21/21
Open bankruptcyA bankruptcy procedure is open for 21/21 according to publications in the Belgian State Gazette; curator: BRECHT MICHELS. The 2023 annual accounts show negative equity (€-10k) and a net result of €-5k.
Signals
Three signals.
+raises risk○neutral
Financials · fiscal year 2023, micro schema
Equity
€-10k▼ 102%
2022 · €-5k
2018: €-53k
2019: €-72k
2020: €-77k
2021: €-42k
2022: €-5k
2018 → 2023
Total assets
€191k▲ 96.9%
2022 · €97k
2018: €15k
2019: €140k
2020: €154k
2021: €132k
2022: €97k
2018 → 2023
Net result
€-5k
2022 · €37k
2018: €-65k
2019: €-19k
2020: €-5k
2021: €35k
2022: €37k
2018 → 2023
Working capital
€-18k▼ 76.4%
2022 · €-10k
2018: €-61k
2019: €-82k
2020: €-85k
2021: €-48k
2022: €-10k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€-72k-€-77k▼ 6.6%€-42k▲ 45.4%€-5k▲ 88.4%€-10k▼ 102%
Operating result€-11k-€8k€43k▲ 422%€56k▲ 29.6%€12k▼ 78.5%
Net result€-19k-€-5k▲ 75.1%€35k€37k▲ 6.4%€-5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2023; 2023 is 79% below 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €191k
Fixed assets
€8k▲ 52.4%
Current assets
€183k▲ 99.4%
Key figures and ratios
EBITDA
€14k▼
2022 · €59k
Cash flow
€-3k▼
2022 · €40k
Solvency
-5.1%▼
2022 · -5.0%
Current ratio
0.91▲
2022 · 0.90
Quick ratio
0.91▲
2022 · 0.90
Debt / equity
-20.55▲
2022 · -21.01
ROA
-2.6%▼
2022 · 38.2%
Interest coverage
15.79▼
2022 · 16.18
Debt
€201k▲
2022 · €102k
Debt ≤ 1 year
€201k▲
2022 · €102k
Income taxes
€16k▲
2022 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€97k€191k▲
Fixed assets21/28€5k€8k▲
Tangible fixed assets22/27€4k€2k▼
Land and buildings22€1k€1k▼
Plant, machinery and equipment23€3k€1k▼
Furniture and vehicles24€410€0▼
Financial fixed assets28€750€5k▲
Current assets29/58€92k€183k▲
Amounts receivable within one year40/41€92k€182k▲
Trade receivables40€90k€182k▲
Other amounts receivable41€2k€6▼
Cash at bank and in hand54/58-€893
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€97k€191k▲
Equity10/15€-5k€-10k▼
Contributions10/11€12k€12k=
Profit (loss) carried forward14€-17k€-22k▼
Amounts payable17/49€102k€201k▲
Amounts payable within one year42/48€102k€201k▲
Financial debts43€38k€38k▼
Credit institutions430/8€21€0▼
Other loans439€38k€38k=
Trade debts44€348€0▼
Suppliers440/4€348€0▼
Taxes, remuneration and social security45€504€32k▲
Taxes450/3€504€32k▲
Other amounts payable47/48€63k€132k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20222023
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€6k€0▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€67k€17k▼
Operating profit (loss)9901€56k€12k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€4k€890▼
Recurring financial charges65€4k€890▼
Profit (loss) for the period before taxes9903€53k€11k▼
Income taxes67/77€15k€16k▲
Profit (loss) for the period9904€37k€-5k▼
Profit (loss) for the period to be appropriated9905€37k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-17k€-22k▼
Profit (loss) brought forward from the previous period14P€-54k€-17k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
07-04
Bankruptcy
Opening
Ondernemingsrechtbank Gent, afdeling Brugge · 21/21 BV GRAAF JANSDIJK 181 B, 8300 KNOKKE-HEIST · event 30-03-2026
2025
06-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 218 days late
2024
08-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 192 days late
2023
03-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 215 days late
02-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 579 days late
2022
31-12
Financial
Highest result since 2018net €37k ▲6.4%
Operating result €56k, net result €37k, both a record.
2021
31-12
Financial
Back to profitnet €35k
Net result €35k after 3 loss-making years.
2020
07-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 129 days late
2019
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 58 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Graaf Jansdijk 181 B8300 Knokke-HeistGround area
831 m²
Building footprint
128 m²
Volume, LiDAR
880 m³
Parcel 31333H0562/00W000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
21/21
since 20172.270.401.596
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31333H0562/00W000 | Flanders | 831 m² | 1 · 128 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | BRECHT MICHELS STOKHOVESTRAAT 10, 8020 09
WAARDAMME |
30-03-2026 → present |
Similar companies · same sector and region
Carine Aters Legal Consultancy
BE 0802.924.230
Knokke-Heist
Salvator Mundi
BE 0765.939.615
Knokke-Heist
TZ Consulting
BE 0752.977.940
Knokke-Heist
Allijns Development
BE 0677.995.059
Brugge
Axin Group
BE 0739.696.660
Tielt
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 2,761 companies in sector 69109 we hold annual accounts for 1,209.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-06-2017
Fiscal year end31-12
Activities, NACEBEL
69109Other legal services
62010Computer programming, consultancy and related activities
62100Computer programming
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:03/322.60.62