Result
€18,152 ▼ 82.5%
The result fell in 2025 from €103,841 to €18,152.
Immo Marie
Lifetime
7 annual accounts with figures on one time axispeak €352,601 (2024)
€223,789▼ 36.5%
lowest -€47,581 (2019)
€18,152▼ 82.5%
peak €341,987 (2025)
€341,987▲ 5.6%
€1.4m▲ 67.4%
Board2 names since 2018
2 directorsKeppens Leen and 1 other
Documentsfilings and deeds
29-06-202632 days before the deadline
2025abbreviated format
Gross margin from €352,601 to €223,789Result from €103,841 to €18,152Capital conversion · Amendment of the articles · Resignations… 10-12Registered office moved from Lede to Bruges 09-12Debts from €816,769 to €1.4mInvestments €842,723
Key points
from the 2025 annual accountsDebts
€1.4m 80% of the balance sheet
Financial debts 59%Suppliers 1%Taxes and wages 2%Other 38%
Of this, €528,952 falls due within a year.
Investments
€812,722 10.2 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 114.6% higher than in 2024.
Staff
1.5 FTE from 5.9 in 2023
Between 2023 and 2025, 75% of the full-time equivalents disappeared.
Filings
7 annual accounts 2 late
The 2021 accounts came latest: 2 days after the end of the period.
Board
2 joined
New directors. Latest change 10-12-2025 · 2 in office.
Checked score
63
Healthy
Financially stronger than 39% of micro companies in real estate (NACE 68)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.2%▲ +0.1 percentage points vs 03-2025
05-2025: 0.1%▼ -0.1 percentage points vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025lowest value
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 1.7%▲ +1.6 percentage points vs 12-2025
02-2026: 1.8%▲ +0.1 percentage points vs 01-2026
03-2026: 1.7%▼ -0.1 percentage points vs 02-2026
04-2026: 2.0%▲ +0.3 percentage points vs 03-2026
05-2026: 3.0%▲ +1.0 percentage point vs 04-2026
06-2026: 3.7%▲ +0.7 percentage points vs 05-2026
07-2026: 5.4%▲ +1.7 percentage points vs 06-2026
08-2026: 5.6%▲ +0.2 percentage points vs 07-2026
09-2026: 5.9%▲ +0.3 percentage points vs 08-2026highest value
10-2026: 1.5%▼ -4.4 percentage points vs 09-2026
11-2026: 1.5%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
2 changes of registered office in 24 months
lowers risk
Size: total assets €1.7m
Sector: Real estate activities (NACE 68)
Figures for financial year 2025 (filed on 29-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 40% of them on solvency, 35% on liquidity and 40% on profitability.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,274 companies had the same profile as Immo Marie has now. Each dot stands for 9 companies, two years later.
94.7%
were still trading
2.5%
stopped another way
2.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Immo Marie itself: 1.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,274 companies, not a prediction for Immo Marie. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €21,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.43 (0.7 in 2024), below 1. Short-term debt is 31% and cash 4.1% of total assets. 80% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 10855 sector peers (2025).
NBB · sector comparisonPosition among 10855 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
32 days early
2024
30 days early
2023
on the day
2022
2 days late
2021
2 days late
2020
on the day
2019
3 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 9 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (1)
Board and ownership
- MATTHIJS Peter-Jan Maria Mauritius 500 sharesdeed of 10-12-2025
- KEPPENS Leen 500 sharesdeed of 10-12-2025
Shares in 4 companies, including HEER ALBERT and Immo Albert
Board & ownershipRecent changes
Capital conversion · Amendment of the articles · Resignations & appointments
Changes of role: Matthijs Peter-Jan (director) and KEPPENS Leen (director) · MATTHIJS Peter-Jan Maria Mauritius holds 500 shares · KEPPENS Leen holds 500 shares · General meeting of 20-09-2024 · Gazette deed
Registered office moved from Lede to Bruges
New registered office: Vlamingstraat 67, 8000 Brugge · Previous registered office: Smetlededorp 6, 9340 Lede · General meeting of 26-11-2025 · Gazette deed
Amendment of the articles · Legal-form change · Resignations & appointments
MATTHIJS Peter-Jan Maria Mauritius holds 500 shares · KEPPENS Leen holds 500 shares · Board composition: MATTHIJS Peter-Jan Maria Mauritius (director) · General meeting of 20-09-2024 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0690816083
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Immo Marie Bruges | €1.7m | €223,789 | 20.0% | - |
| Leovic Bruges | €1.6m | €232,277 | 44.5% | - |
| FELUSE Hooglede | €1.7m | €210,333 | 60.4% | - |
| VERBRAAK Roeselare | €1.6m | €269,970 | 57.5% | - |
| BerBeCo Holdings Kontich | €2.1m | €218,378 | -20.9% | 0 |
| F. CRAS CONSULT Kruisem | €2.2m | €210,624 | 44.7% | - |
| FRESH CONNECTION HOLDING Antwerp | €1.5m | €246,892 | 2.3% | 0 |
These companies have the same main activity as Immo Marie: activities of head offices (NACE 70100). They are comparable in size and age: total assets between €1.5m and €2.2m, founded between 2016 and 2019.
Official details
Source: KBO- Status
- Active since 21-02-2018Normal situation
- Activity
- Activities of head officesNACE 70100and 5 others
- Establishment unit
- 2.273.275.7668000 Bruges, since 21-02-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 31-10-2023
Annual accounts 2025
- ≈ €360,000estimated
- €1.7m
- Employeeson 31-12-2025
- 1
- Filing
- Filed on 29-06-2026, 32 days before the end of the filing period
Companies linked to Immo Marie
Subsidiaries and holdings
- Marie Beheer100%
- IMMO OSKAR33.33%
Insights on Immo Marie
Immo Marie files the abbreviated format. That format states no turnover. The gross margin rose from -€9,793 in 2019 to €223,789 in 2025.
The balance sheet grew most from 2023 to 2025 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Immo Marie
- What is the company number of Immo Marie?
- The company number of Immo Marie is 0690.816.083. The VAT number is the same number with BE in front: BE 0690.816.083.
- Where is Immo Marie based?
- The registered office is at Vlamingstraat 67, 8000 Bruges.Company details
- What does Immo Marie do?
- According to the KBO register, the main activity is activities of head offices (NACE 70100).
- What is the legal form of Immo Marie?
- Immo Marie is a private limited company (BV).
- When was Immo Marie founded?
- Immo Marie was founded on 21-02-2018.
- Is Immo Marie still active?
- Yes, Immo Marie is an active enterprise in the KBO register.
- How many employees does Immo Marie have?
- Immo Marie had an average of 1.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of Immo Marie?
- The turnover in financial year 2025 is ≈ €360,000. This figure is estimated from the gross margin of €223,789 and 98 comparable companies (NACE 70). It probably lies between €290,000 and €480,000.
- Is Immo Marie profitable?
- In financial year 2025, Immo Marie made a profit of €18,152.
- Where can I find the annual accounts of Immo Marie?
- Immo Marie filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
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