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Immo Nobels

Active Private limited companyfounded 2001active for 25 yearsDokter Honore Dewolfstraat 23, 9700 OudenaardeKBO/BCE: BE 0474.203.702

Lifetime

20 annual accounts with figures on one time axis, 24 filings since 2002
peak €2.0m (2021)
€1.4m▼ 4.5%
lowest -€22,883 (2008)
€4,196▼ 89.0%
peak €913,108 (2025)
€913,108▲ 0.5%
€2.6m▲ 8.6%
peak 23 FTE (2021)
19.7 FTE▲ 21.6%
Board3 names since 2001
1 directorNOBELS Kristian
Owners
  
Documentsfilings and deeds
31-08-202631 days late
2025abbreviated format
Result from €38,236 to €4,196Staff from 16.2 FTE to 19.7 FTE

Key points

from the 2025 annual accounts

Equity

€913,108 ▲ 0.5%

Immo Nobels has made a profit without a break since 2021.

Turnover

≈ €1.7m estimated

The abbreviated format states no turnover.

Debts

€2.6m 74% of the balance sheet
Financial debts 1%Suppliers 17%Taxes and wages 7%Other 75%

Of this, €2.6m falls due within a year.

Staff

25 employees on 31-12-2025
1313202136392022333620232625202449452025

In 2025, 49 people joined and 45 left.

Filings

24 annual accounts since 2002
AprilJune31 JulyOctober20102020

Ten of the last ten came late. The 2019 accounts came latest: 140 days after the end of the period.

Position in the sector

€1.4m

Higher gross margin than 95% of companies in real estate. Sector median €90,540 · 11,270 companies.

Checked score

89
Excellent
Financially stronger than 62% of small companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 6,995 companies (NACE 68, small).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.3%▲ +0.1 percentage points vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.5%▲ +0.2 percentage points vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.6%▲ +0.1 percentage points vs 09-2025highest value 11-2025: 0.3%▼ -0.3 percentage points vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.4%▲ +0.1 percentage points vs 02-2026 04-2026: 0.3%▼ -0.1 percentage points vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.4%▲ +0.1 percentage points vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.6%▲ +0.2 percentage points vs 07-2026 09-2026: 0.2%▼ -0.4 percentage points vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026lowest value 11-2026: 0.2%● unchanged vs 10-2026lowest value

Financial strength
Average

51-1equity 25.9% of total assets
60-2short-term debt 73.8% · cash 62.6%
69-1return on assets 0.1%

Score breakdown

raises risk
Last filed accounts filed 31 days late; 3 of the last 3 accounts late
6 establishment units
lowers risk
Liquidity: current ratio 1.10, cash €2.2m
Sector: Real estate activities (NACE 68)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 46% of them on solvency, 87% on liquidity, 68% on profitability and 46% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 4,685 companies had the same profile as Immo Nobels has now. Each dot stands for 12 companies, two years later.

97.0%
were still trading
1.9%
stopped another way
1.1%
went bankrupt
  • Small
  • 20 years or older
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet

That fits the bankruptcy probability of Immo Nobels itself: 0.2% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 4,685 companies, not a prediction for Immo Nobels. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €80,000 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.1 (1.1 in 2024), below the usual 1.5. Short-term debt is 73.8% and cash 62.6% of total assets. 74.1% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 1.10, cash €2.2m
NBB · annual accounts
raises risk · Last filed accounts filed 31 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · 6 establishment units
KBO · seat and establishments
lowers risk · Sector: Real estate activities (NACE 68)
KBO
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
64 days late
2023
65 days late
2022
32 days late
2021
92 days late
2020
31 days late
2019
140 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 65 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 October (4 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

NK
Director, since 05-03-2001
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0474203702
Purpose change · Legal-form change · Resignations & appointments Change of role: NOBELS Kristian, from statutory manager to statutory director · Resignation: NOBELS Wouter (successor statutory manager) · Appointment: NOBELS Jean-Louis Jose (successor statutory director) · Gazette deed
Environmental permit granted Verwijderen van vrijstaande gebouwen · Brakel
4 establishments registered Lessines, Ghent, Brakel and Ronse
All 38 events

Comparable companies

same main activity, similar in size and age
Company
Immo Nobels Oudenaarde - - 25.9% 19.7
Immo Beguin Ronse - - 8.8% 19.4
LATOUR & PETIT Woluwe-Saint-Pierre - - 10.3% 21.5
Agence Immobilière Sociale Nord Luxembourg Marche-en-Famenne €3.1m -0.7% 3.4% 14.3
Hillewaere Vastgoed Turnhout - - 39.3% 13.2
POINT DE MIRE DU BASSIN DE CHARLEROI Charleroi €3.7m 5.5% 75.2% 18.4
WILLE GEBROEDERS Aalter - - 11.3% 14.4

These companies have the same main activity as Immo Nobels: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €1.7m and €5.5m, founded between 1988 and 2008.

Official details

Source: KBO
Status
Active since 05-03-2001Normal situation
Activity
Real estate agency activitiesNACE 68310and 6 others
Establishment units
2.101.323.6689700 Oudenaarde, since 07-06-2001
2.262.221.5289620 Zottegem, since 15-01-2017and 4 others
Financial year end
31 December
Peppol
Reachable since 04-11-2025
Company details

Annual accounts 2025

€3.5m▲ 6.3%
Employeeson 31-12-2025
25▲ 19.0%
Filing
Filed on 31-08-2026
Financials

Insights on Immo Nobels

Immo Nobels files the abbreviated format. That format states no turnover. The gross margin rose from €129,649 in 2006 to €1.4m in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about Immo Nobels

What is the company number of Immo Nobels?
The company number of Immo Nobels is 0474.203.702. The VAT number is the same number with BE in front: BE 0474.203.702.
Where is Immo Nobels based?
The registered office is at Dokter Honore Dewolfstraat 23, 9700 Oudenaarde.Company details
What does Immo Nobels do?
According to the KBO register, the main activity is real estate agency activities (NACE 68310).
What is the legal form of Immo Nobels?
Immo Nobels is a private limited company (BV).
When was Immo Nobels founded?
Immo Nobels was founded on 05-03-2001.
Is Immo Nobels still active?
Yes, Immo Nobels is an active enterprise in the KBO register.
How many employees does Immo Nobels have?
Immo Nobels had an average of 19.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Immo Nobels?
The turnover in financial year 2025 is ≈ €1.7m. This figure is estimated from the gross margin of €1.4m and 148 comparable companies (NACE 68). It probably lies between €1.5m and €2.3m.
Is Immo Nobels profitable?
In financial year 2025, Immo Nobels made a profit of €4,196.
Where can I find the annual accounts of Immo Nobels?
Immo Nobels filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Immo Nobels due?
Immo Nobels must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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