A.C.I. SECURITY
ActiveThe computed 12-month bankruptcy probability of A.C.I. SECURITY is 1.6% (moderate). The 2025 annual accounts show equity of €51k and a net result of €-695. Equity is growing by ~19.6% per year across the filed fiscal years. Its solvency ranks better than 72% of 27619 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-2
Solvency92▼-8
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 4.66 against 4.09 in 2024; short-term debt: 21.5% and cash: 72.3% of total assets), and 32.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.3%
Return on assets
-0.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
31 d early
2023
16 d early
2022
35 d early
2021
33 d early
2020
39 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-695
2024 · €808
2018: €488
2019: €704
2020: €18k
2021: €14k
2022: €13k
2023: €3k
2024: €808
2018 → 2025
Working capital
€59k▲ 21.7%
2024 · €49k
2018: €-2k
2019: €3k
2020: €15k
2021: €29k
2022: €41k
2023: €44k
2024: €49k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€35k-€48k▲ 37.4%€51k▲ 5.5%€51k▲ 1.6%€51k▼ 1.4%
Operating result€16k-€18k▲ 12.8%€5k▼ 73.5%€3k▼ 46.3%€407▼ 83.8%
Net result€14k-€13k▼ 9.1%€3k▼ 79.6%€808▼ 69.6%€-695
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 84% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €75k
Fixed assets
€25▼ 99.4%
Current assets
€75k▲ 17.0%
Equity and liabilities €75k
Equity
€51k▼ 1.4%
Debt
€25k▲ 45.8%
The debt ratio rises from 24.8% to 32.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€4k▼
2024 · €7k
Cash flow
€3k▼
2024 · €5k
Solvency
67.3%▼
2024 · 75.2%
Current ratio
4.66▲
2024 · 4.09
Quick ratio
4.49▲
2024 · 3.89
Debt / equity
0.49▲
2024 · 0.33
ROE
-1.4%▼
2024 · 1.6%
ROA
-0.9%▼
2024 · 1.2%
Interest coverage
31.73▼
2024 · 38.22
Debt
€25k▲
2024 · €17k
Debt ≤ 1 year
€16k▲
2024 · €16k
Income taxes
€972▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€68k€75k▲
Fixed assets21/28€4k€25▼
Tangible fixed assets22/27€4k-
Furniture and vehicles24€4k-
Financial fixed assets28€25€25=
Current assets29/58€64k€75k▲
Stocks and contracts in progress3€3k€3k▼
Stocks30/36€3k€3k▼
Amounts receivable within one year40/41€7k€18k▲
Trade receivables40€7k€18k▲
Cash at bank and in hand54/58€54k€55k▲
Deferred charges and accrued income490/1€477€499▲
Equity and liabilities
Total equity and liabilities10/49€68k€75k▲
Equity10/15€51k€51k▼
Contributions10/11€45k€45k=
Profit (loss) carried forward14€6k€6k▼
Amounts payable17/49€17k€25k▲
Amounts payable within one year42/48€16k€16k▲
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€6k€5k▼
Taxes450/3€5k€5k▼
Remuneration and social security454/9€1k€551▼
Other amounts payable47/48€7k€7k▲
Accrued charges and deferred income492/3€1k€9k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€727€643▼
Gross operating margin9900€7k€5k▼
Operating profit (loss)9901€3k€407▼
Financial income75/76B€20€6▼
Recurring financial income75€20€6▼
Financial charges65/66B€172€136▼
Recurring financial charges65€172€136▼
Profit (loss) for the period before taxes9903€2k€277▼
Income taxes67/77€2k€972▼
Profit (loss) for the period9904€808€-695▼
Profit (loss) for the period to be appropriated9905€808€-695▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€6k▼
Profit (loss) brought forward from the previous period14P€6k€6k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-695 ▼186%
Net result drops to €-695, the lowest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €18k ▲2444%
Operating result €18k, net result €18k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 2 establishment units since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Parc de la Sablonnière 17000 MonsGround area
1.7 ha
Building footprint
388 m²
Volume, LiDAR
8,573 m³
2 parcels, Wallonia · tallest building 30.3 m, ±9 floors. Linked by address, not a title deed.
2 establishment units
A.C.I. SECURITY
since 20142.236.949.266
A.C.I. Sécurity
since 20162.254.463.013
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53404B0349/00G000 | Wallonia | 1.6 ha | 1 · 308 m² | 30.3 m · 9 fl. |
| 92121B0511/00R000 | Wallonia | 929 m² | 1 · 80 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ILO INVEST
BE 0754.681.279
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NUNES PLAFONNAGE
BE 0768.776.567
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ISOLEXPERTISE
BE 0800.383.226
Kraainem · Eq €51k
AQUAPROEF
BE 0646.662.277
Deinze · Eq €51k
RELOOK TOITURES
BE 0742.736.819
Sint-Agatha-Berchem · Eq €51k
Of 4,267 companies in sector 43230 we hold annual accounts for 1,240. 1,026 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-11-2014
Fiscal year end31-12
Activities, NACEBEL
43230Insulation installation
43291Specialised construction activities
43120Site preparation
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.