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ACVENTE

Active Public limited companyfounded 1995active for 31 yearsRue des Cerisiers,Malempré 3, 6960 ManhayKBO/BCE: BE 0456.399.252 #6 oldest company in Manhay, Wholesale and retail trade sector

Lifetime

20 annual accounts with figures on one time axis, 30 filings since 1996
peak €331,393 (2006)
€109,191▼ 51.9%
lowest -€50,485 (2011)
€73,653▼ 47.0%
peak €345,275 (2010)
€222,656▲ 49.4%
€28,289▼ 71.3%
peak 0.1 FTE (2009)
-not published
Board3 names since 2021
2 directorsCecato Patrice and 1 other
Documentsfilings and deeds
25-06-202636 days before the deadline
2025micro format
Gross margin from €226,925 to €109,191Result from €138,887 to €73,653Equity from €149,003 to €222,656Debts from €98,435 to €28,289Cash from €136,224 to €242,307

Key points

from the 2025 annual accounts

Result

€73,653 ▼ 47.0%
€139,0002024€73,7002025

The result fell in 2025 from €138,887 to €73,653.

Liquidity

8.87 was 1.86 in 2024

Short-term debts fell from €77,650 to €28,289.

Filings

30 annual accounts since 1996
AprilJune31 JulyOctober200020102020

Eight of the last ten came late. The 2022 accounts came latest: 122 days after the end of the period.

Checked score

99
Excellent
Financially stronger than 93% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.6% across 40,277 companies (NACE 47, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.4%▲ +0.1 percentage points vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.8%▲ +0.3 percentage points vs 07-2025highest value 09-2025: 0.1%▼ -0.7 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

100+15equity 88.7% of total assets
99+12short-term debt 11.3% · cash 96.6%
100+16return on assets 29.4%

Score breakdown

raises risk
1 of the last 3 accounts late
lowers risk
Liquidity: current ratio 8.87, cash €242,307
Equity €222,656 (88.7% of total assets)
Founded in 1995
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 97% on liquidity, 96% on profitability and 86% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 31,368 companies had the same profile as ACVENTE has now. Each dot stands for 79 companies, two years later.

93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of ACVENTE itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 31,368 companies, not a prediction for ACVENTE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €22,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 8.87 (1.86 in 2024), above the usual 1.5. Short-term debt is 11.3% and cash 96.6% of total assets. 11.3% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 8.87, cash €242,307
NBB · annual accounts
lowers risk · Equity €222,656 (88.7% of total assets)
NBB · annual accounts
lowers risk · Founded in 1995
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 1 of the last 3 accounts late
NBB · filings
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €222,656
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
36 days early
2024
31 days late
2023
27 days late
2022
122 days late
2021
9 days late
2020
19 days late
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 29 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (4 of the last 5 accounts filed within 64 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

TM
Managing director
CP
Cecato Patrice
Director, since 27-05-2021
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0456399252
1 director appointed, 2 reappointments Reappointments: THONUS Mylène Francine Léonce (director) and CECCATO Patrice Angelo Emile Attilio (director) · Appointment: THONUS Mylène Francine Léonce (managing director) · General meeting of 27-05-2021 · Gazette deed
Registered office moved from Liège to Manhay New registered office: rue des Cerisiers 3 à 6960 MANHAY · Previous registered office: Rue Joseph Dejardin 137 à 4420 LIEGE (Saint-Nicolas) · Gazette deed
First establishment Rue de l'Hôtel Communal 71, Saint-Nicolas
All 46 events

Comparable companies

same main activity, similar in size and age
Company
ACVENTE Manhay €250,946 €109,191 88.7% -
L & L Meise €249,013 €87,629 38.2% -
DUARTE CONSTRUCTION Herve €283,027 €114,774 0.3% -
ALGEMENE BEVEILIGING HELMONT Ostend €213,722 €84,060 77.1% -
INTERIEUR DESIGN DEVOS Nieuwpoort €233,952 €90,040 76.6% -
BATI-BA Brussels €230,074 €109,262 64.2% -
Accountancy Christophe Hermans Hasselt €223,408 €107,511 66.7% -

These companies have the same main activity as ACVENTE: retail sale of hardware, building materials, paint and glass (general range) (NACE 47521). They are comparable in size and age: total assets between €214,000 and €283,000, founded between 1991 and 2001.

Official details

Source: KBO
Status
Active since 26-10-1995Normal situation
Activity
Retail sale of hardware, building materials, paint and glass (general range)NACE 47521
Establishment unit
2.076.124.5534420 Saint-Nicolas, since 27-03-1996
Financial year end
31 December
Peppol
Reachable since 02-12-2025
Company details

Annual accounts 2025

≈ €610,000estimated
€250,946▲ 1.4%
Filing
Filed on 25-06-2026, 36 days before the end of the filing period
Financials

Insights on ACVENTE

ACVENTE files the micro format. That format states no turnover. The gross margin fell from €331,393 in 2006 to €109,191 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about ACVENTE

What is the company number of ACVENTE?
The company number of ACVENTE is 0456.399.252. The VAT number is the same number with BE in front: BE 0456.399.252.
Where is ACVENTE based?
The registered office is at Rue des Cerisiers,Malempré 3, 6960 Manhay.Company details
What does ACVENTE do?
According to the KBO register, the main activity is retail sale of hardware, building materials, paint and glass (general range) (NACE 47521).
What is the legal form of ACVENTE?
ACVENTE is a public limited company (NV).
When was ACVENTE founded?
ACVENTE was founded on 26-10-1995.
Is ACVENTE still active?
Yes, ACVENTE is an active enterprise in the KBO register.
What is the turnover of ACVENTE?
The turnover in financial year 2025 is ≈ €610,000. This figure is estimated from the gross margin of €109,191 and 34 comparable companies (NACE 475). It probably lies between €480,000 and €930,000.Financials
Is ACVENTE profitable?
In financial year 2025, ACVENTE made a profit of €73,653.
Where can I find the annual accounts of ACVENTE?
ACVENTE filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ACVENTE due?
ACVENTE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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