Equity
€119,216 ▲ 42.1%
INVEST IMMO paid out €56,000 in dividends. That is 61% of the 2025 profit.
INVEST IMMO
Lifetime
19 annual accounts with figures on one time axis, 23 filings since 2002peak €337,086 (2025)
€337,086▲ 54.1%
lowest -€37,464 (2013)
€91,302▲ 645%
peak €119,216 (2025)
€119,216▲ 42.1%
€463,470▲ 5.4%
peak 5.5 FTE (2015)
5 FTE▼ 3.8%
Board5 names since 2020
1 directorBOURCE Laura
Documentsfilings and deeds
18-06-202643 days before the deadline
2025abbreviated format
Gross margin from €218,740 to €337,086Result from €12,259 to €91,302Merger: INVEST IMMO takes over SPRL VERSION ORIGINALE 31-07Merger proposal: INVEST IMMO takes over VERSION ORIGINALE 23-04Dividend €56,000Equity from €83,914 to €119,216
Key points
from the 2025 annual accountsResult
€91,302 ▲ 645%
The result rose in 2025 from €12,259 to €91,302.
Turnover
≈ €830,000 estimated
The accounts state no turnover.
Debts
€463,470 80% of the balance sheet
Financial debts 62%Suppliers 3%Taxes and wages 12%Other 23%
Of this, €174,068 falls due within a year.
Staff
6 employees on 31-12-2025
In 2025, 2 people joined and 1 left.
Restructuring
2025
Merger with SPRL VERSION ORIGINALE. Merger on 08-07-2025.
Checked score
96
Excellent
Financially stronger than 74% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.5%● unchanged vs 12-2024
02-2025: 0.5%● unchanged vs 01-2025
03-2025: 0.5%● unchanged vs 02-2025
04-2025: 0.5%● unchanged vs 03-2025
05-2025: 0.4%▼ -0.1 percentage points vs 04-2025
06-2025: 0.5%▲ +0.1 percentage points vs 05-2025
07-2025: 0.6%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.5%▼ -0.1 percentage points vs 07-2025
09-2025: 0.5%● unchanged vs 08-2025
10-2025: 0.5%● unchanged vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026
07-2026: 0.1%▼ -0.4 percentage points vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Equity €119,216 (20.5% of total assets)
lowers risk
Liquidity: current ratio 1.58, cash €195,918
Figures for financial year 2025 (filed on 18-06-2026)
Sector: Real estate activities (NACE 68)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 40% of them on solvency, 86% on liquidity, 85% on profitability and 84% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,818 companies had the same profile as INVEST IMMO has now. Each dot stands for 10 companies, two years later.
95.1%
were still trading
3.7%
stopped another way
1.0%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of INVEST IMMO itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,818 companies, not a prediction for INVEST IMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.58 (1.24 in 2024), above the usual 1.5. Short-term debt is 29.9% and cash 33.6% of total assets. However, 79.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 days early
2024
28 days early
2023
15 days early
2022
7 days early
2021
23 days late
2020
30 days early
2019
3 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 15 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- HOLDING LAURA BOURCE 100%equity €107,593 (2025) · 2025 annual accounts of HOLDING LAURA BOURCE
Shares in 1 company, VERSION ORIGINALE
Board & ownershipRecent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0475457673
Merger: INVEST IMMO takes over SPRL VERSION ORIGINALE
Resignation: BOURCE Laura (director) · Reappointment: BOURCE Laura (director) · The company holds all the shares of SPRL VERSION ORIGINALE · General meeting of 08-07-2025 · Gazette deed
Merger proposal: INVEST IMMO takes over VERSION ORIGINALE
Gazette deed
Registered office moved from Nimy to Jurbise
New registered office: Route d'Ath, 69 à 7050 JURBISE · Previous registered office: ROUTE D'ATH 282 à 7020 NIMY · Appointment: Laura BOURCE (director) · General meeting of 24-11-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| INVEST IMMO Jurbise | - | - | 20.5% | 5 |
| D.G.I. Jette | - | - | 33.8% | 5.7 |
| Sociaal Verhuurkantoor - Jette Jette | €1.6m | 4.6% | 55.5% | 5.3 |
| PARTNERS IN VASTGOED Ypres | - | - | 40.3% | 5.4 |
| L'ASBL "PROMO-LOGEMENT", Agence immobilière sociale Soignies | €2.3m | 1.4% | 60.3% | 5.9 |
| VASTGOEDPARTNERS Beerse | - | - | 41.1% | 5.3 |
| DECOENE Kuurne | - | - | 12.2% | 5.2 |
These companies have the same main activity as INVEST IMMO: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €514,000 and €832,000, founded between 1996 and 2007.
Official details
Source: KBO- Status
- Active since 10-08-2001Normal situation
- Activity
- Real estate agency activitiesNACE 68310and 4 others
- Joint committee
- 323Building management, estate agents and domestic staff · annual accounts 2025
- Establishment unit
- 2.098.379.3237050 Jurbise, since 18-09-2001
- Financial year end
- 31 December
- Peppol
- Reachable since 25-11-2025
Annual accounts 2025
- €582,686▲ 11.3%
- Employeeson 31-12-2025
- 6▲ 20.0%
- Filing
- Filed on 18-06-2026, 43 days before the end of the filing period
Insights on INVEST IMMO
INVEST IMMO files the abbreviated format. That format states no turnover. The gross margin rose from €7,208 in 2006 to €337,086 in 2025.
The balance sheet grew most from 2020 to 2022 through fixed assets, financed with long-term debt.
HOLDING LAURA BOURCE holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about INVEST IMMO
- What is the company number of INVEST IMMO?
- The company number of INVEST IMMO is 0475.457.673. The VAT number is the same number with BE in front: BE 0475.457.673.
- Where is INVEST IMMO based?
- The registered office is at Route d'Ath 69, 7050 Jurbise.Company details
- What does INVEST IMMO do?
- According to the KBO register, the main activity is real estate agency activities (NACE 68310).
- What is the legal form of INVEST IMMO?
- INVEST IMMO is a private limited company (pre-2019) (BVBA).
- When was INVEST IMMO founded?
- INVEST IMMO was founded on 10-08-2001.
- Is INVEST IMMO still active?
- Yes, INVEST IMMO is an active enterprise in the KBO register.
- How many employees does INVEST IMMO have?
- INVEST IMMO had an average of 5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does INVEST IMMO fall under?
- In its 2025 annual accounts, INVEST IMMO states joint committee 323 (Building management, estate agents and domestic staff).
- What is the turnover of INVEST IMMO?
- The turnover in financial year 2025 is ≈ €830,000. This figure is estimated from the gross margin of €337,086 and 30 comparable companies (NACE 683). It probably lies between €580,000 and €1.1m.
- Is INVEST IMMO profitable?
- In financial year 2025, INVEST IMMO made a profit of €91,302.
- Where can I find the annual accounts of INVEST IMMO?
- INVEST IMMO filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of INVEST IMMO due?
- INVEST IMMO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.