4 A D
Active4 A D has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €551k and a net result of €-50k. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 92% of 3668 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability60▼-15
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 3.19 against 4.31 in 2024; short-term debt: 16.1% and cash: 33.7% of total assets), and 19% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81%
Return on assets
-7.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-03-2026, 147 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
147 d early
2024
114 d early
2023
107 d early
2022
132 d early
2021
128 d early
2020
81 d early
2019
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€551k▼ 15.6%
2024 · €653k
2018: €495k
2019: €483k
2020: €611k
2021: €624k
2022: €584k
2023: €638k
2024: €653k
2018 → 2025
Total assets
€681k▼ 13.4%
2024 · €786k
2018: €774k
2019: €756k
2020: €778k
2021: €756k
2022: €728k
2023: €784k
2024: €786k
2018 → 2025
Net result
€-50k
2024 · €40k
2018: €59k
2019: €10k
2020: €10k
2021: €32k
2022: €-23k
2023: €99k
2024: €40k
2018 → 2025
Working capital
€240k▼ 25.9%
2024 · €325k
2018: €282k
2019: €303k
2020: €192k
2021: €227k
2022: €187k
2023: €295k
2024: €325k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€624k-€584k▼ 6.5%€638k▲ 9.4%€653k▲ 2.3%€551k▼ 15.6%
Operating result€34k-€-21k€101k€41k▼ 59.4%€-50k
Net result€32k-€-23k€99k€40k▼ 59.6%€-50k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €50k after €41k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €681k
Fixed assets
€331k▼ 9.0%
Current assets
€350k▼ 17.2%
Equity and liabilities €681k
Equity
€551k▼ 15.6%
Debt
€129k▼ 2.8%
The debt ratio rises from 16.9% to 19.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€58k▼
2024 · €127k
Cash flow
€58k▼
2024 · €126k
Solvency
81.0%▼
2024 · 83.1%
Current ratio
3.19▼
2024 · 4.31
Quick ratio
3.07▼
2024 · 4.16
Debt / equity
0.23▲
2024 · 0.20
ROE
-9.1%▼
2024 · 6.1%
ROA
-7.4%▼
2024 · 5.1%
Interest coverage
32.36▼
2024 · 70.13
Debt
€129k▼
2024 · €133k
Debt ≤ 1 year
€110k▲
2024 · €98k
Staff costs
€477k▲
2024 · €441k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€786k€681k▼
Fixed assets21/28€363k€331k▼
Tangible fixed assets22/27€363k€330k▼
Land and buildings22€293k€243k▼
Plant, machinery and equipment23€65k€67k▲
Furniture and vehicles24€4k€20k▲
Financial fixed assets28€585€585=
Current assets29/58€423k€350k▼
Stocks and contracts in progress3€14k€13k▼
Stocks30/36€14k€13k▼
Amounts receivable within one year40/41€111k€97k▼
Trade receivables40€32k€13k▼
Other amounts receivable41€80k€85k▲
Cash at bank and in hand54/58€288k€229k▼
Deferred charges and accrued income490/1€9k€10k▲
Equity and liabilities
Total equity and liabilities10/49€786k€681k▼
Equity10/15€653k€551k▼
Profit (loss) carried forward14€393k€343k▼
Investment grants15€260k€208k▼
Amounts payable17/49€133k€129k▼
Amounts payable within one year42/48€98k€110k▲
Current portion of amounts payable after more than one year42€15k-
Trade debts44€31k€54k▲
Suppliers440/4€31k€54k▲
Taxes, remuneration and social security45€48k€53k▲
Taxes450/3€2k€2k▲
Remuneration and social security454/9€46k€51k▲
Accrued charges and deferred income492/3€35k€20k▼
Income statement
Code20242025
Remuneration, social security and pensions62€441k€477k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€86k€109k▲
Other operating charges640/8€10k€11k▲
Gross operating margin9900€579k€546k▼
Operating profit (loss)9901€41k€-50k▼
Financial income75/76B€733€2k▲
Recurring financial income75€733€2k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€40k€-50k▼
Profit (loss) for the period9904€40k€-50k▼
Profit (loss) for the period to be appropriated9905€40k€-50k▼
Appropriation of the result
Profit (loss) to be appropriated9906€393k€343k▼
Profit (loss) brought forward from the previous period14P€353k€393k▲
Social balance
Average headcount (FTE)90876.96.2▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-50k ▼225%
Net result drops to €-50k, the lowest in the series.
08-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
15-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €99k
Net result €99k after one loss-making year.
21-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
25-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
11-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €500kEq €611k ▲26.5%
3 profitable years in a row build equity to €611k.
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
29-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
07-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 7 days late
2017
27-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diksmuide · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleine Dijk(D) 578600 DiksmuideGround area
220 m²
Building footprint
212 m²
Volume, LiDAR
1,124 m³
Parcel 32003A0382/00D002, Flanders · tallest building 11.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
4 A D vzw
since 20072.160.226.127
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32003A0382/00D002 | Flanders | 220 m² | 1 · 212 m² | 11.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2022 to 2025 · 8 entries · 2,046,672 EUR awarded · 1,993,293 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 537,556 EUR | 536,601 EUR |
| 2024 | 2 | 551,625 EUR | 545,468 EUR |
| 2023 | 3 | 526,630 EUR | 522,194 EUR |
| 2022 | 1 | 430,861 EUR | 389,030 EUR |
Schemes
Professionele kunsten: Werkingssubsidie voor een kunstenorganisatie voor een periode van 5 jaar (Kunstendecreet 2021)
Professionele kunsten: Werkingssubsidie voor een professionele kunstenorganisatie (Kunstendecreet 2013)
Cultuur: Projectsubsidie voor een cultureel initiatief met middelen van de Nationale Loterij (Uitgavendecreet)
Cultuur: Tussenkomst in de energiekosten van een culturele organisatie met een werkingssubsidie (Uitgavendecreet)
Recognitions · licences · registrations
Food safety, FASFC
1 siteDiksmuide2.160.226.127
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Of 14,023 companies in sector 56301 we hold annual accounts for 4,893. 1,889 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded10-03-1988
Fiscal year end31-12
Activities, NACEBEL
55401
56301Cafés and bars
90393Specialised image, lighting and sound technical services
92313
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.