Equity
€546,268 ▲ 3.5%
ACB-WJ PRODUCT SERVICES has made a profit without a break since 2016.
ACB-WJ PRODUCT SERVICES
Lifetime
14 annual accounts with figures on one time axispeak €990,108 (2024)
€790,536▼ 20.2%
lowest -€106,500 (2014)
€18,555▼ 77.5%
peak €546,268 (2025)
€546,268▲ 3.5%
€1.7m▼ 14.0%
peak 6 FTE (2025)
6 FTE▲ 20.0%
Board11 names since 2020
4 directorsJENNEN Jeffrey Jozef Albert and 3 others
Owners7 names in the annual accountsall names
Documentsfilings and deeds
18-06-202643 days before the deadline
2025financial year
Gross margin from €990,108 to €790,536Result from €82,316 to €18,555Staff from 5 FTE to 6 FTEAppointment: Neil Johnson (director) 22-07Cash from €9,742 to €67,544
Key points
from the 2025 annual accountsResult
€18,555 ▼ 77.5%
The result fell in 2025 from €82,316 to €18,555.
Turnover
≈ €1.9m estimated
The accounts state no turnover.
Debts
€1.7m 76% of the balance sheet
Financial debts 49%Suppliers 46%Taxes and wages 2%Other 3%
Of this, €1.5m falls due within a year.
Filings
14 annual accounts since 2012
The last five annual accounts were filed 41 to 52 days before the end of the period.
Position in the sector
€546,268
Less equity than 82% of companies in rubber and plastics. Sector median €3.8m · 232 companies.
Checked score
80
Excellent
Financially stronger than 32% of micro companies in rubber and plastics (NACE 22)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 355 companies (NACE 22, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025lowest value
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.4%▲ +0.1 percentage points vs 05-2025
07-2025: 0.6%▲ +0.2 percentage points vs 06-2025
08-2025: 0.6%● unchanged vs 07-2025
09-2025: 0.6%● unchanged vs 08-2025
10-2025: 0.6%● unchanged vs 09-2025
11-2025: 0.6%● unchanged vs 10-2025
12-2025: 0.6%● unchanged vs 11-2025
01-2026: 0.6%● unchanged vs 12-2025
02-2026: 0.6%● unchanged vs 01-2026
03-2026: 0.7%▲ +0.1 percentage points vs 02-2026
04-2026: 0.7%● unchanged vs 03-2026
05-2026: 0.7%● unchanged vs 04-2026
06-2026: 0.8%▲ +0.1 percentage points vs 05-2026highest value
07-2026: 0.5%▼ -0.3 percentage points vs 06-2026
08-2026: 0.5%● unchanged vs 07-2026
09-2026: 0.5%● unchanged vs 08-2026
10-2026: 0.5%● unchanged vs 09-2026
11-2026: 0.5%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 1.30, cash €67,544
Equity €546,268 (23.8% of total assets)
lowers risk
Founded in 2011
Figures for financial year 2025 (filed on 18-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 22, micro). It does better than 30% of them on solvency, 15% on liquidity, 36% on profitability and 48% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 4,508 companies had the same profile as ACB-WJ PRODUCT SERVICES has now. Each dot stands for 12 companies, two years later.
96.8%
were still trading
1.6%
stopped another way
1.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of ACB-WJ PRODUCT SERVICES itself: 0.5% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,508 companies, not a prediction for ACB-WJ PRODUCT SERVICES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.3 (1.24 in 2024), below the usual 1.5. Short-term debt is 64.8% and cash 2.9% of total assets. 76.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 232 sector peers (2025).
NBB · sector comparisonPosition among 232 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 days early
2024
43 days early
2023
46 days early
2022
52 days early
2021
41 days early
2020
54 days early
2019
39 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 45 days before the deadline. In the sector (NACE 22), the median for financial year 2024 was 14 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- WJ Products Ltd 45%annual accounts 2020
- Lipa Invest NV 21%equity €840,302 (2025) · annual accounts 2020
- Jevaga BVBA 20%equity €239,470 (2025) · annual accounts 2020
Recent changes
Appointment: Moore Audit BV (statutory auditor)
Permanent representative: Carl Rombaut · General meeting of 28-05-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0837479885
Appointment: Neil Johnson (director)
Resignation: Gregory Mark Andrews (director) · General meeting of 07-06-2025 · Gazette deed
4 directors appointed, 4 resignations
Resignations: DUNCAN Thomas Garry, COUGH Garry John, WEBB Martin Graham and JENNEN Paul Pierre Joseph · Appointments: JOHNSTON Wayne Douglas, ANDREWS Gregory Mark, SPRUYT Joris Jos and JENNEN Jeffrey Jozef Albert · General meeting of 18-12-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ACB-WJ PRODUCT SERVICES Lummen | €2.3m | €0.8m | 23.8% | 6 |
| A.C.L. POLYESTER Kortrijk | €2.6m | €0.6m | 31.0% | 6.1 |
| Delta Plastics Charleroi | €2.0m | €0.8m | 39.7% | 9.1 |
| WEISS & WEISS MOLDING TECHNOLOGY Eupen | €2.6m | €0.7m | 1.1% | 9 |
| MATERNI Aalst | €2.4m | €0.8m | -28.2% | 12.2 |
| HEVADEX Lokeren | €2.9m | €1.2m | 71.2% | 11.2 |
| ROWMARK EMEA Beveren-Kruibeke-Zwijndrecht | €6.2m | €0.7m | 18.9% | 4.7 |
These companies have the same main activity as ACB-WJ PRODUCT SERVICES: manufacture of rubber and plastic products (NACE 22260). They are comparable in size and age: total assets between €2m and €6.2m, founded between 2008 and 2015.
Official details
Source: KBO- Status
- Active since 01-07-2011Normal situation
- Activity
- Manufacture of rubber and plastic productsNACE 22260and 1 other
- Establishment unit
- 2.200.615.7393560 Lummen, since 01-07-2011
- Financial year end
- 31 December
- Peppol
- Reachable since 08-01-2026
Annual accounts 2025
- €2.3m▼ 10.4%
- Employeeson 31-12-2025
- 6▲ 20.0%
- Filing
- Filed on 18-06-2026, 43 days before the end of the filing period
Insights on ACB-WJ PRODUCT SERVICES
ACB-WJ PRODUCT SERVICES has existed since 2011. The present size dates from 2017. The gross margin rose that year from €63,153 to €310,148.
In January 2024, four directors stepped down.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ACB-WJ PRODUCT SERVICES
- What is the company number of ACB-WJ PRODUCT SERVICES?
- The company number of ACB-WJ PRODUCT SERVICES is 0837.479.885. The VAT number is the same number with BE in front: BE 0837.479.885.
- Where is ACB-WJ PRODUCT SERVICES based?
- The registered office is at Europaweg 14, 3560 Lummen.Company details
- What does ACB-WJ PRODUCT SERVICES do?
- According to the KBO register, the main activity is manufacture of rubber and plastic products (NACE 22260).
- What is the legal form of ACB-WJ PRODUCT SERVICES?
- ACB-WJ PRODUCT SERVICES is a public limited company (NV).
- When was ACB-WJ PRODUCT SERVICES founded?
- ACB-WJ PRODUCT SERVICES was founded on 01-07-2011.
- Is ACB-WJ PRODUCT SERVICES still active?
- Yes, ACB-WJ PRODUCT SERVICES is an active enterprise in the KBO register.
- How many employees does ACB-WJ PRODUCT SERVICES have?
- ACB-WJ PRODUCT SERVICES had an average of 6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of ACB-WJ PRODUCT SERVICES?
- The turnover in financial year 2025 is ≈ €1.9m. This figure is estimated from the gross margin of €790,536 and 2,275 comparable companies of the same size. It probably lies between €1.1m and €3.2m. It is a rough estimate.
- Is ACB-WJ PRODUCT SERVICES profitable?
- In financial year 2025, ACB-WJ PRODUCT SERVICES made a profit of €18,555.
- Where can I find the annual accounts of ACB-WJ PRODUCT SERVICES?
- ACB-WJ PRODUCT SERVICES filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ACB-WJ PRODUCT SERVICES due?
- ACB-WJ PRODUCT SERVICES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.