Result
€992,035 €992,035
Back in profit in 2025, after a loss of €1.8m in 2024.
A AUTO IMEXSO
Lifetime
20 annual accounts with figures on one time axis, 38 filings since 1988peak €219.8m (2017)
€59.6m▲ 54.4%
lowest -€1.8m (2024)
€992,035▲ €2.8m
peak €13.2m (2025)
€13.2m▲ 49.8%
€11.3m▼ 15.7%
peak 25.2 FTE (2019)
13 FTE▼ 12.2%
Board5 names since 2021
4 directorsAPHIBEL and 3 others
Owners6 names in the annual accounts
90%Mobility & Services Center and 1 other
Documentsfilings and deeds
23-04-20267 days before the deadline
2025financial year
Turnover from €38.6m to €59.6mBack to profit: €992,035Staff from 14.8 FTE to 13 FTEEquity from €8.8m to €13.2mDebts from €13.4m to €11.3mInvestments €3.3m
Key points
from the 2025 annual accountsStaff
13 FTE from 25.2 in 2019
Between 2019 and 2025, 48% of the full-time equivalents disappeared.
Payment terms
42 days to suppliers
A AUTO IMEXSO pays its suppliers 41 days earlier than in 2024. Customers pay 1 day earlier.
Filings
38 annual accounts since 1988
Two of the last ten came late. The 2016 accounts came latest: 87 days after the end of the period.
At the same address
5 companies
Position in the sector
€13.2m
More equity than 95% of companies in retail trade. Sector median €448,423 · 5,062 companies.
Checked score
90
Excellent
Financially stronger than 63% of small companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 3,698 companies (NACE 47, small).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.4%▲ +0.1 percentage points vs 03-2025
05-2025: 0.9%▲ +0.5 percentage points vs 04-2025
06-2025: 0.9%● unchanged vs 05-2025
07-2025: 0.9%● unchanged vs 06-2025
08-2025: 0.9%● unchanged vs 07-2025
09-2025: 0.9%● unchanged vs 08-2025
10-2025: 0.9%● unchanged vs 09-2025
11-2025: 0.9%● unchanged vs 10-2025
12-2025: 0.9%● unchanged vs 11-2025
01-2026: 0.9%● unchanged vs 12-2025
02-2026: 0.9%● unchanged vs 01-2026
03-2026: 1.0%▲ +0.1 percentage points vs 02-2026
04-2026: 1.0%● unchanged vs 03-2026highest value
05-2026: 0.2%▼ -0.8 percentage points vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026lowest value
11-2026: 0.2%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 1.78, cash €796,710
Sector: Retail trade (NACE 47)
lowers risk
Founded in 1987
Equity €13.2m (53.8% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small). It does better than 76% of them on solvency, 39% on liquidity, 42% on profitability and 94% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 14,766 companies had the same profile as A AUTO IMEXSO has now. Each dot stands for 37 companies, two years later.
96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of A AUTO IMEXSO itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for A AUTO IMEXSO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,150,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.78 (1.57 in 2024), above the usual 1.5. Short-term debt is 38.3% and cash 3.2% of total assets. 46.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €13.2m
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-04-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 days early
2024
33 days early
2023
22 days early
2022
5 days early
2021
25 days early
2020
22 days early
2019
38 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 22 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 9 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end07-11-2026 today30-04-2027 deadline
Board and ownership
- Mobility & Services Center 90%score 89equity €67.9m (2025) · annual accounts 30-09-2025
- APHIBEL 10%score 97equity €2.3m (2025) · annual accounts 30-09-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0431733340
Reappointment: Moore Audit SRL (statutory auditor)
Permanent representative: Wendy Van der Biest · General meeting of 22-03-2024 · Gazette deed
4 directors reappointed, 1 statutory auditor reappointed
Aphibel SRL (managing director), Mobility & Services Center SA (managing director), RVDV Consult SRL, Valckoenier SRL and Moore Audit SRL (statutory auditor) · Permanent representatives: PORTAL Philippe, VALCKENIER Guy, VAN dE VELDE Rik, VALCKENIER Koenraad and Wendy Van der Biest · General meeting of 19-03-2021 · Gazette deed
Amendment of the articles
General meeting of 25-09-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| A AUTO IMEXSO Waterloo | €59.6m | 2.6% | 53.8% | 13 |
| RENAULT SUD Fontaine-l'Evêque | €53.6m | 0.5% | 19.1% | 17 |
| MONZA Sint-Martens-Latem | €46.8m | 5.8% | 33.9% | 17.7 |
| RENAULT MOTORS WAVRE Wavre | €23.2m | 1.0% | 18.4% | 17.6 |
| AUTO MOTORS RENT Genappe | €90.0m | 2.9% | 17.7% | 17.7 |
| LONGSCHAMPS CARS Wavre | €24.6m | 7.1% | 24.6% | 17.2 |
| Renault MOTORS GEMBLOUX Gembloux | €24.4m | 3.8% | 12.6% | 14.6 |
Grey: the largest companies of the sector (retail trade (NACE 47)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as A AUTO IMEXSO: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €16m and €29m, founded between 1983 and 2002.
Official details
Source: KBO- Status
- Active since 17-08-1987Normal situation
- Activity
- Retail sale of cars and light vans (up to 3.5 tonnes)NACE 47811and 2 others
- Joint committees
- 112Garages
- 200Auxiliary committee for white-collar workers · annual accounts 30-09-2025
- Establishment units
- 2.029.908.7061502 Halle, since 21-03-1997
- 2.029.908.8051410 Waterloo, since 19-06-2002and 1 other
- Financial year end
- 30 September
- Peppol
- Reachable since 20-06-2025
Annual accounts to 30-09-2025
- €24.5m▲ 10.3%
- Employeeson 30-09-2025
- 12▼ 14.3%
- Filing
- Filed on 23-04-2026, 7 days before the end of the filing period
Insights on A AUTO IMEXSO
Solvency rose in 2025 from 39.6% to 53.8% because of the retained profit and lower debts.
Mobility & Services Center holds 90% of the shares. In January 2022, the Official Gazette published the appointment of APHIBEL as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about A AUTO IMEXSO
- What is the company number of A AUTO IMEXSO?
- The company number of A AUTO IMEXSO is 0431.733.340. The VAT number is the same number with BE in front: BE 0431.733.340.
- Where is A AUTO IMEXSO based?
- The registered office is at Clos des Templiers 5, 1410 Waterloo.Company details
- What does A AUTO IMEXSO do?
- According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
- What is the legal form of A AUTO IMEXSO?
- A AUTO IMEXSO is a public limited company (NV).
- When was A AUTO IMEXSO founded?
- A AUTO IMEXSO was founded on 17-08-1987.
- Is A AUTO IMEXSO still active?
- Yes, A AUTO IMEXSO is an active enterprise in the KBO register.
- How many employees does A AUTO IMEXSO have?
- A AUTO IMEXSO had an average of 13 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does A AUTO IMEXSO fall under?
- In its 30-09-2025 annual accounts, A AUTO IMEXSO states joint committees 112 (Garages) and 200 (Auxiliary committee for white-collar workers).
- What is the turnover of A AUTO IMEXSO?
- The turnover of A AUTO IMEXSO was €59.6m in financial year 2025, according to the filed annual accounts.
- Is A AUTO IMEXSO profitable?
- In financial year 2025, A AUTO IMEXSO made a profit of €992,035.
- Where can I find the annual accounts of A AUTO IMEXSO?
- A AUTO IMEXSO filed 38 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of A AUTO IMEXSO due?
- A AUTO IMEXSO must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence See whether the workforce is growing and whether people stay.Employer check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See the other companies in the same group.Mobility & Services Center · 21 companies
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