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Adimat + Gefeak

Active
Private limited companyfounded 1990active for 36 yearsIndustriepark-West 75, 9100 Sint-Niklaas, BelgiumKBO/BCE: BE 0440.513.523

From the official registers: KBO 36 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Adimat + Gefeak has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €151,023 and a net result of €6,011. Equity has been growing by about 6.4% per year since 2019. Its solvency ranks better than 13% of 381 sector peers (NACE 46, financial year 2026). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Official details

KBO
Status
Active since 01-01-1990 Normal situation
Registered office
122 active companies are registered at this address 11 started in the 12 months before. Source: KBO register, as of 1 November 2026.
Activity
Wholesale of construction materials, general range NACE 46831and 1 other
Establishment unit
2.049.495.380 8020 Oostkamp, since 14-11-2000
Financial year end
31 March
Peppol
Reachable since 18-07-2025

Board and ownership

Board
and 3 other directors
Auditor
Bert De Clercq

Financial position

83 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts to 31-03-2026
Gross margin
€547,742
▲ 35.8%
Turnover
≈ €2.8m
estimated
Profit
€6,011
▲ 87.1%
Equity
€151,023
▲ 135%
Total assets
€2.6m
▲ 61.6%
Staff
2.8 FTE
=
Filed on 18-09-2026, 43 days before the deadlineat the National Bank
Score breakdownraises riskEquity €151,023 (5.8% of total assets)1 change of registered office in 24 monthslowers riskFigures for financial year 2026 (filed on 22-09-2026)Liquidity: current ratio 1.65, cash €941,920Show the evidence

Checked score

Score 2026
83 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 53% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2025
Weak
Solvency 31+2
equity 5.8% of total assets
Liquidity 70+32
short-term debt 50.3% · cash 36.3%
Profitability 21-4
return on assets 0.2%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025lowest value 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.8%▲ +0.6 percentage points vs 08-2026highest value 10-2026: 0.5%▼ -0.3 percentage points vs 09-2026
Credit of up to €12,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.65 (0.75 in 2025), above the usual 1.5. Short-term debt is 50.3% and cash 36.3% of total assets. However, 94.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 20% of them on solvency, 75% on liquidity, 22% on profitability and 95% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Equity €151,023 (5.8% of total assets)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Figures for financial year 2026 (filed on 22-09-2026)
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.65, cash €941,920
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 381 sector peers (2026).
NBB · sector comparison
Position among 381 sector peers
Solvency
better than 13%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 18-09-2026, 43 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
43 days early
2025
115 days early
2024
118 days early
2023
105 days early
2022
118 days early
2021
108 days early
2020
108 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 102 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 8 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Equity rose in 2026from €64,395 to €151,023 ▲ 135% View
  • Caution: Lower solvency than 87% of companies in wholesale tradesector median 40.9% · 381 companies 5.8% View
  • Board changedlatest change 31-08-2026 · 7 in office 3 joined · 1 left View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2026: €6,011 8 years View
  • Merger with GEFEAKmerger on 31-08-2026 2026 View

Comparable companies

These companies have the same main activity as Adimat + Gefeak: wholesale of construction materials, general range (NACE 46831). They are comparable in size and age: total assets between €2m and €2.9m, founded between 1986 and 1995.

CompanyTotal assetsGross margin
Adimat + Gefeak Sint-Niklaas€2.6m€0.5m
WESSEM BELGIUM Lanaken€2.8m€0.5m
VANDENHOECK Bertem€2.0m€0.6m
LUC DECLERCK Lievegem€2.6m€0.3m
CERAGRES Merelbeke-Melle€2.9m€0.4m
DK MAT Aalst€2.4m€0.4m
DEVELTERE Moorslede€2.3m€0.7m
Full comparison

Documents

Annual accounts at the NBB

All 36 annual accounts

Articles and registers

Key facts about Adimat + Gefeak

What is the company number of Adimat + Gefeak?
The company number of Adimat + Gefeak is 0440.513.523. The VAT number is the same number with BE in front: BE 0440.513.523.
Where is Adimat + Gefeak based?
The registered office is at Industriepark-West 75, 9100 Sint-Niklaas.Company details
What does Adimat + Gefeak do?
According to the KBO register, the main activity is wholesale of construction materials, general range (NACE 46831).
What is the legal form of Adimat + Gefeak?
The legal form of Adimat + Gefeak is Private limited company (BV).
When was Adimat + Gefeak founded?
Adimat + Gefeak was founded on 01-01-1990.
Is Adimat + Gefeak still active?
Yes, Adimat + Gefeak is an active enterprise in the KBO register.
How many employees does Adimat + Gefeak have?
Adimat + Gefeak had an average of 2.8 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
What is the turnover of Adimat + Gefeak?
The turnover in financial year 2026 is ≈ €2.8m. This figure is estimated from the gross margin of €547,742 and 141 comparable companies (NACE 46). It probably lies between €1.8m and €4.7m.
Is Adimat + Gefeak profitable?
In financial year 2026, Adimat + Gefeak made a profit of €6,011.
Where can I find the annual accounts of Adimat + Gefeak?
Adimat + Gefeak filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2026.Annual accounts at the National Bank
When are the next annual accounts of Adimat + Gefeak due?
Adimat + Gefeak must file the annual accounts for financial year 2027 by 31-10-2027.Timeline

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