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ACCENT - INTERIEUR

Active Private limited companyfounded 2002active for 24 yearsIndustrieweg-Zuid 1362, 3520 ZonhovenKBO/BCE: BE 0476.971.467 #2 employer in Zonhoven, Construction sector

Lifetime

20 annual accounts with figures on one time axis, 23 filings since 2003
peak €1.8m (2023)
€1.4m▼ 12.0%
peak €414,475 (2024)
€53,064▼ 87.2%
peak €1.6m (2024)
€845,840▼ 45.7%
€707,950▼ 37.8%
peak 29 FTE (2022)
24 FTE▼ 7.3%
Board3 names since 2003
2 directorsSENJA and 1 other
Documentsfilings and deeds
08-04-2026114 days before the deadline
2025abbreviated format
Result from €414,475 to €53,064Demerger: ACCENT-INTERIEUR splits off to ACCENT IMMO 09-07Demerger proposal: ACCENT-INTERIEUR splits off to ACCENT IMMO 03-04Dividend €323,223Equity from €1.6m to €845,840Debts from €1.1m to €707,950

Key points

from the 2025 annual accounts

Equity

€845,840 ▼ 45.7%
1.62024+0.05Profit-0.3Dividend-0.4Other0.82025

ACCENT - INTERIEUR paid out €323,223 in dividends. That is 609% of the 2025 profit.

Result

€53,064 ▼ 87.2%
€414,0002024€53,1002025

The result fell in 2025: branch of activity transferred to ACCENT IMMO.

Turnover

≈ €4.0m estimated

The abbreviated format states no turnover.

Staff

23 employees on 31-12-2025
552021902022332023572024142025

In 2025, 1 person joined and 4 left.

Filings

23 annual accounts since 2003
AprilJune31 JulyOctober20102020

The last five annual accounts were filed 34 to 125 days before the end of the period.

Checked score

91
Excellent
Financially stronger than 48% of small companies in specialised construction (NACE 43)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.3% across 2,647 companies (NACE 43, small).

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.2%▲ +0.1 percentage points vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025highest value 05-2025: < 0.1%▼ -0.2 percentage points vs 04-2025lowest value 06-2025: < 0.1%● unchanged vs 05-2025lowest value 07-2025: < 0.1%● unchanged vs 06-2025lowest value 08-2025: < 0.1%● unchanged vs 07-2025lowest value 09-2025: < 0.1%● unchanged vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%▲ +0.1 percentage points vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Strong

79-4equity 54.4% of total assets
53-14short-term debt 40.0% · cash 17.1%
73-15return on assets 3.4%

Score breakdown

raises risk
Sector: Specialised construction activities (NACE 43)
lowers risk
Liquidity: current ratio 2.44, cash €265,057, halved
Equity €845,840 (54.4% of total assets)
Founded in 2002
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, small). It does better than 72% of them on solvency, 64% on liquidity, 51% on profitability and 6% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 14,766 companies had the same profile as ACCENT - INTERIEUR has now. Each dot stands for 37 companies, two years later.

96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of ACCENT - INTERIEUR itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 14,766 companies, not a prediction for ACCENT - INTERIEUR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €75,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 2.44 (3.34 in 2024), above the usual 1.5. Short-term debt is 40% and cash 17.1% of total assets. 45.6% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 2.44, cash €265,057, halved
NBB · annual accounts
lowers risk · Equity €845,840 (54.4% of total assets)
NBB · annual accounts
lowers risk · Founded in 2002
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-04-2026, 114 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
114 days early
2024
125 days early
2023
115 days early
2022
109 days early
2021
34 days early
2020
19 days early
2019
4 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 74 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 April (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

S
Director, CAUBERGHS Kris Peter, since 05-12-2003
I
Director, VERMEULEN Pascal Léon Arno, since 16-04-2012
  • Kris Cauberghs 105,000 sharesdeed of 04-05-2023
  • Pascal Vermeulen 105,000 sharesdeed of 04-05-2023

Shares in 1 company, KORAGE

Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0476971467
Demerger: ACCENT-INTERIEUR splits off to ACCENT IMMO Founding capital of €440,919.34 · Appointments: SENJA (director) and IVECA (director) · Permanent representatives: CAUBERGHS Kris Peter and VERMEULEN Pascal Léon Arno · General meeting of 26-05-2025 · Gazette deed
Demerger proposal: ACCENT-INTERIEUR splits off to ACCENT IMMO Permanent representatives: Vermeulen Pascal and Kris Cauberghs · Name clause: ACCENT IMMO · Board meeting of 11-03-2025 · Gazette deed
Merger: ACCENT-INTERIEUR takes over NOBEL PAINT Resignations: SENJA (director) and IVECA (director) · Permanent representatives: CAUBERGHS Kris and VERMEULEN Pascal · Director discharge: SENJA · General meeting of 23-08-2023 · Gazette deed
All 37 events

Comparable companies

same main activity, similar in size and age
Company
ACCENT - INTERIEUR Zonhoven €1.6m €1.4m 54.4% 24
MERTENS SCHILDERWERKEN Wuustwezel €1.6m €1.8m 87.8% 18.8
GAMMA PLAN Awans €1.8m €1.8m 56.2% 19.7
SCHILDERWERKEN COOLS Beveren-Kruibeke-Zwijndrecht €1.9m €1.9m 69.5% 19.9
COLOR BY CHERCHYE Ypres €1.8m €1.3m 15.2% 16.9
SCHILDER VERTRIEST Ghent €2.2m €1.6m 25.6% 19.5
CPAINT Zaventem €1.4m €2.2m 61.5% 29.7

These companies have the same main activity as ACCENT - INTERIEUR: painting of buildings (NACE 43341). They are comparable in size and age: total assets between €1.4m and €2.2m, founded between 1997 and 2005.

Official details

Source: KBO
Status
Active since 03-03-2002Normal situation
Activity
Painting of buildingsNACE 43341and 2 others
Joint committees
124Construction
200Auxiliary committee for white-collar workers · annual accounts 2025
Establishment unit
2.095.959.5683520 Zonhoven, since 07-05-2002
Financial year end
31 December
Peppol
Reachable since 21-10-2026
Company details

Annual accounts 2025

€1.6m▼ 42.3%
Employeeson 31-12-2025
23▼ 11.5%
Filing
Filed on 08-04-2026, 114 days before the end of the filing period
Financials

Insights on ACCENT - INTERIEUR

ACCENT - INTERIEUR files the abbreviated format. That format states no turnover. The gross margin rose from €827,912 in 2006 to €1.4m in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about ACCENT - INTERIEUR

What is the company number of ACCENT - INTERIEUR?
The company number of ACCENT - INTERIEUR is 0476.971.467. The VAT number is the same number with BE in front: BE 0476.971.467.
Where is ACCENT - INTERIEUR based?
The registered office is at Industrieweg-Zuid 1362, 3520 Zonhoven.Company details
What does ACCENT - INTERIEUR do?
According to the KBO register, the main activity is painting of buildings (NACE 43341).
What is the legal form of ACCENT - INTERIEUR?
ACCENT - INTERIEUR is a private limited company (BV).
When was ACCENT - INTERIEUR founded?
ACCENT - INTERIEUR was founded on 03-03-2002.
Is ACCENT - INTERIEUR still active?
Yes, ACCENT - INTERIEUR is an active enterprise in the KBO register.
How many employees does ACCENT - INTERIEUR have?
ACCENT - INTERIEUR had an average of 24 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does ACCENT - INTERIEUR fall under?
In its 2025 annual accounts, ACCENT - INTERIEUR states joint committees 124 (Construction) and 200 (Auxiliary committee for white-collar workers).
What is the turnover of ACCENT - INTERIEUR?
The turnover in financial year 2025 is ≈ €4.0m. This figure is estimated from the gross margin of €1.4m and 67 comparable companies (NACE 43). It probably lies between €3.1m and €5.4m.
Is ACCENT - INTERIEUR profitable?
In financial year 2025, ACCENT - INTERIEUR made a profit of €53,064.
Where can I find the annual accounts of ACCENT - INTERIEUR?
ACCENT - INTERIEUR filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ACCENT - INTERIEUR due?
ACCENT - INTERIEUR must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

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