4ED ADVICE
Active4ED ADVICE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €8k and a net result of €208k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 12% of 2413 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 2413 sector peers (2025).
NBB · sector comparisonPosition among 2413 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
73 d early
2024
44 d early
2023
43 d early
2022
41 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€8k▼ 92.1%
2024 · €104k
2022: €44k
2023: €116k
2024: €104k
2022 → 2025
Net result
€208k▲ 19.5%
2024 · €174k
2022: €39k
2023: €72k
2024: €174k
2022 → 2025
Total assets
€190k▲ 12.8%
2024 · €168k
2022: €65k
2023: €149k
2024: €168k
2022 → 2025
Solvency
4.3%▼ 57.5pp
2024 · 61.8%
2022: 68.2%
2023: 77.9%
2024: 61.8%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€44k-€116k▲ 162%€104k▼ 10.4%€8k▼ 92.1%
Operating result€49k-€91k▲ 83.5%€227k▲ 151%€273k▲ 20.3%
Net result€39k-€72k▲ 82.5%€174k▲ 143%€208k▲ 19.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 20% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €190k
Fixed assets
€6k▲ 0.8%
Current assets
€184k▲ 13.2%
Equity and liabilities €190k
Equity
€8k▼ 92.1%
Debt
€181k▲ 183%
The debt ratio rises from 38.2% to 95.7%: debt grows while equity shrinks.
Key figures and ratios
Solvency
4.3%▼
2024 · 61.8%
ROA
109.8%▲
2024 · 103.7%
Debt
€181k▲
2024 · €64k
Debt ≤ 1 year
€181k▲
2024 · €63k
Income taxes
€65k▲
2024 · €52k
A ratio outside any meaningful range has been withheld (balance sheet total €190k, equity €8k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€168k€190k▲
Fixed assets21/28€6k€6k▲
Tangible fixed assets22/27€5k€6k▲
Furniture and vehicles24€5k€6k▲
Financial fixed assets28€60€60=
Current assets29/58€163k€184k▲
Amounts receivable within one year40/41-€24k
Trade receivables40-€24k
Cash at bank and in hand54/58€60k€12k▼
Deferred charges and accrued income490/1€102k€148k▲
Equity and liabilities
Total equity and liabilities10/49€168k€190k▲
Equity10/15€104k€8k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€99k€3k▼
Amounts payable17/49€64k€181k▲
Amounts payable within one year42/48€63k€181k▲
Trade debts44€18€294▲
Suppliers440/4€18€294▲
Taxes, remuneration and social security45€60k€46k▼
Taxes450/3€60k€46k▼
Other amounts payable47/48€4k€135k▲
Accrued charges and deferred income492/3€750-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€499€1k▲
Other operating charges640/8€706€1k▲
Gross operating margin9900€228k€276k▲
Operating profit (loss)9901€227k€273k▲
Financial charges65/66B€112€108▼
Recurring financial charges65€112€108▼
Profit (loss) for the period before taxes9903€227k€273k▲
Income taxes67/77€52k€65k▲
Profit (loss) for the period9904€174k€208k▲
Profit (loss) for the period to be appropriated9905€174k€208k▲
Appropriation of the result
Profit (loss) to be appropriated9906€285k€307k▲
Profit (loss) brought forward from the previous period14P€111k€99k▼
Profit to be distributed694/7€186k€304k▲
Return on contributions (dividend)694€186k€304k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €208k ▲19.5%
Operating result €273k, net result €208k, both a record.
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €116k ▲162%
2 profitable years in a row build equity to €116k.
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Grande Bruyère 311330 RixensartGround area
1,608 m²
Building footprint
113 m²
Volume, LiDAR
760 m³
Parcel 25091F0326/00A000, Wallonia · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue de la Grande Bruyère 31, 1330 Rixensart
since 20222.334.393.882
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25091F0326/00A000 | Wallonia | 1,608 m² | 1 · 113 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 587 companies in sector 66300 we hold annual accounts for 362. 100 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-06-2022
Fiscal year end31-12
Activities, NACEBEL
66300Activities auxiliary to financial services and insurance activities
64200Holdings
64210Activities of holding companies
71121Engineering and related technical consultancy, excluding land surveyors
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.