Equity
€251,142 ▼ 35.8%
ACTIM paid out €170,000 in dividends. That is 571% of the 2025 profit.
ACTIM
Lifetime
19 annual accounts with figures on one time axis, 32 filings since 1994peak €130,278 (2019)
€112,856▲ 3.2%
lowest -€31,726 (2017)
€29,798▲ 22.2%
peak €391,344 (2024)
€251,142▼ 35.8%
€326,760▲ 60.4%
Board11 names since 2020
7 directorsNAESSENS Veerle and 6 others
Owners3 names in the annual accounts
100%Megaton and 1 other
Documentsfilings and deeds
15-07-202616 days before the deadline
2025financial year
New director 18-08Reappointment: A&C - Bedrijfsrevisor BV (statutory auditor) 09-01Dividend €170,000Equity from €391,344 to €251,142Debts from €203,763 to €326,760Cash from €2,265 to €16,456
Key points
from the 2025 annual accountsGrowth
5 years
5 years of growth in a row. Turnover 2025: €112,856.
Debts
€326,760 ▲ 60.4%
Debts rose by €122,997 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.
Payment terms
55 days to suppliers
ACTIM pays its suppliers 12 days later than in 2024. Customers pay 73 days earlier.
Liquidity
0.10 was 0.66 in 2024
Short-term debts rose from €66,219 to €239,216.
Filings
32 annual accounts since 1994
The last five annual accounts were filed 7 to 33 days before the end of the period.
Checked score
93
Excellent
Financially stronger than 50% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%lowest value
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.2%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.1%▼ -0.1 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.2%▲ +0.1 percentage points vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.1%▼ -0.1 percentage points vs 05-2026
07-2026: 0.2%▲ +0.1 percentage points vs 06-2026
08-2026: 0.1%▼ -0.1 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 0.10, cash €16,456
lowers risk
Size: turnover €112,856, total assets €577,902
Founded in 1993
Legal form: public limited company
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 59% of them on solvency, 26% on liquidity, 81% on profitability and 35% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as ACTIM has now. Each dot stands for 51 companies, two years later.
95.0%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
That fits the bankruptcy probability of ACTIM itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for ACTIM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.1 (0.66 in 2024), below 1. Short-term debt is 41.4% and cash 2.8% of total assets. 56.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 days early
2024
31 days early
2023
7 days early
2022
33 days early
2021
18 days early
2020
22 days early
2019
18 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 21 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
DP
DEROOSE PROJECTS
Director, DEROOSE Dirk Rafaël, since 09-12-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0449146127
New director
BV INGELBEEN appointed, NV Koutermolen resigned · Permanent representative: Dennis Ingelbeen · Director discharge: NV Koutermolen (director (not named in the articles)) · General meeting of 12-06-2025 · Gazette deed
Reappointment: A&C - Bedrijfsrevisor BV (statutory auditor)
General meeting of 13-06-2024 · Gazette deed
5 directors appointed, 3 resignations
Resignations: NAESSENS Veerle Francisca M, NAESSENS Sem Martin C and NAESSENS Willy Mathijs A · Appointments: NAESSENS Sem Martin C, NAESSENS Veerle Francisca M, VAN HAUTEGEM Filip André M, KOUTERMOLEN and DEROOSE PROJECTS · Permanent representatives: NAESSENS Willy Mathijs A and DEROOSE Dirk Rafaël · General meeting of 09-12-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ACTIM Ninove | €112,856 | 37.7% | 43.5% | - |
| D.Y Rebecq | €85,719 | -50.7% | 14.0% | - |
| RAM Bouillon | €165,904 | 52.1% | 90.2% | - |
| IMMO C.C.P.W. Geer | €160,207 | 15.5% | 50.0% | - |
| ISIO Forest | €224,498 | 13.9% | 41.8% | - |
| PHARMO - JONCQUIERE Namur | €75,196 | -6.7% | 34.0% | 1 |
| BURCHTDAM Waregem | €153,367 | 32.4% | 33.3% | - |
Grey: the largest companies of the sector (real estate (NACE 68)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as ACTIM: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €409,000 and €752,000, founded between 1978 and 1995.
Official details
Source: KBO- Status
- Active since 05-01-1993Normal situation
- Activity
- Renting and operating of own or leased residential real estate, excluding social housingNACE 68201
- Establishment unit
- 2.061.538.7239400 Ninove, since 06-04-1993
- Financial year end
- 31 December
- Peppol
- Reachable since 27-01-2026
Annual accounts 2025
- €577,902▼ 2.9%
- Filing
- Filed on 15-07-2026, 16 days before the end of the filing period
Companies linked to ACTIM
Parent and group
Insights on ACTIM
ACTIM has existed since 1993. Turnover grew from €63,846 in 2007 to €112,856 in 2025.
Turnover has grown every year since 2020. Solvency fell in 2025 from 65.8% to 43.5% because of the dividend.
Megaton holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ACTIM
- What is the company number of ACTIM?
- The company number of ACTIM is 0449.146.127. The VAT number is the same number with BE in front: BE 0449.146.127.
- Where is ACTIM based?
- The registered office is at Pamelstraat-Oost 417, 9400 Ninove.Company details
- What does ACTIM do?
- According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
- What is the legal form of ACTIM?
- ACTIM is a public limited company (NV).
- When was ACTIM founded?
- ACTIM was founded on 05-01-1993.
- Is ACTIM still active?
- Yes, ACTIM is an active enterprise in the KBO register.
- What is the turnover of ACTIM?
- The turnover of ACTIM was €112,856 in financial year 2025, according to the filed annual accounts.Financials
- Is ACTIM profitable?
- In financial year 2025, ACTIM made a profit of €29,798.
- Where can I find the annual accounts of ACTIM?
- ACTIM filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ACTIM due?
- ACTIM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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