A.S.V.
ActiveA.S.V. has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.16M and a net result of €37k. Equity is growing by ~3.5% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €95k at 30 days acceptable
Liquidity ample (current ratio 2.12 against 1.78 in 2024; short-term debt: 15.7% and cash: 33.3% of total assets), and 15.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.3%
Return on assets
2.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
22 d early
2023
41 d early
2022
14 d early
2021
40 d early
2020
17 d late
2019
72 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.16M▲ 3.3%
2024 · €1.12M
2018: €912k
2019: €937k
2020: €970k
2021: €1.00M
2022: €1.03M
2023: €1.08M
2024: €1.12M
2018 → 2025
Total assets
€1.37M▲ 3.4%
2024 · €1.33M
2018: €1.23M
2019: €1.18M
2020: €1.21M
2021: €1.22M
2022: €1.24M
2023: €1.28M
2024: €1.33M
2018 → 2025
Net result
€37k▼ 9.0%
2024 · €41k
2018: €30k
2019: €26k
2020: €33k
2021: €34k
2022: €30k
2023: €43k
2024: €41k
2018 → 2025
Working capital
€241k▲ 48.2%
2024 · €163k
2018: €-270k
2019: €-208k
2020: €-138k
2021: €-67k
2022: €264
2023: €81k
2024: €163k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.00M-€1.03M▲ 2.9%€1.08M▲ 4.2%€1.12M▲ 3.8%€1.16M▲ 3.3%
Operating result€51k-€45k▼ 10.3%€62k▲ 35.7%€58k▼ 6.2%€59k▲ 2.0%
Net result€34k-€30k▼ 13.7%€43k▲ 46.0%€41k▼ 4.8%€37k▼ 9.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.37M
Fixed assets
€914k▼ 4.3%
Current assets
€456k▲ 23.1%
Equity and liabilities €1.37M
Equity
€1.16M▲ 3.3%
Debt
€215k▲ 3.4%
The debt ratio stays at 15.7%.
Key figures and ratios
EBITDA
€100k▲
2024 · €99k
Cash flow
€78k▼
2024 · €82k
Solvency
84.3%=
2024 · 84.3%
Current ratio
2.12▲
2024 · 1.78
Quick ratio
2.12▲
2024 · 1.78
Debt / equity
0.19▲
2024 · 0.19
ROE
3.2%▼
2024 · 3.7%
ROA
2.7%▼
2024 · 3.1%
Interest coverage
25.37▼
2024 · 26.03
Debt
€215k▲
2024 · €208k
Debt ≤ 1 year
€215k▲
2024 · €208k
Income taxes
€19k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.33M€1.37M▲
Fixed assets21/28€955k€914k▼
Tangible fixed assets22/27€955k€914k▼
Land and buildings22€955k€914k▼
Financial fixed assets28-€0
Current assets29/58€371k€456k▲
Cash at bank and in hand54/58€371k€456k▲
Equity and liabilities
Total equity and liabilities10/49€1.33M€1.37M▲
Equity10/15€1.12M€1.16M▲
Contributions10/11€725k€725k=
Reserves13€16k€53k▲
Non-distributable reserves130/1€16k-
Reserves not available under the articles1311€16k-
Distributable reserves133-€53k
Profit (loss) carried forward14€377k€377k=
Amounts payable17/49€208k€215k▲
Amounts payable within one year42/48€208k€215k▲
Trade debts44-€5k
Suppliers440/4-€5k
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€4k€2k▼
Other amounts payable47/48€204k€208k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€41k▲
Other operating charges640/8€5k€12k▲
Gross operating margin9900€104k€112k▲
Operating profit (loss)9901€58k€59k▲
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€55k€56k▲
Income taxes67/77€14k€19k▲
Profit (loss) for the period9904€41k€37k▼
Profit (loss) for the period to be appropriated9905€41k€37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€377k€414k▲
Profit (loss) brought forward from the previous period14P€336k€377k▲
Transfer to equity691/2-€37k
To other reserves6921-€37k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €43k ▲46%
Operating result €62k, net result €43k, both a record.
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €1MEq €1.00M ▲3.5%
4 profitable years in a row build equity to €1.00M.
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
20-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €26k ▼13.4%
Net result drops to €26k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2019
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
18-06-2019
Resigned as Managing director
Location & real-estate footprint
Registered office, Sint-Genesius-Rode · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ekselboslaan 41640 Sint-Genesius-RodeGround area
2,006 m²
Building footprint
396 m²
Volume, LiDAR
3,935 m³
2 parcels, Brussels, Flanders · tallest building 16.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
A.S.V.
since 20112.204.639.457
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22552F0002/02Y032 | Flanders | 1,053 m² | 1 · 181 m² | 8.5 m · 2 fl. |
| 21614H0005/00Z032 | Brussels | 953 m² | 1 · 215 m² | 16.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
7 connected companiesNetwork connections
Shared address
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Shared address
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Show 3 more network connections
Shared address
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Shared address
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Shared address
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Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-10-2011
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.