Turnover
≈ €61,000 estimated
The micro format states no turnover.
Stejon Vastgoedbeheer
Lifetime
7 annual accounts with figures on one time axispeak €206,679 (2019)
€15,576▲ 46.2%
lowest -€8,592 (2022)
€2,006▲ €3,580
peak €121,142 (2021)
€113,767▲ 1.8%
€142,063▲ 47.1%
Board3 names since 2019
1 directorFosselle Steven Joseph Y
Documentsfilings and deeds
13-08-202613 days late
2025micro format
Gross margin from €10,653 to €15,576Back to profit: €2,006Debts from €96,545 to €142,063Cash from €2,701 to €29,294
Key points
from the 2025 annual accountsFilings
7 annual accounts 7 late
The 2022 accounts came latest: 270 days after the end of the period.
Checked score
86
Excellent
Financially stronger than 50% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.3%
01-2025: 1.2%▼ -0.1 percentage points vs 12-2024
02-2025: 1.2%● unchanged vs 01-2025
03-2025: 1.2%● unchanged vs 02-2025
04-2025: 1.2%● unchanged vs 03-2025
05-2025: 1.2%● unchanged vs 04-2025
06-2025: 1.2%● unchanged vs 05-2025
07-2025: 1.2%● unchanged vs 06-2025
08-2025: 1.6%▲ +0.4 percentage points vs 07-2025highest value
09-2025: 0.8%▼ -0.8 percentage points vs 08-2025
10-2025: 0.8%● unchanged vs 09-2025
11-2025: 0.8%● unchanged vs 10-2025
12-2025: 0.8%● unchanged vs 11-2025
01-2026: 0.8%● unchanged vs 12-2025
02-2026: 0.8%● unchanged vs 01-2026
03-2026: 0.8%● unchanged vs 02-2026
04-2026: 0.8%● unchanged vs 03-2026
05-2026: 0.8%● unchanged vs 04-2026
06-2026: 0.8%● unchanged vs 05-2026
07-2026: 0.8%● unchanged vs 06-2026
08-2026: 1.2%▲ +0.4 percentage points vs 07-2026
09-2026: 0.3%▼ -0.9 percentage points vs 08-2026lowest value
10-2026: 0.3%● unchanged vs 09-2026lowest value
11-2026: 0.3%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 13 days late; 1 of the last 3 accounts late
lowers risk
Sector: Real estate activities (NACE 68)
Liquidity: current ratio 0.99, cash €29,294
Size: total assets €255,830
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 60% of them on solvency, 28% on liquidity, 58% on profitability and 51% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 5,047 companies had the same profile as Stejon Vastgoedbeheer has now. Each dot stands for 13 companies, two years later.
94.0%
were still trading
3.8%
stopped another way
2.2%
went bankrupt
The bankruptcy probability of Stejon Vastgoedbeheer itself is lower: 0.3% within 12 months. It rests on far more data about Stejon Vastgoedbeheer than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,047 companies, not a prediction for Stejon Vastgoedbeheer. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.99 (0.88 in 2024), below 1. Short-term debt is 55.5% and cash 11.5% of total assets. 55.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 13 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 7 filingsDeviation from the deadline
2025
13 days late
2024
26 days late
2023
71 days late
2022
270 days late
2021
213 days late
2020
195 days late
2019
117 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 129 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 October (4 of the last 5 accounts filed within 141 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0680701656
Amendment of the articles · Legal-form change · Resignations & appointments
Resignation: DUYOLS Myriam (manager) · Appointment: FOSELLE Steven (director) · General meeting of 11-12-2023 · Gazette deed
Registered office moved from Leuven to Lubbeek
New registered office: Schubbeek 65, 3210 Lubbeek · Previous registered office: Tiensesteenweg 136, 3001 Leuven · Gazette deed
Incorporation
published on 07-09-2017 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Stejon Vastgoedbeheer Lubbeek | €255,830 | €15,576 | 44.5% | - |
| IMMPRO Zaventem | €250,668 | €16,968 | 32.3% | - |
| SVC INVEST Dilbeek | €244,802 | €16,692 | 12.5% | - |
| ALRUBA Nazareth-De Pinte | €253,228 | €16,092 | -12.3% | - |
| AD Home Waregem | €299,112 | €21,407 | 87.9% | - |
| TAKIMY IMMO Liège | €273,949 | €23,817 | 27.1% | - |
| ABEILLE Temse | €341,826 | €20,943 | -32.7% | - |
These companies have the same main activity as Stejon Vastgoedbeheer: property management for co-owned buildings (syndics) (NACE 68321). They are comparable in size and age: total assets between €245,000 and €342,000, founded between 2015 and 2019.
Official details
Source: KBO- Status
- Active since 05-09-2017Normal situation
- Activity
- Property management for co-owned buildings (syndics)NACE 68321
- Establishment unit
- 2.267.798.4343210 Lubbeek, since 05-09-2017
- Financial year end
- 31 December
- Peppol
- Reachable since 25-06-2025
Insights on Stejon Vastgoedbeheer
Stejon Vastgoedbeheer files the micro format. That format states no turnover. The gross margin fell from €206,679 in 2019 to €15,576 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Stejon Vastgoedbeheer
- What is the company number of Stejon Vastgoedbeheer?
- The company number of Stejon Vastgoedbeheer is 0680.701.656. The VAT number is the same number with BE in front: BE 0680.701.656.
- Where is Stejon Vastgoedbeheer based?
- The registered office is at Schubbeek 65, 3210 Lubbeek.Company details
- What does Stejon Vastgoedbeheer do?
- According to the KBO register, the main activity is property management for co-owned buildings (syndics) (NACE 68321).
- What is the legal form of Stejon Vastgoedbeheer?
- Stejon Vastgoedbeheer is a private limited company (BV).
- When was Stejon Vastgoedbeheer founded?
- Stejon Vastgoedbeheer was founded on 05-09-2017.
- Is Stejon Vastgoedbeheer still active?
- Yes, Stejon Vastgoedbeheer is an active enterprise in the KBO register.
- What is the turnover of Stejon Vastgoedbeheer?
- The turnover in financial year 2025 is ≈ €61,000. This figure is estimated from the gross margin of €15,576 and 42 comparable companies (NACE 683). It probably lies between €23,000 and €120,000. It is a rough estimate.Financials
- Is Stejon Vastgoedbeheer profitable?
- In financial year 2025, Stejon Vastgoedbeheer made a profit of €2,006.
- Where can I find the annual accounts of Stejon Vastgoedbeheer?
- Stejon Vastgoedbeheer filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Stejon Vastgoedbeheer due?
- Stejon Vastgoedbeheer must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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