Turnover
≈ €250,000 estimated
The micro format states no turnover.
BERNAERTS JONAS ARCHITECT
Lifetime
1 annual account with figurespeak €123,850 (2025)
€123,850
peak €87,049 (2025)
€87,049
peak €97,049 (2025)
€97,049
€43,145
Board1 name since 2024
1 directorBernaerts Jonas
Documentsfilings and deeds
30-07-20261 day before the deadline
2025micro format
First year with figures
Key points
from the 2025 annual accountsStarting capital
€10,000 100 shares
Position in the sector
€87,049
Higher net result than 90% of companies in architecture and engineering. Sector median €16,709 · 11,795 companies.
Checked score
97
Excellent
Financially stronger than 78% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,828 companies (NACE 71, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2025: 0.5%
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.6%▲ +0.1 percentage points vs 04-2026
06-2026: 0.6%● unchanged vs 05-2026
07-2026: 0.6%● unchanged vs 06-2026highest value
08-2026: < 0.1%▼ -0.6 percentage points vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
lowers risk
Liquidity: current ratio 2.40, cash €77,898
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Equity €97,049 (69.2% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 68% of them on solvency, 78% on liquidity and 88% on profitability.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as BERNAERTS JONAS ARCHITECT has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of BERNAERTS JONAS ARCHITECT itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for BERNAERTS JONAS ARCHITECT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €9,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 2.4, above the usual 1.5. Short-term debt is 30.8% and cash 55.6% of total assets. 30.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
1 day early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1016742815
Incorporation
Founding capital of €10,000, 100 shares · Founder: Bernaerts Jonas · Appointment: Bernaerts Jonas (director) · published on 02-12-2024 · Gazette deed
First establishment
Bredabaan (Centrum) 204, Wuustwezel
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BERNAERTS JONAS ARCHITECT Wuustwezel | €140,194 | €123,850 | 69.2% | - |
| JV ARCHITECT Bilzen-Hoeselt | €148,291 | €128,997 | 68.2% | - |
| Wolfs Architecture Soumagne | €147,752 | €116,136 | 39.0% | - |
| VTH Project Zonnebeke | €128,865 | €124,615 | 76.3% | - |
| ECHOS ARCHITECTES Huy | €164,844 | €115,544 | 43.4% | - |
| Ps.K Essen | €119,441 | €103,265 | 72.0% | - |
| B&C Vastgoed Brecht | €140,701 | €102,862 | 57.1% | - |
These companies have the same main activity as BERNAERTS JONAS ARCHITECT: activities of building architects (NACE 71111). They are comparable in size and age: total assets between €119,000 and €165,000, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 28-11-2024Normal situation
- Activity
- Activities of building architectsNACE 71111
- Establishment unit
- 2.366.881.4592990 Wuustwezel, since 28-11-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 08-09-2025
Annual accounts 2025
- €140,194
- Filing
- Filed on 30-07-2026, 1 day before the end of the filing period
Insights on BERNAERTS JONAS ARCHITECT
BERNAERTS JONAS ARCHITECT has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €97,049 and a net result of €87,049.
Its solvency ranks better than 66% of 11,794 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BERNAERTS JONAS ARCHITECT
- What is the company number of BERNAERTS JONAS ARCHITECT?
- The company number of BERNAERTS JONAS ARCHITECT is 1016.742.815. The VAT number is the same number with BE in front: BE 1016.742.815.
- Where is BERNAERTS JONAS ARCHITECT based?
- The registered office is at Larenweg 12, 2990 Wuustwezel.Company details
- What does BERNAERTS JONAS ARCHITECT do?
- According to the KBO register, the main activity is activities of building architects (NACE 71111).
- What is the legal form of BERNAERTS JONAS ARCHITECT?
- BERNAERTS JONAS ARCHITECT is a private limited company (BV).
- When was BERNAERTS JONAS ARCHITECT founded?
- BERNAERTS JONAS ARCHITECT was founded on 28-11-2024.
- Is BERNAERTS JONAS ARCHITECT still active?
- Yes, BERNAERTS JONAS ARCHITECT is an active enterprise in the KBO register.
- What is the turnover of BERNAERTS JONAS ARCHITECT?
- The turnover in financial year 2025 is ≈ €250,000. This figure is estimated from the gross margin of €123,850 and 36 comparable companies (NACE 711). It probably lies between €190,000 and €320,000.Financials
- Is BERNAERTS JONAS ARCHITECT profitable?
- In financial year 2025, BERNAERTS JONAS ARCHITECT made a profit of €87,049.
- Where can I find the annual accounts of BERNAERTS JONAS ARCHITECT?
- BERNAERTS JONAS ARCHITECT filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
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