Equity
€1.0m ▲ 10.4%
Ad Rem Consultancy has made a profit in every financial year since 2018.
Ad Rem Consultancy
Lifetime
8 annual accounts with figures on one time axispeak €322,194 (2023)
€153,748▼ 29.4%
peak €3.7m (2024)
€97,735▼ 97.4%
peak €1.0m (2025)
€1.0m▲ 10.4%
€442,951▼ 86.7%
Board1 name since 2023
1 directorGILS Steven Frans Juliaan
Documentsfilings and deeds
17-07-202614 days before the deadline
2025micro format
Gross margin from €217,665 to €153,748Result from €3.7m to €97,735Debts from €3.3m to €442,951Investments €201,687Cash from €628,978 to €105,152
Key points
from the 2025 annual accountsResult
€97,735 ▼ 97.4%
The result fell in 2025: different schema filed.
Turnover
≈ €290,000 estimated
The accounts state no turnover.
Investments
€152,013 4.2 × depreciation
Green is investment, beige is depreciation.
Filings
8 annual accounts 2 late
The 2019 accounts came latest: 67 days after the end of the period.
Position in the sector
€1.0m
More equity than 95% of companies in legal and accounting. Sector median €86,535 · 15,833 companies.
Checked score
93
Excellent
Financially stronger than 44% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,107 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025highest value
07-2025: < 0.1%● unchanged vs 06-2025lowest value
08-2025: < 0.1%● unchanged vs 07-2025lowest value
09-2025: < 0.1%● unchanged vs 08-2025lowest value
10-2025: < 0.1%● unchanged vs 09-2025lowest value
11-2025: < 0.1%● unchanged vs 10-2025lowest value
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 0.74, cash €105,152, halved
lowers risk
Sector: Legal and accounting activities (NACE 69)
Size: total assets €1.5m
Figures for financial year 2025 (filed on 17-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 67% of them on solvency, 23% on liquidity, 29% on profitability and 55% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,811 companies had the same profile as Ad Rem Consultancy has now. Each dot stands for 45 companies, two years later.
96.5%
were still trading
3.2%
stopped another way
0.3%
went bankrupt
That fits the bankruptcy probability of Ad Rem Consultancy itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,811 companies, not a prediction for Ad Rem Consultancy. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €95,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.74 (1.05 in 2024), below 1. Short-term debt is 27.4% and cash 7.1% of total assets. 29.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
14 days early
2024
37 days early
2023
36 days early
2022
82 days early
2021
34 days early
2020
16 days early
2019
67 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 22 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Change of role: GILS, Steven Frans Juliaan, from manager to director
“uitgebreid voorwerp zoals hierna bepaald” (deed in Dutch) · Director discharge: GILS, Steven Frans Juliaan (manager) · General meeting of 09-10-2023 · Gazette deed
Registered office moved from Tessenderlo to Tessenderio
New registered office: Schoterweg 106a, 3980 Tessenderio · Previous registered office: Neerstraat 113, 3980 Tessenderlo · General meeting of 30-06-2019 · Gazette deed
Incorporation
published on 17-03-2014 · Gazette deed
First establishment
Schoterweg 106A, Tessenderlo-Ham
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Ad Rem Consultancy Tessenderlo-Ham | €1.5m | €153,748 | 70.2% | - |
| FINACCES PARTNERS Charleroi | €1.5m | €131,318 | 21.0% | - |
| Luvanko Koekelare | €1.8m | €146,877 | 71.7% | - |
| SemKo! Sint-Truiden | €1.3m | €146,213 | 17.8% | 0 |
| DBT Holding Herk-de-Stad | €1.7m | €112,023 | 20.9% | - |
| ADB FINANCE Mouscron | €1.2m | €137,240 | 74.9% | - |
| Fleer-Acc Rijkevorsel | €1.7m | €126,263 | 36.2% | - |
These companies have the same main activity as Ad Rem Consultancy: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €1.2m and €1.8m, founded between 2012 and 2016.
Official details
Source: KBO- Status
- Active since 04-03-2014Normal situation
- Activity
- Certified accountants and tax accountantsNACE 69201
- Establishment unit
- 2.227.597.7733980 Tessenderlo-Ham, since 04-03-2014
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- €1.5m▼ 65.3%
- Filing
- Filed on 17-07-2026, 14 days before the end of the filing period
Companies linked to Ad Rem Consultancy
Subsidiaries and holdings
- VLIEGWIEL20%
Insights on Ad Rem Consultancy
Ad Rem Consultancy files the micro format. That format states no turnover. The gross margin rose from €81,904 in 2018 to €153,748 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Ad Rem Consultancy
- What is the company number of Ad Rem Consultancy?
- The company number of Ad Rem Consultancy is 0547.681.695. The VAT number is the same number with BE in front: BE 0547.681.695.
- Where is Ad Rem Consultancy based?
- The registered office is at Schoterweg 106A, 3980 Tessenderlo-Ham.Company details
- What does Ad Rem Consultancy do?
- According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
- What is the legal form of Ad Rem Consultancy?
- Ad Rem Consultancy is a private limited company (BV).
- When was Ad Rem Consultancy founded?
- Ad Rem Consultancy was founded on 04-03-2014.
- Is Ad Rem Consultancy still active?
- Yes, Ad Rem Consultancy is an active enterprise in the KBO register.
- What is the turnover of Ad Rem Consultancy?
- The turnover in financial year 2025 is ≈ €290,000. This figure is estimated from the gross margin of €153,748 and 43 comparable companies (NACE 69201). It probably lies between €240,000 and €360,000.Financials
- Is Ad Rem Consultancy profitable?
- In financial year 2025, Ad Rem Consultancy made a profit of €97,735.
- Where can I find the annual accounts of Ad Rem Consultancy?
- Ad Rem Consultancy filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Ad Rem Consultancy due?
- Ad Rem Consultancy must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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