Brewin
ActiveSummary
Brewin has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1,226 and a net result of €614. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 25% of 2,299 sector peers (NACE 63, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 16-05-2019 Normal situation
- Activity
- Web portal activities NACE 63910and 5 others
- Establishment unit
- 2.289.237.810 4880 Aubel, since 16-05-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 28-07-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.2%
- Gross margin
- €766
- Turnover
- ≈ €5,900
- estimated
- Profit
- €614
- Equity
- €1,226
- ▲ 100%
- Total assets
- €5,595
- ▲ 13.1%
Score breakdownraises risk1 change of registered office in 24 monthslowers riskSector: Computing infrastructure, data processing, hosting and other information service activities (NACE 63)Liquidity: current ratio 1.28, cash €1,812Figures for financial year 2025 (filed on 05-08-2026)Show the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 63, micro). It does better than 26% of them on solvency, 27% on liquidity, 32% on profitability and 89% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 2 days before the deadline. In the sector (NACE 63), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 31-07-2026 at the NBB all 7 filings
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
The operating result for 2025 is a profit of €766, after a loss of €436 in 2024. It is the highest result since 2021.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Computing infrastructure, data processing, hosting and other information service activities (NACE 63). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Staff
| Item | 31-12-2024 |
|---|---|
| Employees at the balance-sheet date | 0 |
| full-time | 0 |
| part-time | 0 |
Source: social balance sheet in the 2024 annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €498 | €1,000 | €1,077 | €747 | €328 | €84 | - | - |
| Other operating charges640/8 | - | - | - | - | - | €188 | - | - |
| Gross operating margin9900 | €5,736 | €7,427 | -€10,261 | €1,114 | €740 | -€163 | €766 | - |
| Operating profit (loss)9901 | €5,238 | €6,427 | -€11,338 | €368 | €412 | -€436 | €766 | - |
| Recurring financial income75 | - | €1 | - | - | - | - | - | - |
| Financial charges65/66B | - | - | €166 | €192 | €126 | €135 | €152 | ▲ 12.9% |
| Recurring financial charges65 | €58 | €82 | €166 | €192 | €126 | €135 | €152 | ▲ 12.9% |
| Profit (loss) for the period before taxes9903 | €5,180 | €6,345 | -€11,504 | €175 | €286 | -€570 | €614 | - |
| Income taxes67/77 | €1,063 | €1,237 | - | - | - | - | - | - |
| Profit (loss) for the period9904 | €4,117 | €5,108 | -€11,504 | €175 | €286 | -€570 | €614 | - |
| Profit (loss) for the period to be appropriated9905 | €4,117 | €5,108 | -€11,504 | €175 | €286 | -€570 | €614 | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €8,898 | €16,104 | €7,636 | €4,792 | €4,604 | €4,945 | €5,595 | ▲ 13.1% |
| Formation expenses20 | €1,089 | €838 | €586 | €335 | €84 | - | - | - |
| Fixed assets21/28 | €1,156 | €1,398 | €572 | €77 | - | - | - | - |
| Tangible fixed assets22/27 | €1,156 | €1,398 | €572 | €77 | - | - | - | - |
| Furniture and vehicles24 | - | - | €572 | €77 | - | - | - | - |
| Current assets29/58 | €6,653 | €13,868 | €6,477 | €4,380 | €4,520 | €4,945 | €5,595 | ▲ 13.1% |
| Amounts receivable within one year40/41 | €589 | €144 | €5,822 | €3,626 | €867 | €1,969 | €3,783 | ▲ 92.1% |
| Trade receivables40 | - | - | €5,822 | €3,626 | €784 | €1,969 | €3,783 | ▲ 92.1% |
| Other amounts receivable41 | - | - | - | - | €83 | - | - | - |
| Cash at bank and in hand54/58 | €6,064 | €13,707 | €655 | €754 | €3,640 | €2,887 | €1,812 | ▼ 37.2% |
| Deferred charges and accrued income490/1 | - | - | - | - | €13 | €89 | - | - |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €8,898 | €16,104 | €7,636 | €4,792 | €4,604 | €4,945 | €5,595 | ▲ 13.1% |
| Equity10/15 | €7,117 | €12,225 | €721 | €896 | €1,182 | €612 | €1,226 | ▲ 100% |
| Contributions10/11 | - | - | €3,000 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | €4,117 | €9,225 | -€2,279 | -€2,104 | -€1,818 | -€2,388 | -€1,774 | ▲ 25.7% |
| Amounts payable17/49 | €1,781 | €3,879 | €6,915 | €3,896 | €3,422 | €4,333 | €4,369 | ▲ 0.8% |
| Amounts payable within one year42/48 | €1,781 | €3,879 | €6,915 | €3,896 | €3,422 | €4,333 | €4,369 | ▲ 0.8% |
| Trade debts44 | €190 | €145 | €411 | €662 | - | €534 | €382 | ▼ 28.5% |
| Suppliers440/4 | - | - | €411 | €662 | - | €534 | €382 | ▼ 28.5% |
| Taxes, remuneration and social security45 | - | - | €2,145 | €144 | - | €31 | €219 | ▲ 608% |
| Taxes450/3 | - | - | €2,145 | €144 | - | €31 | €219 | ▲ 608% |
| Other amounts payable47/48 | - | - | €4,359 | €3,090 | €3,422 | €3,768 | €3,768 | = |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,117 | €5,108 | -€11,504 | €175 | €286 | -€570 | €614 | - |
| + Depreciation and write-downs630 | €498 | €1,000 | €1,077 | €747 | €328 | €84 | - | - |
| Operating cash flow (approximation) | €4,615 | €6,108 | -€10,427 | €922 | €614 | -€486 | €614 | - |
| Investment in fixed assets (approximation) | - | -€1,242 | -€251 | -€251 | - | - | - | - |
| Change in cash | - | €7,643 | -€13,052 | €100 | €2,886 | -€753 | -€1,075 | ▼ 42.8% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 6,713 companies had the same profile as Brewin has now. Two years later, 1.8% had gone bankrupt and 95.8% were still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Brewin itself is lower: 0.2% within 12 months. It rests on far more data about Brewin than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,713 companies, not a prediction for Brewin. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (7)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 31-07-2026 | 2026-00379696 | |
| 31-12-2024 | micro format | 04-08-2025 | 2025-00359379 | |
| 31-12-2023 | micro format | 30-07-2024 | 2024-00316173 | |
| 31-12-2022 | micro format | 30-07-2023 | 2023-00303971 | |
| 31-12-2021 | micro format | 26-07-2022 | 2022-20230894 | |
| 31-12-2020 | micro format | 30-07-2021 | 2021-43200441 | |
| 31-12-2019 | micro format | 24-07-2020 | 2020-33600227 |
Board & ownership
Directors
Owners and capital
Owners
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| VAESSEN Laurent |
|
| François DUMONT |
|
Network & group
Brewin shares no director with another company.
Companies at the same address
1 other companyConnections & network
1 current directorThe network starts from the directors of Brewin. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
27-08
Gazette deed
Company renamed from 4YourCom to BrewinReappointment: VAESSEN Laurent (director) · Registered office clause5 points ▸
- General meeting, 20-08-2026
- Name change, Brewin
- Registered office clause, “4880 Aubel, Rue de Battice 28” (deed in French)
- Director reappointment, VAESSEN Laurent (director (not named in the articles))
- Other provision, “suppression des informations officielles, info@4yourcom.be” (deed in French)
16-07
Gazette deed
Registered office moved within AubelResignation: François DUMONT (director) · Director discharge4 points ▸
- General meeting, 13-06-2026
- Director resignation, François DUMONT (director)
- Director discharge, François DUMONT (director)
- Registered-office move, Rue de Battice,28,4880 Aubel
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
28 activities
- L’agence de communication digitale & Web marketing
- La création et le management de pages et comptes sur les réseaux sociaux
- Les référencements web
- La création de logos, de cartes de visite et de chartes graphiques
- La création et le développement de stratégie marketing
- La création de contenu
- La réalisation de vidéos promotionnelles et de publicité
- La photographie (produit, portrait, publicité)
- Le graphisme
- Le gestionnaire de présentations et conférences
- Le développement web et le web design
- La création d’applications
- La création d’idées
- La création d’une image de marque et la gestion de celle-ci
- Le développement d’un packaging
- Le positionnement marketing
- La gestion des relations publiques et des relations avec la presse
- L’optimisation du taux de conversion web
- L’analyse et l’accompagnement de projets
- L’audit de sites web
- La rédaction web
- L’emailing
- Les solutions informatiques
- Le commerce, l’achat, la vente, la distribution, l’importation, l’exportation et la commercialisation de bières, boissons alcoolisées et, plus généralement, de boissons et produits alimentaires, sous réserve des autorisations, licences et réglementations applicables
- Le commerce, l’achat, la vente, la distribution, l’importation, l’exportation et la commercialisation de bougies, articles de décoration, articles pour la maison et produits accessoires
- La vente de ces produits par tous moyens et canaux de distribution, notamment par voie électronique, via internet et par l’intermédiaire de sites de commerce en ligne, ainsi que dans des magasins, boutiques, points de vente ou autres établissements physiques
- La création, l’exploitation et la gestion de sites internet, plateformes de commerce électronique, boutiques en ligne et autres canaux de vente en lien avec les activités précitées
- Toutes activités accessoires, complémentaires ou connexes se rapportant directement ou indirectement aux activités précitées, notamment la promotion, la publicité, le marketing, le conditionnement, le stockage, la préparation et l’expédition des marchandises
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the addresses
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 63003B0438/00D000 | Wallonia | 3,699 m² | 1 · 82 m² | 9.2 m · 3 |
| 63003B0730/00R002 | Wallonia | 304 m² | 1 · 80 m² | 12.5 m · 4 |