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SOGIM - SYNDIC

Active Private limited company (pre-2019)founded 1998active for 28 yearsRue Modeste Cornil 11, 6041 CharleroiKBO/BCE: BE 0464.095.708

Lifetime

19 annual accounts with figures on one time axis, 26 filings since 1999
peak €270,170 (2021)
€232,282▲ 9.8%
lowest -€23,412 (2019)
-€8,528▼ €8,531
peak €116,416 (2023)
€107,889▼ 7.3%
€162,297▲ 52.4%
peak 9.7 FTE (2019)
2.9 FTE▲ 11.5%
Documentsfilings and deeds
22-10-202583 days late
2024financial year
Loss of €8,528Staff from 2.6 FTE to 2.9 FTEDebts from €106,511 to €162,297Cash from €24,603 to €35,593

Key points

from the 2024 annual accounts

Staff

2.9 FTE from 9.7 in 2019

Between 2019 and 2024, 70% of the full-time equivalents disappeared.

Payment terms

270 days to suppliers
Suppliers
237 to 270

SOGIM - SYNDIC pays its suppliers 33 days later than in 2023.

Filings

26 annual accounts 101 days past the deadline
AprilJune31 JulyOctober200020102020

2025 accounts not filed: deadline was 31-07-2026.

Checked score

55
Fair
Financially stronger than 42% of micro companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%

A confirmed filing finding caps the score at 59.

Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 1.6% 01-2025: 3.4%▲ +1.8 percentage points vs 12-2024 02-2025: 3.4%● unchanged vs 01-2025 03-2025: 3.5%▲ +0.1 percentage points vs 02-2025highest value 04-2025: 3.2%▼ -0.3 percentage points vs 03-2025 05-2025: 3.2%● unchanged vs 04-2025 06-2025: 3.2%● unchanged vs 05-2025 07-2025: 1.5%▼ -1.7 percentage points vs 06-2025 08-2025: 1.8%▲ +0.3 percentage points vs 07-2025 09-2025: 1.8%● unchanged vs 08-2025 10-2025: 2.3%▲ +0.5 percentage points vs 09-2025 11-2025: 0.6%▼ -1.7 percentage points vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.5%▼ -0.1 percentage points vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026lowest value 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.7%▲ +0.2 percentage points vs 07-2026 09-2026: 0.8%▲ +0.1 percentage points vs 08-2026 10-2026: 0.9%▲ +0.1 percentage points vs 09-2026 11-2026: 0.9%● unchanged vs 10-2026

Financial strength
Average

65-10equity 39.9% of total assets
35-6short-term debt 60.1% · cash 13.2%
65-4return on assets -3.2%

Score breakdown

raises risk
Capped at 59: a confirmed filing finding
Figures for financial year 2024 (filed on 22-10-2025)
1 financial year not filed after the legal deadline; last filed accounts filed 83 days late; 3 of the last 3 accounts late
lowers risk
Founded in 1998
Sector: Real estate activities (NACE 68)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 57% of them on solvency, 28% on liquidity, 51% on profitability and 31% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2024.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 12,322 companies had the same profile as SOGIM - SYNDIC has now. Each dot stands for 31 companies, two years later.

90.3%
were still trading
8.6%
stopped another way
0.7%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss

Another 0.5% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of SOGIM - SYNDIC itself is higher: 0.9% within 12 months. It rests on far more data about SOGIM - SYNDIC than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 12,322 companies, not a prediction for SOGIM - SYNDIC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €5,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance

Liquidity is ample, with a current ratio of 1.62 (2.08 in 2023), above the usual 1.5. Short-term debt is 60.1% and cash 13.2% of total assets. However, 60.1% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Founded in 1998
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Figures for financial year 2024 (filed on 22-10-2025)
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 83 days late; 3 of the last 3 accounts late
NBB · filings
lowers risk · Sector: Real estate activities (NACE 68)
KBO
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 101 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline09-11-2026 today
raises risk · 2024 accounts filed 83 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-10-2025, 83 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
83 days late
2023
305 days late
2022
87 days late
2021
406 days late
2020
645 days late
2019
489 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 336 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0464095708
First establishment Rue Modeste Cornil 11, Charleroi
Incorporation published on 22-09-1998 · Gazette deed
All 36 events

Comparable companies

same main activity, similar in size and age
Company
SOGIM - SYNDIC Charleroi €270,185 €232,282 39.9% 2.9
IMMO J.P. LIEKENDAEL ET FILS Koekelberg €198,882 €208,300 15.9% 4
ALL ROUND VASTGOED Oudenaarde €215,314 €151,787 13.3% 3.5
VLS BELGIUM Tienen €257,595 €438,105 -12.9% 5.1
BAVAT De Haan €513,983 €377,800 54.9% 4.7
P. BONEHILL Knokke-Heist €554,843 €156,663 17.8% 1.8
BLACKREIT MANAGEMENT Rixensart €213,303 €608,006 3.6% 3

These companies have the same main activity as SOGIM - SYNDIC: property management for co-owned buildings (syndics) (NACE 68321). They are comparable in size and age: total assets between €199,000 and €555,000, founded between 1984 and 2007.

Official details

Source: KBO
Status
Active since 09-09-1998Normal situation
Activity
Property management for co-owned buildings (syndics)NACE 68321and 1 other
Establishment unit
2.089.154.7226041 Charleroi, since 10-11-1998
Financial year end
31 December
Peppol
Reachable since 20-11-2020
Company details

Annual accounts 2024

≈ €400,000estimated
€270,185▲ 15.6%
Employeeson 31-12-2024
5=
Filing
Filed on 22-10-2025
Financials

Insights on SOGIM - SYNDIC

SOGIM - SYNDIC has existed since 1998. The gross margin grew from €72,234 in 2006 to €232,282 in 2024 and staff from 1.6 to 2.9 full-time equivalents.

Solvency fell in 2024 from 49.8% to 39.9% because of the loss and higher debts to suppliers.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about SOGIM - SYNDIC

What is the company number of SOGIM - SYNDIC?
The company number of SOGIM - SYNDIC is 0464.095.708. The VAT number is the same number with BE in front: BE 0464.095.708.
Where is SOGIM - SYNDIC based?
The registered office is at Rue Modeste Cornil 11, 6041 Charleroi.Company details
What does SOGIM - SYNDIC do?
According to the KBO register, the main activity is property management for co-owned buildings (syndics) (NACE 68321).
What is the legal form of SOGIM - SYNDIC?
SOGIM - SYNDIC is a private limited company (pre-2019) (BVBA).
When was SOGIM - SYNDIC founded?
SOGIM - SYNDIC was founded on 09-09-1998.
Is SOGIM - SYNDIC still active?
Yes, SOGIM - SYNDIC is an active enterprise in the KBO register.
How many employees does SOGIM - SYNDIC have?
SOGIM - SYNDIC had an average of 2.9 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of SOGIM - SYNDIC?
The turnover in financial year 2024 is ≈ €400,000. This figure is estimated from the gross margin of €232,282 and 38 comparable companies (NACE 683). It probably lies between €330,000 and €590,000.
Is SOGIM - SYNDIC profitable?
In financial year 2024, SOGIM - SYNDIC made a loss of €8,528.
Where can I find the annual accounts of SOGIM - SYNDIC?
SOGIM - SYNDIC filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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