AB COLLECTIONS
ActiveThe file of AB COLLECTIONS contains 2 judicial reorganisations, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 1.3% (low). The 2025 annual accounts show equity of €99k and a net result of €227k. Equity remains stable across the filed fiscal years (±2.5% per year). Its solvency ranks better than 76% of 31540 sector peers (fiscal year 2025).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+48
Solvency100▲+100
Growth78▲+46
Track record60
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days only on tighter terms
Liquidity ample (current ratio 5.16 against 0.03 in 2024; short-term debt: 19.4% and cash: 56% of total assets), and 20.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.7%
Return on assets
183.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
64 d early
2024
194 d late
2023
250 d late
2022
31 d late
2021
134 d late
2019
92 d late
2018
48 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€99k
2024 · €-129k
2018: €20k
2019: €14k
2021: €-123k
2022: €-151k
2023: €-129k
2024: €-129k
2018 → 2025
Total assets
€124k▼ 51.2%
2024 · €254k
2018: €682k
2019: €604k
2021: €370k
2022: €353k
2023: €340k
2024: €254k
2018 → 2025
Net result
€227k▲ 29,847%
2024 · €759
2018: €16k
2019: €-6k
2021: €-98k
2022: €-27k
2023: €21k
2024: €759
2018 → 2025
Working capital
€100k
2024 · €-151k
2018: €-51k
2019: €-65k
2021: €-184k
2022: €-199k
2023: €-141k
2024: €-151k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-123k-€-151k▼ 22.3%€-129k▲ 14.2%€-129k▲ 0.6%€99k
Operating result€-85k-€-15k▲ 82.5%€28k€13k▼ 55.1%€287k▲ 2,153%
Net result€-98k-€-27k▲ 72.0%€21k€759▼ 96.4%€227k▲ 29,847%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2,153% above 2024 and is the highest result in the available series.
Balance-sheet composition
Equity and liabilities €124k
Equity
€99k
Debt
€25k
Debt finances 20.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€287k▲
2024 · €48k
Cash flow
€227k▲
2024 · €36k
Solvency
79.7%▲
2024 · -50.7%
Current ratio
5.16▲
2024 · 0.03
Quick ratio
5.16▲
2024 · 0.03
Debt / equity
0.25▲
2024 · -2.97
ROE
230.4%
ROA
183.6%▲
2024 · 0.3%
Interest coverage
14.15▲
2024 · 3.98
Debt
€25k▼
2024 · €382k
Debt ≤ 1 year
€24k▼
2024 · €156k
Debt > 1 year
€0▼
2024 · €226k
Income taxes
€42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€254k€124k▼
Fixed assets21/28€249k€0▼
Tangible fixed assets22/27€249k€0▼
Land and buildings22€249k€0▼
Current assets29/58€5k€124k▲
Amounts receivable within one year40/41€9€54k▲
Trade receivables40-€13k
Other amounts receivable41€9€40k▲
Cash at bank and in hand54/58€23€69k▲
Deferred charges and accrued income490/1€5k€564▼
Equity and liabilities
Total equity and liabilities10/49€254k€124k▼
Equity10/15€-129k€99k▲
Contributions10/11€19k€19k=
Reserves13€29k€80k▲
Non-distributable reserves130/1-€0
Reserves not available under the articles1311-€0
Distributable reserves133€29k€80k▲
Profit (loss) carried forward14€-176k€0▲
Amounts payable17/49€382k€25k▼
Amounts payable after more than one year17€226k€0▼
Financial debts170/4€226k€0▼
Amounts payable within one year42/48€156k€24k▼
Current portion of amounts payable after more than one year42€3k€0▼
Financial debts43€59k€0▼
Credit institutions430/8€59k€0▼
Trade debts44€4k€10k▲
Suppliers440/4€4k€10k▲
Advances received on contracts in progress46-€7k
Taxes, remuneration and social security45€8k€7k▼
Taxes450/3€8k€7k▼
Other amounts payable47/48€83k€0▼
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€0▼
Other operating charges640/8€3k€3k▼
Gross operating margin9900€51k€291k▲
Operating profit (loss)9901€13k€287k▲
Financial income75/76B-€2k
Recurring financial income75-€2k
Financial charges65/66B€12k€20k▲
Recurring financial charges65€12k€20k▲
Profit (loss) for the period before taxes9903€759€269k▲
Income taxes67/77-€42k
Profit (loss) for the period9904€759€227k▲
Profit (loss) for the period to be appropriated9905€759€227k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-176k€51k▲
Profit (loss) brought forward from the previous period14P€-177k€-176k▲
Transfer to equity691/2-€51k
To other reserves6921-€51k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
10-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 194 days late
2025
31-12
Financial
Highest result since 2018net €227k ▲29847%
Operating result €287k, net result €227k, both a record.
31-12
Financial
Liquidity times 159current ratio 5.16
Current ratio from 0.03 to 5.16; short-term debt falls from €156k to €24k.
07-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 250 days late
2023
31-12
Financial
Back to profitnet €21k
Net result €21k after 3 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
12-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 134 days late
2021
31-12
Financial
Weakest financial yearnet €-98k
Net result drops to €-98k, the lowest in the series; recovery starts the following year.
2020
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
29-10
Judicial reorganisation
Plan homologation
Ondernemingsrechtbank Gent · 20200006 · event 26-10-2020
17-07
Judicial reorganisation
Opening
Ondernemingsrechtbank Gent · amiable · event 09-07-2020
2019
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
08-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
06-11-2025
Resigned as Manager
Location & real-estate footprint
Registered office, Geraardsbergen · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vuilstraat(Sme) 39506 GeraardsbergenGround area
2,674 m²
Building footprint
213 m²
Volume, LiDAR
1,225 m³
Parcel 41065A0087/00A000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AB Collections
since 20052.149.521.681
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41065A0087/00A000 | Flanders | 2,673 m² | 1 · 213 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MAGMA
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HEDEYA
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 40,594 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-09-2005
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
63920Other information service activities
70100Activities of head offices
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.