2 FUNDS
ActiveThe computed 12-month bankruptcy probability of 2 FUNDS is 2.1% (moderate). The 2025 annual accounts show negative equity (€-16k) and a net result of €-5k. Equity is shrinking by ~96.4% per year across the filed fiscal years. Its solvency ranks better than 5% of 7740 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
31
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.19; short-term debt: 377.1% and cash: 62.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-277.1%
Return on assets
-93.3%
Age of the figures
12 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €-16k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 21-10-2025, 191 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
191 d early
2024
77 d early
2023
180 d early
2022
157 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-16k▼ 50.8%
2024 · €-11k
2022: €3k
2023: €3k
2024: €-11k
2022 → 2025
Total assets
€6k▲ 565%
2024 · €882
2022: €5k
2023: €3k
2024: €882
2022 → 2025
Net result
€-5k▲ 59.1%
2024 · €-13k
2022: €-2k
2023: €-575
2024: €-13k
2022 → 2025
Working capital
€-18k▼ 58.6%
2024 · €-11k
2022: €2k
2023: €2k
2024: €-11k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€3k-€3k▼ 18.0%€-11k€-16k▼ 50.8%
Operating result€-2k-€-567▲ 68.6%€-13k▼ 2,246%€-5k▲ 60.1%
Net result€-2k-€-575▲ 68.3%€-13k▼ 2,229%€-5k▲ 59.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2025 against €13k in 2024; the loss shrinks.
Balance-sheet composition
Assets €6k
Fixed assets
€1k
Current assets
€4k
Key figures and ratios
EBITDA
€-5k▲
2024 · €-13k
Cash flow
€-5k▲
2024 · €-13k
Solvency
-277.1%
Current ratio
0.19
Quick ratio
0.19
Debt / equity
-1.36
ROA
-93.3%
Interest coverage
-29.66▲
2024 · -130.21
Debt
€22k▲
2024 · €12k
Debt ≤ 1 year
€22k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€882€6k▲
Formation expenses20€566€343▼
Fixed assets21/28-€1k
Intangible fixed assets21-€1k
Current assets29/58€316€4k▲
Amounts receivable within one year40/41€143€481▲
Other amounts receivable41€143€481▲
Cash at bank and in hand54/58€173€4k▲
Equity and liabilities
Total equity and liabilities10/49€882€6k▲
Equity10/15€-11k€-16k▼
Contributions10/11€5k€5k=
Capital10€5k-
Issued capital100€5k-
Profit (loss) carried forward14€-16k€-21k▼
Amounts payable17/49€12k€22k▲
Amounts payable within one year42/48€12k€22k▲
Trade debts44-€6k
Suppliers440/4-€6k
Other amounts payable47/48€12k€16k▲
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€3k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€223€323▲
Other operating charges640/8€266€240▼
Non-recurring operating charges66A€10k-
Gross operating margin9900€-3k€-5k▼
Operating profit (loss)9901€-13k€-5k▲
Financial charges65/66B€100€168▲
Recurring financial charges65€100€168▲
Profit (loss) for the period before taxes9903€-13k€-5k▲
Profit (loss) for the period9904€-13k€-5k▲
Profit (loss) for the period to be appropriated9905€-13k€-5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€-21k▼
Profit (loss) brought forward from the previous period14P€-2k€-16k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
21-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
12-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
2023
02-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
24-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Champs 574020 LiègeGround area
804 m²
Building footprint
169 m²
Volume, LiDAR
863 m³
2 parcels, Wallonia · tallest building 15.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
2FUNDS
since 20222.331.629.976
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63022A0573/00H000 | Wallonia | 424 m² | 1 · 110 m² | - |
| 62817B0420/00M002 | Wallonia | 380 m² | 1 · 59 m² | 15.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 2,113 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-04-2022
Fiscal year end30-09
Activities, NACEBEL
82990Other business support services
68201Renting and operating of own or leased residential real estate, excluding social housing
68204Real estate activities
70200Business and other management consultancy
70220Business consulting
81220Other building cleaning and industrial cleaning
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.