Equity
€68,431 ▲ 3.8%
Finfisco Bizz has made a profit in every financial year since 2022.
Finfisco Bizz
Lifetime
4 annual accounts with figures on one time axispeak €308,454 (2025)
€308,454▲ 5.8%
peak €68,715 (2024)
€67,592▼ 1.6%
peak €68,431 (2025)
€68,431▲ 3.8%
€399,699▲ 1.0%
peak 4.3 FTE (2025)
4.3 FTE▲ 26.5%
Board5 names since 2021
5 directorsAccountantskantoor T. Raymakers and 4 others
Owners
51%FINFISCO
Documentsfilings and deeds
06-07-202625 days before the deadline
2025abbreviated format
Staff from 3.4 FTE to 4.3 FTEBoard meeting · Registered-office move 30-12Incorporation · Founder 10-12Other provision · Transfer restriction 29-10Incorporation · Name clause 25-09
Key points
from the 2025 annual accountsTurnover
≈ €540,000 estimated
The abbreviated format states no turnover.
Debts
€399,699 85% of the balance sheet
Financial debts 53%Suppliers 5%Taxes and wages 14%Other 28%
Of this, €185,900 falls due within a year.
Investments
€41,337 2.4 × depreciation
Green is investment, beige is depreciation.
Staff
5 employees on 31-12-2025
In 2025, 1 person joined and nobody left.
Filings
4 annual accounts 2 late
The 2022 accounts came latest: 29 days after the end of the period.
Checked score
87
Excellent
Financially stronger than 32% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,107 companies (NACE 69, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025highest value
05-2025: 0.2%● unchanged vs 04-2025highest value
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.1%▼ -0.1 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025lowest value
12-2025: 0.1%● unchanged vs 11-2025lowest value
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026lowest value
03-2026: 0.2%▲ +0.1 percentage points vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Size: 4.3 FTE, total assets €468,130
Equity €68,431 (14.6% of total assets)
lowers risk
Sector: Legal and accounting activities (NACE 69)
Figures for financial year 2025 (filed on 06-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 18% of them on solvency, 20% on liquidity, 46% on profitability and 46% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,976 companies had the same profile as Finfisco Bizz has now. Each dot stands for 20 companies, two years later.
94.3%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Finfisco Bizz itself is lower: 0.2% within 12 months. It rests on far more data about Finfisco Bizz than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for Finfisco Bizz. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.94 (0.97 in 2024), below 1. Short-term debt is 39.7% and cash 10.6% of total assets. 85.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 4134 sector peers (2025).
NBB · sector comparisonPosition among 4134 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
25 days early
2024
29 days early
2023
21 days late
2022
29 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 1 day before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
AT
Accountantskantoor T. Raymakers
Director, since 16-11-2021
AR
All Right
Director, since 16-11-2021
BC
BM Consulting
Director, since 16-11-2021
DC
DBZ Consulting
Director, since 16-11-2021
DC
DESW Consulting CommV
Director, since 16-11-2021
- FINFISCO 51%score 92equity €61,235 (2025) · 2025 annual accounts of FINFISCO
- Dorien Eerdekens 49%annual accounts 2023
Recent changes
General meeting · Partner
Gazette deed
Board meeting · Registered-office move
Gazette deed
Partner · Incorporation
Gazette deed
General meeting · Director resignation
Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Finfisco Bizz Oudsbergen | €468,130 | €308,454 | 14.6% | 4.3 |
| brisk tax & finance Antwerp | €448,615 | €303,435 | 15.0% | 3.3 |
| ACCOFISC BVS Deerlijk | €512,923 | €270,463 | 44.0% | 2.9 |
| KMG AUXILIUM Bilzen-Hoeselt | €566,775 | €311,536 | 29.5% | 4.9 |
| Ac|s Accountants Geel Geel | €391,575 | €445,979 | 30.7% | 4 |
| Afinko Zwevegem | €565,095 | €303,327 | 13.2% | 3.2 |
| LPCS EXPERT COMPTABLE Bertrix | €263,168 | €271,055 | 0.1% | 4.3 |
These companies have the same main activity as Finfisco Bizz: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €263,000 and €567,000, founded between 2018 and 2023.
Official details
Source: KBO- Status
- Active since 16-11-2021Normal situation
- Activity
- Certified accountants and tax accountantsNACE 69201
- Establishment unit
- 2.324.070.4113670 Oudsbergen, since 16-11-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 31-10-2023
Annual accounts 2025
- €468,130▲ 1.4%
- Employeeson 31-12-2025
- 5▲ 25.0%
- Filing
- Filed on 06-07-2026, 25 days before the end of the filing period
Insights on Finfisco Bizz
Finfisco Bizz files the abbreviated format. That format states no turnover. The gross margin rose from €27,788 in 2022 to €308,454 in 2025.
FINFISCO holds 51% of the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Finfisco Bizz
- What is the company number of Finfisco Bizz?
- The company number of Finfisco Bizz is 0777.402.936. The VAT number is the same number with BE in front: BE 0777.402.936.
- Where is Finfisco Bizz based?
- The registered office is at Breekiezel 12, 3670 Oudsbergen.Company details
- What does Finfisco Bizz do?
- According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
- What is the legal form of Finfisco Bizz?
- Finfisco Bizz is a private limited company (BV).
- When was Finfisco Bizz founded?
- Finfisco Bizz was founded on 16-11-2021.
- Is Finfisco Bizz still active?
- Yes, Finfisco Bizz is an active enterprise in the KBO register.
- How many employees does Finfisco Bizz have?
- Finfisco Bizz had an average of 4.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of Finfisco Bizz?
- The turnover in financial year 2025 is ≈ €540,000. This figure is estimated from the gross margin of €308,454 and 34 comparable companies (NACE 69201). It probably lies between €460,000 and €640,000.
- Is Finfisco Bizz profitable?
- In financial year 2025, Finfisco Bizz made a profit of €67,592.
- Where can I find the annual accounts of Finfisco Bizz?
- Finfisco Bizz filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Finfisco Bizz due?
- Finfisco Bizz must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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