Equity
€392,994 ▲ 26.7%
AC PATRIMO has made a profit without a break since 2008.
AC PATRIMO
Lifetime
20 annual accounts with figures on one time axis, 21 filings since 2005peak €137,887 (2025)
€137,887▲ 66.3%
lowest -€26,986 (2007)
€84,506▲ 179%
peak €392,994 (2025)
€392,994▲ 26.7%
€25,437▲ 371%
Board1 name since 2022
1 directorDUQUESNE Thierry Willy Barthélémy
Documentsfilings and deeds
29-08-202629 days late
2025micro format
Gross margin from €82,932 to €137,887Result from €30,242 to €84,506Dividend €1,714Equity from €310,202 to €392,994Debts from €5,395 to €25,437Cash from €8,191 to €198,328
Key points
from the 2025 annual accountsChecked score
98
Excellent
Financially stronger than 86% of micro companies in food and beverage service (NACE 56)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,788 companies (NACE 56, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.7%
01-2025: 0.7%● unchanged vs 12-2024
02-2025: 0.7%● unchanged vs 01-2025
03-2025: 0.7%● unchanged vs 02-2025
04-2025: 0.7%● unchanged vs 03-2025
05-2025: 0.7%● unchanged vs 04-2025
06-2025: 0.7%● unchanged vs 05-2025
07-2025: 0.8%▲ +0.1 percentage points vs 06-2025
08-2025: 1.0%▲ +0.2 percentage points vs 07-2025
09-2025: 1.2%▲ +0.2 percentage points vs 08-2025
10-2025: 1.0%▼ -0.2 percentage points vs 09-2025
11-2025: 1.0%● unchanged vs 10-2025
12-2025: 1.0%● unchanged vs 11-2025
01-2026: 1.0%● unchanged vs 12-2025
02-2026: 1.0%● unchanged vs 01-2026
03-2026: 1.0%● unchanged vs 02-2026
04-2026: 1.0%● unchanged vs 03-2026
05-2026: 1.0%● unchanged vs 04-2026
06-2026: 1.0%● unchanged vs 05-2026
07-2026: 1.0%● unchanged vs 06-2026
08-2026: 1.3%▲ +0.3 percentage points vs 07-2026highest value
09-2026: 0.1%▼ -1.2 percentage points vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
lowers risk
Liquidity: current ratio 14.04, cash €198,328
Equity €392,994 (93.9% of total assets)
Founded in 2004
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 94% of them on solvency, 99% on liquidity, 82% on profitability and 71% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as AC PATRIMO has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of AC PATRIMO itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for AC PATRIMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 14.04 (31.46 in 2024), above the usual 1.5. Short-term debt is 6.1% and cash 47.4% of total assets. 6.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 29 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
29 days late
2024
28 days late
2023
29 days late
2022
31 days late
2021
52 days early
2020
18 days late
2019
91 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 25 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- DUQUESNE Thierry Willy Barthélémy 504 sharesdeed of 03-01-2022
- DUQUESNE Nicolas Pascal Marie 28 sharesdeed of 03-01-2022
- DUQUESNE Louis-Philippe Jean Stéphane 28 sharesdeed of 03-01-2022
Recent changes
Left the Peppol Directory
New director
DUQUESNE Thierry Willy Barthélémy appointed, DUQUESNE Thierry Willy Barthélémy resigned · “objet modifié avec activités ajoutées” (deed in French) · DUQUESNE Thierry Willy Barthélémy holds 504 shares · General meeting of 27-12-2021 · Gazette deed
Incorporation
published on 05-05-2004 · Gazette deed
First establishment
Bergage 8, Auderghem
Official details
Source: KBO- Status
- Active since 26-04-2004Normal situation
- Activity
- Real estate agency activitiesNACE 68310and 2 others
- Establishment unit
- 2.136.750.4441160 Auderghem, since 26-04-2004
- Financial year end
- 31 December
- Peppol
- Left the register on 07-11-2026
Annual accounts 2025
- ≈ €350,000estimated
- €418,431▲ 32.6%
- ≈ 0.9 FTEestimated
- Filing
- Filed on 29-08-2026
Insights on AC PATRIMO
AC PATRIMO files the micro format. That format states no turnover. The gross margin rose from €19,161 in 2006 to €137,887 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about AC PATRIMO
- What is the company number of AC PATRIMO?
- The company number of AC PATRIMO is 0864.938.310. The VAT number is the same number with BE in front: BE 0864.938.310.
- Where is AC PATRIMO based?
- The registered office is at Bergage 8, 1160 Auderghem.Company details
- What is the legal form of AC PATRIMO?
- AC PATRIMO is a private limited company (BV).
- When was AC PATRIMO founded?
- AC PATRIMO was founded on 26-04-2004.
- Is AC PATRIMO still active?
- Yes, AC PATRIMO is an active enterprise in the KBO register.
- What is the turnover of AC PATRIMO?
- The turnover in financial year 2025 is ≈ €350,000. This figure is estimated from the gross margin of €137,887 and 2,205 comparable companies of the same size. It probably lies between €230,000 and €530,000. It is a rough estimate.Financials
- Is AC PATRIMO profitable?
- In financial year 2025, AC PATRIMO made a profit of €84,506.
- Where can I find the annual accounts of AC PATRIMO?
- AC PATRIMO filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of AC PATRIMO due?
- AC PATRIMO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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