Equity
Equity fell by 52% in 3 years.
Equity fell by 52% in 3 years.
The result fell in 2025 from €125,122 to €43,883.
Green is investment, beige is depreciation. Machinery stands 116.5% higher than in 2024.
Latest accounts filed late: after the legal deadline.
2 restructurings since 2025. Latest: branch transferred to Brammacobis.
A director left. Latest change 01-04-2026 · 1 in office.
The dashed line is the sector median: 0.1% across 14,830 companies (NACE 71, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 33% of them on solvency, 56% on liquidity, 47% on profitability and 29% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 34,693 companies had the same profile as 3D-CONSULT has now. Each dot stands for 87 companies, two years later.
That fits the bankruptcy probability of 3D-CONSULT itself: 0.4% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for 3D-CONSULT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is tight, with a current ratio of 1.44 (1.18 in 2024), below the usual 1.5. Short-term debt is 61.2% and cash 44.5% of total assets. 65.7% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 57 days after the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Shares in 2 companies, Ultimated and Ultimated Holding International
Board & ownership| Company | ||||
|---|---|---|---|---|
| 3D-CONSULT Bonheiden | €514,805 | €301,863 | 34.3% | - |
| DE GROOT & CELEN Landmeters- en Expertisebureau Westerlo | €605,076 | €272,738 | 12.5% | 5.6 |
| PS-SURVEY BOUWMAATVOERING Maaseik | €585,693 | €332,505 | 27.2% | 2 |
| CABINET DE GEOMETRES MEUNIER Lens (Hainaut) | €478,112 | €242,204 | 3.9% | - |
| LANDMEETBUREAU BUYLE Anzegem | €577,030 | €270,121 | 35.9% | - |
| MARECHAL & BAUDINET Dalhem | €649,688 | €391,404 | 85.5% | - |
| TOPO RENT & CONSULT Antwerp | €464,110 | €242,224 | 28.7% | 2.2 |
These companies have the same main activity as 3D-CONSULT: land surveying (NACE 71122). They are comparable in size and age: total assets between €464,000 and €650,000, founded between 2011 and 2018.
3D-CONSULT files the micro format. That format states no turnover. The gross margin rose from €50,731 in 2016 to €301,863 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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