Accurato
ActiveSummary
Accurato has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €230k and a net result of €56k. Equity is growing by ~14.5% per year across the filed fiscal years. Its solvency ranks better than 84% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▲+26
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 5.54 against 9.16 in 2024; short-term debt: 16% and cash: 10.2% of total assets), and 16.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.7%
Return on assets
20.4%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
5 d early
2023
on the day
2022
5 d early
2021
2 d early
2020
2 d early
2019
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€230k▲ 32.1%
2024 · €174k
2018: €74k
2019: €91k
2020: €93k
2021: €133k
2022: €159k
2023: €176k
2024: €174k
2018 → 2025
Total assets
€275k▲ 39.6%
2024 · €197k
2018: €80k
2019: €101k
2020: €106k
2021: €162k
2022: €179k
2023: €201k
2024: €197k
2018 → 2025
Net result
€56k
2024 · €-1k
2018: €-20k
2019: €18k
2020: €2k
2021: €40k
2022: €26k
2023: €17k
2024: €-1k
2018 → 2025
Working capital
€200k▲ 44.9%
2024 · €138k
2018: €61k
2019: €82k
2020: €83k
2021: €119k
2022: €142k
2023: €132k
2024: €138k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€133k-€159k▲ 19.2%€176k▲ 10.6%€174k▼ 0.8%€230k▲ 32.1%
Operating result€56k-€38k▼ 33.6%€23k▼ 37.8%€-627€86k
Net result€40k-€26k▼ 36.3%€17k▼ 34.2%€-1k€56k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €86k after a loss of €627 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €275k
Fixed assets
€31k ▼ 26.2%
Current assets
€244k ▲ 57.6%
Equity and liabilities €275k
Equity
€230k ▲ 32.1%
Debt
€45k ▲ 96.5%
Debt's share of the balance-sheet total rises from 11.6% to 16.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€98k▲
2024 · €12k
Cash flow
€68k▲
2024 · €11k
Current ratio
5.54▼
2024 · 9.16
Debt to equity
0.20▲
2024 · 0.13
ROE
24.3%▲
2024 · -0.8%
ROA
20.4%▲
2024 · -0.7%
Interest coverage
185.84▲
2024 · 20.08
Debt ≤ 1 year
€44k▲
2024 · €17k
Debt > 1 year
€871▼
2024 · €6k
Income taxes
€29k▲
2024 · €642
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€197k€275k▲
Fixed assets21/28€42k€31k▼
Tangible fixed assets22/27€42k€31k▼
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€26k€18k▼
Other tangible fixed assets26€10k€9k▼
Current assets29/58€155k€244k▲
Amounts receivable within one year40/41€21k€23k▲
Trade receivables40€21k€23k▲
Other amounts receivable41-€131
Current investments50/53€119k€191k▲
Cash at bank and in hand54/58€13k€28k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€197k€275k▲
Equity10/15€174k€230k▲
Contributions10/11€20k€19k▼
Reserves13€155k€212k▲
Distributable reserves133€155k€212k▲
Profit (loss) carried forward14€-1k-
Amounts payable17/49€23k€45k▲
Amounts payable after more than one year17€6k€871▼
Financial debts170/4€6k€871▼
Amounts payable within one year42/48€17k€44k▲
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€3k€5k▲
Suppliers440/4€3k€5k▲
Taxes, remuneration and social security45€5k€33k▲
Taxes450/3€5k€33k▲
Other amounts payable47/48€4k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€12k▼
Other operating charges640/8€888€682▼
Non-recurring operating charges66A-€343
Gross operating margin9900€13k€99k▲
Operating profit (loss)9901€-627€86k▲
Financial income75/76B€435€187▼
Recurring financial income75€435€187▼
Financial charges65/66B€597€526▼
Recurring financial charges65€597€526▼
Profit (loss) for the period before taxes9903€-790€86k▲
Income taxes67/77€642€29k▲
Profit (loss) for the period9904€-1k€56k▲
Profit (loss) for the period to be appropriated9905€-1k€56k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€55k▲
Profit (loss) brought forward from the previous period14P-€-1k
Transfer to equity691/2-€55k
To other reserves6921-€55k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €56k
Net result €56k after one loss-making year.
30-09
Financial
Equity above €200kEq €230k ▲32.1%
Equity rises from €174k to €230k.
25-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Equity above €150kEq €159k ▲19.2%
4 profitable years in a row build equity to €159k.
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Equity above €100kEq €133k ▲43.1%
3 profitable years in a row build equity to €133k.
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
Show earlier events
27-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 15 days late
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schoonselstraat 92610 AntwerpenGround area
1,288 m²
Building footprint
187 m²
Volume, LiDAR
1,224 m³
Parcel 11462A0527/00A002, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Accurato
since 20062.155.701.274
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11462A0527/00A002 | Flanders | 1,288 m² | 1 · 187 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 1,754 EUR awarded · 1,754 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 1,754 EUR | 1,754 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 6,155 companies in sector 46190 we hold annual accounts for 2,570. 1,819 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-06-2006
Fiscal year end30-09
Activities, NACEBEL 2025
46190Agents in non-specialised wholesale trade
70100Activities of head offices
64210Activities of holding companies
68110Buying and selling of own real estate
68310Real estate agency activities
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.