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SIMPLISSIMO

Active Private limited company (pre-2019)founded 2010active for 16 yearsAvenue des Sorbiers 36, 7800 AthKBO/BCE: BE 0828.744.046

Lifetime

15 annual accounts with figures on one time axis
peak €58,417 (2023)
€34,494▲ 636%
lowest -€13,199 (2011)
€14,556▲ €17,057
peak €69,285 (2025)
€69,285▲ 26.6%
€153,131▲ 9.1%
Board1 name since 2021
1 directorGALLAND NANCY
Documentsfilings and deeds
04-05-20264 days late
2025micro format
Gross margin from €4,686 to €34,494Back to profit: €14,556Equity from €54,729 to €69,285Investments €38,752Cash from €15 to €238

Key points

from the 2025 annual accounts

Turnover

≈ €150,000 estimated

The micro format states no turnover.

Investments

€38,752 14.3 × depreciation
20222025

Green is investment, beige is depreciation.

Filings

15 annual accounts since 2011
deadline201520202025

Four of the last ten came late. The 2023 accounts came latest: 6 days after the end of the period.

Checked score

83
Excellent
Financially stronger than 56% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.4% across 26,888 companies (NACE 46, micro).

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.3%lowest value 01-2025: 0.4%▲ +0.1 percentage points vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.5%▲ +0.1 percentage points vs 03-2025 05-2025: 0.7%▲ +0.2 percentage points vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 0.7%● unchanged vs 06-2025 08-2025: 0.7%● unchanged vs 07-2025 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.6%▼ -0.1 percentage points vs 11-2025 01-2026: 0.7%▲ +0.1 percentage points vs 12-2025 02-2026: 0.6%▼ -0.1 percentage points vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.8%▲ +0.2 percentage points vs 03-2026 05-2026: 1.3%▲ +0.5 percentage points vs 04-2026highest value 06-2026: 0.5%▼ -0.8 percentage points vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026 11-2026: 0.5%● unchanged vs 10-2026

Financial strength
Average

56+3equity 31.2% of total assets
40-3short-term debt 25.8% · cash 0.1%
77+56return on assets 6.5%

Score breakdown

raises risk
Liquidity: current ratio 0.11, cash €238
2 establishment units
Sector: Wholesale trade (NACE 46)
lowers risk
Founded in 2010
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 41% of them on solvency, 38% on liquidity, 67% on profitability and 80% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-09-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit verdict

Credit of up to €5,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.11 (0.37 in 2024), below 1. Short-term debt is 25.8% and cash 0.1% of total assets. 68.8% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Founded in 2010
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Liquidity: current ratio 0.11, cash €238
NBB · annual accounts
raises risk · 2 establishment units
KBO · seat and establishments
raises risk · Sector: Wholesale trade (NACE 46)
KBO
raises risk · 2025 accounts filed 4 days late
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 04-05-2026, 4 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
4 days late
2024
23 days early
2023
6 days late
2022
3 days late
2021
3 days late
2020
31 days early
2019
21 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 8 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 3 May (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end09-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

GN
GALLAND NANCY
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0828744046
General meeting · Registered-office move Gazette deed
New establishment in Boussu Rue de Caraman 3
First establishment Avenue des Sorbiers 36, Ath
All 24 events

Comparable companies

same main activity, similar in size and age
Company
SIMPLISSIMO Ath €222,416 €34,494 31.2% -
VINATHITUDE Ath €237,004 €31,765 95.6% -
QUVE Temse €241,004 €39,646 54.7% -
MHO CONSULT Waterloo €228,382 €32,702 86.6% -
Ka & S Ghent €194,423 €29,947 83.1% -
NOVELLIA EUROPE Ottignies-Louvain-la-Neuve €197,708 €27,977 14.7% -
ZOOPBOOK Landen €181,554 €34,533 48.7% -

These companies have the same main activity as SIMPLISSIMO: agents in non-specialised wholesale trade (NACE 46190). They are comparable in size and age: total assets between €182,000 and €241,000, founded between 2009 and 2011.

Official details

Source: KBO
Status
Active since 26-08-2010Normal situation
Activity
Agents in non-specialised wholesale tradeNACE 46190and 3 others
Establishment units
2.192.361.6337800 Ath, since 01-10-2010
2.281.582.4317300 Boussu, since 01-04-2017
Financial year end
30 September
Peppol
Reachable since 02-02-2026
Company details

Annual accounts to 30-09-2025

€222,416▲ 14.0%
Filing
Filed on 04-05-2026
Financials

Insights on SIMPLISSIMO

SIMPLISSIMO files the micro format. That format states no turnover. The gross margin rose from -€5,737 in 2011 to €34,494 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about SIMPLISSIMO

What is the company number of SIMPLISSIMO?
The company number of SIMPLISSIMO is 0828.744.046. The VAT number is the same number with BE in front: BE 0828.744.046.
Where is SIMPLISSIMO based?
The registered office is at Avenue des Sorbiers 36, 7800 Ath.Company details
What does SIMPLISSIMO do?
According to the KBO register, the main activity is agents in non-specialised wholesale trade (NACE 46190).
What is the legal form of SIMPLISSIMO?
SIMPLISSIMO is a private limited company (pre-2019) (BVBA).
When was SIMPLISSIMO founded?
SIMPLISSIMO was founded on 26-08-2010.
Is SIMPLISSIMO still active?
Yes, SIMPLISSIMO is an active enterprise in the KBO register.
What is the turnover of SIMPLISSIMO?
The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €34,494 and 38 comparable companies (NACE 461). It probably lies between €94,000 and €380,000. In financial year 2022 turnover was €97,117.Financials
Is SIMPLISSIMO profitable?
In financial year 2025, SIMPLISSIMO made a profit of €14,556.
Where can I find the annual accounts of SIMPLISSIMO?
SIMPLISSIMO filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SIMPLISSIMO due?
SIMPLISSIMO must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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