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LAKAYE

Active Private limited company (pre-2019)founded 2010active for 16 yearsRue du Vieux Bois 28, 4130 EsneuxKBO/BCE: BE 0828.412.959 #9 company by total assets in Esneux, Real estate sector

Lifetime

15 annual accounts with figures on one time axis
peak €187,478 (2025)
€187,478▲ 302%
lowest -€75,297 (2023)
€89,820▲ €135,706
peak €541,556 (2011)
€394,536▲ 29.5%
€1.3m▲ 3.7%
Board2 names since 2020
1 directorLakaye Nicolas
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €46,655 to €187,478Back to profit: €89,820Equity from €304,716 to €394,536Investments €340,861Cash from €107 to €617

Key points

from the 2025 annual accounts

Result

€89,820 €89,820
-€45,9002024€89,8002025

Back in profit in 2025, after a loss of €45,886 in 2024.

Turnover

≈ €280,000 estimated

The accounts state no turnover.

Debts

€1.3m 77% of the balance sheet
Financial debts 85%Suppliers 5%Taxes and wages 0%Other 10%

Of this, €198,399 falls due within a year.

Investments

€340,861 4.4 × depreciation
2021202220232025

Green is investment, beige is depreciation. Land and buildings stand 20.7% higher than in 2024.

Filings

15 annual accounts since 2011
AprilJune31 JulyOctober201520202025

Nine of the last ten came late. The 2020 accounts came latest: 61 days after the end of the period.

Position in the sector

€89,820

Higher net result than 90% of companies in real estate. Sector median €5,997 · 17,176 companies.

Checked score

66
Healthy
Financially stronger than 60% of micro companies in real estate (NACE 68)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 1.9% 01-2025: 1.9%● unchanged vs 12-2024 02-2025: 1.9%● unchanged vs 01-2025 03-2025: 1.9%● unchanged vs 02-2025 04-2025: 1.8%▼ -0.1 percentage points vs 03-2025 05-2025: 1.8%● unchanged vs 04-2025 06-2025: 1.8%● unchanged vs 05-2025 07-2025: 1.9%▲ +0.1 percentage points vs 06-2025 08-2025: 2.4%▲ +0.5 percentage points vs 07-2025 09-2025: 2.7%▲ +0.3 percentage points vs 08-2025highest value 10-2025: 1.1%▼ -1.6 percentage points vs 09-2025 11-2025: 1.1%● unchanged vs 10-2025 12-2025: 1.0%▼ -0.1 percentage points vs 11-2025 01-2026: 1.0%● unchanged vs 12-2025 02-2026: 1.0%● unchanged vs 01-2026 03-2026: 1.0%● unchanged vs 02-2026 04-2026: 1.0%● unchanged vs 03-2026 05-2026: 1.0%● unchanged vs 04-2026 06-2026: 0.9%▼ -0.1 percentage points vs 05-2026 07-2026: 0.9%● unchanged vs 06-2026lowest value 08-2026: 1.6%▲ +0.7 percentage points vs 07-2026 09-2026: 1.2%▼ -0.4 percentage points vs 08-2026 10-2026: 1.2%● unchanged vs 09-2026 11-2026: 1.2%● unchanged vs 10-2026

Financial strength
Strong

48+4equity 22.9% of total assets
49+4short-term debt 11.5% · cash 0.0%
75+42return on assets 5.2%

Score breakdown

raises risk
Liquidity: current ratio 1.30, cash €617
Last filed accounts filed 31 days late; 2 of the last 3 accounts late
lowers risk
Size: total assets €1.7m
Founded in 2010
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 43% of them on solvency, 46% on liquidity, 70% on profitability and 80% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 2,609 companies had the same profile as LAKAYE has now. Each dot stands for 7 companies, two years later.

96.8%
were still trading
2.1%
stopped another way
1.0%
went bankrupt
  • Small
  • 10 to 20 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of LAKAYE itself: 1.2% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,609 companies, not a prediction for LAKAYE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €25,000 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.3 (1.38 in 2024), below the usual 1.5. Short-term debt is 11.5% and cash 0% of total assets. 77.1% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Liquidity: current ratio 1.30, cash €617
NBB · annual accounts
raises risk · Last filed accounts filed 31 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €1.7m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 2010
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €394,536
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
29 days late
2023
61 days late
2022
on the day
2021
61 days late
2020
61 days late
2019
24 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 38 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

LN
Lakaye Nicolas
Manager
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0828412959
Resignation: Lakaye Jean-Guy (manager and director) Director discharge: Lakaye Jean-Guy · General meeting of 21-05-2021 · Gazette deed
Incorporation published on 20-08-2010 · Gazette deed
First establishment Rue du Vieux Bois 28, Esneux
All 24 events

Comparable companies

same main activity, similar in size and age
Company
LAKAYE Esneux €1.7m €187,478 22.9% -
BROUCKHOF Zonnebeke €1.8m €201,408 88.5% 0
MOUT 4 Diest €1.8m €205,342 3.5% -
AnyCommerce Schoten €2.0m €194,038 11.2% 0
IMMO DEWAND Brussels €1.8m €177,943 95.2% -
MeDe Westerlo €1.7m €159,297 43.7% -
KWISTA Essen €1.4m €175,300 56.8% 0

These companies have the same main activity as LAKAYE: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €1.4m and €2m, founded between 2008 and 2011.

Official details

Source: KBO
Status
Active since 11-08-2010Normal situation
Activity
Renting and operating of own or leased residential real estate, excluding social housingNACE 68201and 1 other
Establishment unit
2.251.877.6654130 Esneux, since 11-08-2010
Financial year end
31 December
Peppol
Reachable since 19-12-2025
Company details

Annual accounts 2025

€1.7m▲ 8.7%
Filing
Filed on 31-08-2026
Financials

Insights on LAKAYE

LAKAYE files the micro format. That format states no turnover. The gross margin rose from -€2,870 in 2011 to €187,478 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about LAKAYE

What is the company number of LAKAYE?
The company number of LAKAYE is 0828.412.959. The VAT number is the same number with BE in front: BE 0828.412.959.
Where is LAKAYE based?
The registered office is at Rue du Vieux Bois 28, 4130 Esneux.Company details
What does LAKAYE do?
According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
What is the legal form of LAKAYE?
LAKAYE is a private limited company (pre-2019) (BVBA).
When was LAKAYE founded?
LAKAYE was founded on 11-08-2010.
Is LAKAYE still active?
Yes, LAKAYE is an active enterprise in the KBO register.
What is the turnover of LAKAYE?
The turnover in financial year 2025 is ≈ €280,000. This figure is estimated from the gross margin of €187,478 and 31 comparable companies (NACE 68201). It probably lies between €210,000 and €370,000.Financials
Is LAKAYE profitable?
In financial year 2025, LAKAYE made a profit of €89,820.
Where can I find the annual accounts of LAKAYE?
LAKAYE filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LAKAYE due?
LAKAYE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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