Equity
-€328,584
Debts exceed assets in financial year 2025.
JCX GESTION
Lifetime
20 annual accounts with figures on one time axis, 26 filings since 2000peak €1.8m (2025)
€1.8m▲ 1.9%
lowest -€458,222 (2019)
-€74,543▼ €437,426
peak €704,405 (2016)
-€328,584▼ €74,543
€3.3m▲ 7.9%
peak 16.8 FTE (2025)
16.8 FTE▲ 16.7%
Board8 names since 2016
3 directorsSophie Le Clercq and 2 others
Owners
99.9%JCMLA HOLDING
Documentsfilings and deeds
06-07-202625 days before the deadline
2025financial year
Loss of €74,543Staff from 14.4 FTE to 16.8 FTE4 directors resigning 26-09Equity from -€254,041 to -€328,5841 establishment registeredCash from €44,475 to €119,128
Key points
from the 2025 annual accountsResult
-€74,543 -€74,543
From profit to loss in 2025, after a profit of €362,883 in 2024.
Debts
€3.3m 111% of the balance sheet
Financial debts 1%Suppliers 15%Taxes and wages 16%Other 68%
Of this, €1.1m falls due within a year.
Staff
19 employees on 31-12-2025
In 2025, 14 people joined and 13 left.
At the same address
20 companies
Position in the sector
-€328,584
Less equity than 92% of companies in real estate. Sector median €942,893 · 5,811 companies.
Checked score
53
Fair
Financially stronger than 17% of small companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 6,995 companies (NACE 68, small).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.2%
01-2025: 2.2%● unchanged vs 12-2024
02-2025: 2.3%▲ +0.1 percentage points vs 01-2025highest value
03-2025: 2.2%▼ -0.1 percentage points vs 02-2025
04-2025: 2.2%● unchanged vs 03-2025
05-2025: 2.2%● unchanged vs 04-2025
06-2025: 2.2%● unchanged vs 05-2025
07-2025: 2.2%● unchanged vs 06-2025
08-2025: 0.7%▼ -1.5 percentage points vs 07-2025lowest value
09-2025: 0.7%● unchanged vs 08-2025lowest value
10-2025: 0.7%● unchanged vs 09-2025lowest value
11-2025: 0.7%● unchanged vs 10-2025lowest value
12-2025: 0.7%● unchanged vs 11-2025lowest value
01-2026: 0.7%● unchanged vs 12-2025lowest value
02-2026: 0.7%● unchanged vs 01-2026
03-2026: 0.8%▲ +0.1 percentage points vs 02-2026
04-2026: 0.9%▲ +0.1 percentage points vs 03-2026
05-2026: 0.9%● unchanged vs 04-2026
06-2026: 0.9%● unchanged vs 05-2026
07-2026: 0.9%● unchanged vs 06-2026
08-2026: 1.3%▲ +0.4 percentage points vs 07-2026
09-2026: 1.3%● unchanged vs 08-2026
10-2026: 1.3%● unchanged vs 09-2026
11-2026: 1.3%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€328,584
Size: 16.8 FTE, total assets €3.0m
Loss of €74,543 (financial year 2025)
lowers risk
Figures for financial year 2025 (filed on 06-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 6% of them on solvency, 33% on liquidity, 16% on profitability and 13% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,242 companies had the same profile as JCX GESTION has now. Each dot stands for 4 companies, two years later.
92.8%
were still trading
4.0%
stopped another way
1.9%
went bankrupt
Another 1.4% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of JCX GESTION itself: 1.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,242 companies, not a prediction for JCX GESTION. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is ample, with a current ratio of 2.5 (3.07 in 2024), above the usual 1.5. Short-term debt is 35.2% and cash 4% of total assets. However, equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€328,584
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 days early
2024
20 days early
2023
7 days early
2022
13 days early
2021
13 days early
2020
18 days early
2019
7 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 15 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- JCMLA HOLDING 99.9%score 80equity €83.3m (2025) · annual accounts 2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0467537822
4 directors resigning
Gaël Cruysmans, Yves Zurstrassen, Emmanuel Poiret and Nathalie Draguet · General meeting of 30-06-2025 · Gazette deed
New establishment in Ixelles
Eendrachtstraat 56
Reappointments: Emmanuel Poiret (director) and Yaël Lloret (director)
General meeting of 30-06-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JCX GESTION Auderghem | €3.0m | €1.8m | -10.9% | 16.8 |
| Immo Beguin Ronse | €3.3m | €1.7m | 8.8% | 19.4 |
| PRIMMO PERUWELZ Péruwelz | €3.1m | €0.8m | 32.1% | 10 |
| BEMA GROUP EUROPE Molenbeek-Saint-Jean | €2.9m | €0.9m | 35.3% | - |
| KNIGHT FRANK Ixelles | €2.6m | €1.0m | 63.8% | 7.9 |
| WEMMEL SQUARE Wemmel | €6.0m | €2.2m | 93.1% | 32.1 |
| ASSERTUS Stekene | €2.6m | €0.8m | 8.1% | 7.8 |
These companies have the same main activity as JCX GESTION: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €2.6m and €6m, founded between 1983 and 2008.
Official details
Source: KBO- Status
- Active since 25-11-1999Normal situation
- Registered office
- 21 active companies are registered at this addressSource: KBO register, as of 8 November 2026.
- Activity
- Buying and selling of own real estateNACE 68110and 3 others
- Joint committees
- 200Auxiliary committee for white-collar workers
- 100Auxiliary committee for blue-collar workers · annual accounts 2025
- Establishment units
- 2.096.416.0621160 Auderghem, since 29-02-2000
- 2.351.951.0801150 Woluwe-Saint-Pierre, since 01-09-2023and 1 other
- Financial year end
- 31 December
- Peppol
- Reachable since 08-12-2025
Annual accounts 2025
- ≈ €2.3mestimated
- €3.0m▲ 6.0%
- Employeeson 31-12-2025
- 19▲ 5.6%
- Filing
- Filed on 06-07-2026, 25 days before the end of the filing period
Insights on JCX GESTION
JCX GESTION has existed since 1999. The gross margin fell from €689,140 in 2016 to €124,487 in 2019.
The gross margin has grown every year since 2019.
JCMLA HOLDING holds all the shares. In September 2025, four directors stepped down.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JCX GESTION
- What is the company number of JCX GESTION?
- The company number of JCX GESTION is 0467.537.822. The VAT number is the same number with BE in front: BE 0467.537.822.
- Where is JCX GESTION based?
- The registered office is at Priorijdreef 25, 1160 Auderghem.Company details
- What does JCX GESTION do?
- According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
- What is the legal form of JCX GESTION?
- JCX GESTION is a public limited company (NV).
- When was JCX GESTION founded?
- JCX GESTION was founded on 25-11-1999.
- Is JCX GESTION still active?
- Yes, JCX GESTION is an active enterprise in the KBO register.
- How many employees does JCX GESTION have?
- JCX GESTION had an average of 16.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does JCX GESTION fall under?
- In its 2025 annual accounts, JCX GESTION states joint committees 200 (Auxiliary committee for white-collar workers) and 100 (Auxiliary committee for blue-collar workers).
- What is the turnover of JCX GESTION?
- The turnover in financial year 2025 is ≈ €2.3m. This figure is estimated from the gross margin of €1.8m and 40 comparable companies (NACE 681). It probably lies between €1.8m and €4.8m.
- Is JCX GESTION profitable?
- In financial year 2025, JCX GESTION made a loss of €74,543.
- Where can I find the annual accounts of JCX GESTION?
- JCX GESTION filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JCX GESTION due?
- JCX GESTION must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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