A3 Garden
ActiveA3 Garden has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €61k and a net result of €2k. Equity is growing by ~12.6% per year across the filed fiscal years. Its solvency ranks better than 33% of 9389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability20▼-40
Solvency53▲+26
Growth52=
Stability94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.87 against 0.76 in 2024), and 64.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.6%
Return on assets
1.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-03-2026, 143 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
143 d early
2024
44 d early
2023
50 d early
2022
48 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€61k▲ 4.2%
2024 · €58k
2022: €37k
2023: €52k
2024: €58k
2022 → 2025
Total assets
€170k▼ 32.8%
2024 · €253k
2022: €274k
2023: €306k
2024: €253k
2022 → 2025
Net result
€2k▼ 65.0%
2024 · €7k
2022: €34k
2023: €16k
2024: €7k
2022 → 2025
Working capital
€-10k▲ 75.3%
2024 · €-40k
2022: €-146k
2023: €-87k
2024: €-40k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€37k-€52k▲ 39.3%€58k▲ 11.8%€61k▲ 4.2%
Operating result€43k-€23k▼ 46.8%€16k▼ 31.4%€9k▼ 45.3%
Net result€34k-€16k▼ 54.5%€7k▼ 54.8%€2k▼ 65.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 45% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €170k
Fixed assets
€102k▼ 20.3%
Current assets
€69k▼ 45.4%
Equity and liabilities €170k
Equity
€61k▲ 4.2%
Debt
€109k▼ 43.8%
The debt ratio falls from 77.0% to 64.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€66k▼
2024 · €73k
Cash flow
€60k▼
2024 · €65k
Solvency
35.6%▲
2024 · 23.0%
Current ratio
0.87▲
2024 · 0.76
Quick ratio
0.87▲
2024 · 0.76
Debt / equity
1.81▼
2024 · 3.35
ROE
4.0%▼
2024 · 12.1%
ROA
1.4%▼
2024 · 2.8%
Interest coverage
14.55▲
2024 · 12.87
Debt
€109k▼
2024 · €195k
Debt ≤ 1 year
€78k▼
2024 · €165k
Debt > 1 year
€29k▲
2024 · €25k
Income taxes
€2k▼
2024 · €3k
Staff costs
€55k▲
2024 · €50k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€253k€170k▼
Fixed assets21/28€127k€102k▼
Intangible fixed assets21€6k€4k▼
Tangible fixed assets22/27€121k€98k▼
Plant, machinery and equipment23€66k€38k▼
Furniture and vehicles24€55k€60k▲
Other tangible fixed assets26€326€0▼
Current assets29/58€125k€69k▼
Amounts receivable within one year40/41€85k€56k▼
Trade receivables40€85k€56k▼
Cash at bank and in hand54/58€33k€5k▼
Deferred charges and accrued income490/1€7k€7k▲
Equity and liabilities
Total equity and liabilities10/49€253k€170k▼
Equity10/15€58k€61k▲
Contributions10/11€4k€4k=
Reserves13€54k€57k▲
Distributable reserves133€54k€57k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€195k€109k▼
Amounts payable after more than one year17€25k€29k▲
Financial debts170/4€25k€29k▲
Amounts payable within one year42/48€165k€78k▼
Current portion of amounts payable after more than one year42€14k€19k▲
Trade debts44€86k€35k▼
Suppliers440/4€86k€35k▼
Taxes, remuneration and social security45€16k€17k▲
Taxes450/3€10k€11k▲
Remuneration and social security454/9€6k€6k▲
Other amounts payable47/48€50k€7k▼
Accrued charges and deferred income492/3€4k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€50k€55k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€58k€58k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€125k€124k▼
Operating profit (loss)9901€16k€9k▼
Financial income75/76B€21€861▲
Recurring financial income75€21€861▲
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€10k€5k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€7k€2k▼
Profit (loss) for the period to be appropriated9905€7k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€2k▼
Transfer to equity691/2€6k€2k▼
To other reserves6921€6k€2k▼
Profit to be distributed694/7€859€0▼
Return on contributions (dividend)694€859€0▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €2k ▼65%
Net result drops to €2k, the lowest in the series.
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tinnenhoekstraat 489310 AalstGround area
2,079 m²
Building footprint
79 m²
Volume, LiDAR
456 m³
2 parcels, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Baatmeers 10, 9310 Aalst
since 20222.328.852.907
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41042A0108/00H000 | Flanders | 1,589 m² | - | - |
| 41026B0958/00F000 | Flanders | 490 m² | 1 · 79 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ARNOULD BENOIT JARDIN
BE 0786.578.542
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TWM
BE 0526.936.464
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Rosiers Machinery and Services
BE 0701.882.793
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PAVAGE CREATION
BE 0762.744.652
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Dries Tuin- & Landschapsarchitectuur
BE 0667.545.684
Boom · Eq €60k
Of 2,256 companies in sector 71113 we hold annual accounts for 656. 552 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-02-2022
Fiscal year end31-12
Legal name NL
Groeneryck
Activities, NACEBEL
71113Urban planning and landscape architecture
81300Landscape service activities
01309Crop and animal production, hunting and related service activities
01500Mixed farming
42110Construction of roads and motorways
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.