-€19k
Other1109/19-€19k
Reserves13€193k€155k▼
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k-
Reserves not available under the articles1311-€2k
Distributable reserves133€191k€153k▼
Profit (loss) carried forward14€52k€52k▲
Amounts payable17/49€257k€298k▲
Amounts payable within one year42/48€257k€298k▲
Trade debts44-€11k
Suppliers440/4-€11k
Taxes, remuneration and social security45€14k€3k▼
Taxes450/3€14k€3k▼
Other amounts payable47/48€242k€284k▲
Income statement
Code20242025
Remuneration, social security and pensions62€129-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€22k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€69k€44k▼
Operating profit (loss)9901€37k€20k▼
Financial income75/76B€272€592▲
Recurring financial income75€272€592▲
Financial charges65/66B€10k€11k▲
Recurring financial charges65€10k€11k▲
Profit (loss) for the period before taxes9903€28k€9k▼
Income taxes67/77€9k€3k▼
Profit (loss) for the period9904€20k€6k▼
Profit (loss) for the period to be appropriated9905€20k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€72k€58k▼
Profit (loss) brought forward from the previous period14P€52k€52k▲
Transfer from equity791/2€22k€44k▲
Transfer to equity691/2€19k€6k▼
To the legal reserve6920€19k€6k▼
Profit to be distributed694/7€22k€44k▲
Return on contributions (dividend)694€22k€44k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Weakest financial yearnet €6k ▼69.9%
Net result drops to €6k, the lowest in the series.
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
29-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2021
29-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
31-03
Financial
Highest result since 2019net €49k ▲19.5%
Operating result €81k, net result €49k, both a record.
31-03
Financial
Equity above €200kEq €228k ▲27.1%
3 profitable years in a row build equity to €228k.
2020
24-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
31-03
Financial
Equity above €150kEq €179k ▲29.4%
2 profitable years in a row build equity to €179k.
2019
21-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
2018
02-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
22-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2016
23-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evere · 2 establishment units since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
P. Mattheussensstraat 441140 EvereGround area
1,657 m²
Building footprint
550 m²
Volume, LiDAR
6,981 m³
3 parcels, Brussels, Wallonia · tallest building 26.0 m, ±7 floors. Linked by address, not a title deed.
2 establishment units
Rue du Radoux 79, 1430 Rebecq
since 19962.074.860.385
Koningsstraat 266, 1210 Sint-Joost-ten-Node
since 19992.074.860.286
3 parcels
Wallonia
1
(33.3%)
Brussels
2
(66.7%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25007E0008/00B007 | Wallonia | 1,254 m² | 1 · 226 m² | 8.3 m · 2 fl. |
| 21014A0266/00G000 | Brussels | 246 m² | 1 · 246 m² | 25.9 m · 7 fl. |
| 21006A0403/00A004 | Brussels | 157 m² | 1 · 78 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,992 companies in sector 62200 we hold annual accounts for 18,386. 14,417 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded11-01-1996
Fiscal year end31-03
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.