Liquidity
4.45 was 1.24 in 2024
Short-term debts fell from €11,333 to €4,115.
SNF Vastgoedbeheer
Lifetime
2 annual accounts with figures on one time axispeak €8,472 (2025)
€8,472▲ 222%
peak €3,899 (2025)
€3,899▲ 420%
peak €19,649 (2025)
€19,649▲ 138%
€4,115▼ 63.7%
Board2 names since 2024
2 directorsPropergy and 1 other
Owners
100%Propergy
Documentsfilings and deeds
29-06-202632 days before the deadline
2025abbreviated format
Gross margin from €2,633 to €8,472Result from €750 to €3,899Registered office moved from Lier to Antwerp 16-01Equity from €8,250 to €19,649Debts from €11,333 to €4,115Cash from €9,125 to €2,935
Key points
from the 2025 annual accountsAt the same address
20 companies
Position in the sector
82.7%
Higher solvency than 86% of companies in real estate. Sector median 30.7% · 11,299 companies.
Checked score
73
Healthy
Financially stronger than 85% of micro companies in real estate (NACE 68)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
04-2025: 1.1%
05-2025: 1.2%▲ +0.1 percentage points vs 04-2025
06-2025: 1.2%● unchanged vs 05-2025
07-2025: 1.3%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.3%▼ -1.0 percentage point vs 07-2025lowest value
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.4%▲ +0.1 percentage points vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.6%▲ +0.2 percentage points vs 06-2026
08-2026: 0.6%● unchanged vs 07-2026
09-2026: 0.6%● unchanged vs 08-2026
10-2026: 0.6%● unchanged vs 09-2026
11-2026: 0.6%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
Founded in 2024
Size: total assets €23,763
lowers risk
Sector: Real estate activities (NACE 68)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 73% on liquidity, 85% on profitability and 94% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as SNF Vastgoedbeheer has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of SNF Vastgoedbeheer itself: 0.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for SNF Vastgoedbeheer. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.45 (1.24 in 2024), above the usual 1.5. Short-term debt is 17.3% and cash 12.3% of total assets. 17.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
32 days early
2024
31 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 32 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1007180593
Registered office moved from Lier to Antwerp
Capital increase of €7,500 to €15,000 · Capital from €7,500 to €15,000, 100 new shares · New registered office: Vlaamse Kaai 90 bus 3.1 te 2000 Antwerpen · General meeting of 14-01-2025 · Gazette deed
Incorporation
Founding capital of €7,500, 100 shares · Founder: PROPERGY · Appointment: PROPERGY (director) · published on 19-03-2024 · Gazette deed
First establishment
Lindenstraat 18, Lier
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SNF Vastgoedbeheer Antwerp | €23,763 | €8,472 | 82.7% | - |
| Elite Beheer Plus Merelbeke-Melle | €27,205 | €7,570 | 70.9% | - |
| DM Consultancy Kapellen | €24,138 | €11,848 | 40.1% | - |
| GENERATION MANAGEMENT Chaumont-Gistoux | €34,385 | €7,924 | 56.7% | - |
| HESTIA MANAGEMENT Awans | €34,008 | €9,307 | 57.5% | - |
| LA MOUCHE Woluwe-Saint-Pierre | €31,448 | €13,416 | 54.2% | - |
| MOONS SYNDIC La Bruyère | €26,420 | €12,526 | 20.5% | - |
These companies have the same main activity as SNF Vastgoedbeheer: property management for co-owned buildings (syndics) (NACE 68321). They are comparable in size and age: total assets between €24,100 and €34,400, founded between 2023 and 2025.
Official details
Source: KBO- Status
- Active since 15-03-2024Normal situation
- Registered office
- 21 active companies are registered at this addressSource: KBO register, as of 8 November 2026.
- Activity
- Property management for co-owned buildings (syndics)NACE 68321and 4 others
- Establishment unit
- 2.357.248.9632500 Lier, since 15-03-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 25-02-2025
Annual accounts 2025
- ≈ €30,000estimated
- €23,763▲ 21.4%
- Filing
- Filed on 29-06-2026, 32 days before the end of the filing period
Insights on SNF Vastgoedbeheer
SNF Vastgoedbeheer has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19,649 and a net result of €3,899.
Its solvency ranks better than 86% of 11,299 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SNF Vastgoedbeheer
- What is the company number of SNF Vastgoedbeheer?
- The company number of SNF Vastgoedbeheer is 1007.180.593. The VAT number is the same number with BE in front: BE 1007.180.593.
- Where is SNF Vastgoedbeheer based?
- The registered office is at Vlaamsekaai 90, 2000 Antwerp.Company details
- What does SNF Vastgoedbeheer do?
- According to the KBO register, the main activity is property management for co-owned buildings (syndics) (NACE 68321).
- What is the legal form of SNF Vastgoedbeheer?
- SNF Vastgoedbeheer is a private limited company (BV).
- When was SNF Vastgoedbeheer founded?
- SNF Vastgoedbeheer was founded on 15-03-2024.
- Is SNF Vastgoedbeheer still active?
- Yes, SNF Vastgoedbeheer is an active enterprise in the KBO register.
- What is the turnover of SNF Vastgoedbeheer?
- The turnover in financial year 2025 is ≈ €30,000. This figure is estimated from the gross margin of €8,472 and 69 comparable companies (NACE 683). It probably lies between €14,000 and €63,000. It is a rough estimate.Financials
- Is SNF Vastgoedbeheer profitable?
- In financial year 2025, SNF Vastgoedbeheer made a profit of €3,899.
- Where can I find the annual accounts of SNF Vastgoedbeheer?
- SNF Vastgoedbeheer filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SNF Vastgoedbeheer due?
- SNF Vastgoedbeheer must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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