A J N S
ActiveThe computed 12-month bankruptcy probability of A J N S is 1.7% (moderate). The annual accounts of A J N S for fiscal year 2024 show a net loss of 61% of the equity at the start of that year. The 2024 annual accounts show equity of €7k and a net result of €-11k. Equity is growing by ~37.4% per year across the filed fiscal years. Its solvency ranks better than 29% of 26043 sector peers (fiscal year 2024). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
46
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability34▼-66
Solvency34▼-8
Growth68▼-17
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.26 against 1.36 in 2023; short-term debt: 57.3% and cash: 26.1% of total assets), and 91.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
8.9%
Return on assets
-13.9%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-06-2025, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
37 d early
2023
37 d early
2022
3 d early
2021
32 d early
2020
17 d late
2019
45 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€184k▼ 13.3%
2023 · €212k
2018: €26k
2019: €36k
2020: €13k
2021: €18k
2022: €60k
2023: €212k
2018 → 2024
EBIT margin
-3.3%▼ 20.9pp
2023 · 17.6%
2018: -14.8%
2019: 17.0%
2020: -12.9%
2021: -35.0%
2022: 4.9%
2023: 17.6%
2018 → 2024
Net result
€-11k
2023 · €32k
2018: €-3k
2019: €6k
2020: €7k
2021: €3k
2022: €2k
2023: €32k
2018 → 2024
Working capital
€11k▼ 29.0%
2023 · €16k
2018: €-25k
2019: €-23k
2020: €-20k
2021: €-18k
2022: €-15k
2023: €16k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€13k-€18k▲ 34.9%€60k▲ 228%€212k▲ 255%€184k▼ 13.3%
Equity€-20k-€-17k▲ 13.0%€-15k▲ 10.5%€17k€7k▼ 61.0%
Operating result€-2k-€-6k▼ 267%€3k€37k▲ 1,169%€-6k
Net result€7k-€3k▼ 63.2%€2k▼ 29.9%€32k▲ 1,728%€-11k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €6k after €37k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €76k
Fixed assets
€21k▼ 45.6%
Current assets
€55k▼ 10.0%
Equity and liabilities €76k
Equity
€7k▼ 61.0%
Debt
€69k▼ 16.0%
The debt ratio rises from 82.6% to 91.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€12k▼
2023 · €50k
Cash flow
€7k▼
2023 · €45k
Solvency
8.9%▼
2023 · 17.4%
Current ratio
1.26▼
2023 · 1.36
Quick ratio
0.58▲
2023 · 0.55
Debt / equity
10.26▲
2023 · 4.76
ROE
-156.5%▼
2023 · 187.7%
ROA
-13.9%▼
2023 · 32.6%
Interest coverage
3.29▼
2023 · 10.44
Debt
€69k▼
2023 · €82k
Debt ≤ 1 year
€44k▼
2023 · €45k
Debt > 1 year
€26k▼
2023 · €37k
Income taxes
€128▲
2023 · €109
Staff costs
€9k▼
2023 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€100k€76k▼
Fixed assets21/28€39k€21k▼
Tangible fixed assets22/27€39k€21k▼
Furniture and vehicles24€39k€21k▼
Current assets29/58€61k€55k▼
Stocks and contracts in progress3€37k€30k▼
Stocks30/36€37k€30k▼
Amounts receivable within one year40/41€2k€5k▲
Trade receivables40€2k-
Other amounts receivable41-€5k
Cash at bank and in hand54/58€22k€20k▼
Deferred charges and accrued income490/1€489€500▲
Equity and liabilities
Total equity and liabilities10/49€100k€76k▼
Equity10/15€17k€7k▼
Contributions10/11€12k€12k=
Profit (loss) carried forward14€6k€-5k▼
Amounts payable17/49€82k€69k▼
Amounts payable after more than one year17€37k€26k▼
Financial debts170/4€37k€26k▼
Amounts payable within one year42/48€45k€44k▼
Current portion of amounts payable after more than one year42€11k€12k▲
Trade debts44€803€879▲
Suppliers440/4€803€879▲
Taxes, remuneration and social security45€9k€8k▼
Taxes450/3€6k€7k▲
Remuneration and social security454/9€3k€2k▼
Other amounts payable47/48€24k€23k▼
Income statement
Code20232024
Turnover70€212k€184k▼
Goods, raw materials, services and sundry goods60/61€150k€164k▲
Remuneration, social security and pensions62€11k€9k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€18k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€63k€22k▼
Operating profit (loss)9901€37k€-6k▼
Financial income75/76B€50€24▼
Recurring financial income75€50€24▼
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Non-recurring financial charges66B-€885
Profit (loss) for the period before taxes9903€33k€-10k▼
Income taxes67/77€109€128▲
Profit (loss) for the period9904€32k€-11k▼
Profit (loss) for the period to be appropriated9905€32k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€-5k▼
Profit (loss) brought forward from the previous period14P€-27k€6k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-11k ▼132%
Net result drops to €-11k, the lowest in the series.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €32k ▲1728%
Operating result €37k, net result €32k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.36
Current ratio from 0.56 to 1.36.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
14-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 45 days late
2019
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
07-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
2016
22-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Les Bons Villers · 2 establishment units since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Sart-Dames-Avelines(FLG) 286210 Les Bons VillersGround area
1,521 m²
Building footprint
294 m²
Volume, LiDAR
558 m³
2 parcels, Wallonia · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
A.J.N.S.
since 20142.285.228.344
Les Milanaises
since 20222.335.328.943
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52024B0188/00H000 | Wallonia | 1,289 m² | 1 · 239 m² | - |
| 25031A0568/00C000 | Wallonia | 232 m² | 1 · 56 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MOUCHI
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HEISENBERG CORPORATION
BE 0724.532.392
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Ans · Eq €6k
AZ FRUIT
BE 0800.787.557
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MENSSANA
BE 0896.546.749
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Of 3,827 companies in sector 47210 we hold annual accounts for 966. 466 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-02-2014
Fiscal year end31-12
Activities, NACEBEL
47210Retail sale of fruit and vegetables
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47810Retail trade
47789Other retail sale of new goods
47820Market retail: textiles, clothing, footwear
47890Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.