Equity
€227,092 ▲ 14.0%
TOMELCO has made a profit without a break since 2016.
TOMELCO
Lifetime
20 annual accounts with figures on one time axis, 29 filings since 1997peak €126,735 (2022)
€107,312▲ 14.3%
lowest -€11,264 (2006)
€27,860▲ 43.0%
peak €227,092 (2025)
€227,092▲ 14.0%
€696,111▼ 7.8%
Board2 names since 1996
1 directorBUYLAERT Marc
Documentsfilings and deeds
26-10-202687 days late
2025micro format
Gross margin from €93,914 to €107,312Result from €19,483 to €27,860Equity from €199,232 to €227,092Cash from €35,111 to €46,073
Key points
from the 2025 annual accountsChecked score
89
Excellent
Financially stronger than 51% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.4%▲ +0.2 percentage points vs 06-2025
08-2025: 0.5%▲ +0.1 percentage points vs 07-2025
09-2025: 0.6%▲ +0.1 percentage points vs 08-2025
10-2025: 0.2%▼ -0.4 percentage points vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026lowest value
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.5%▲ +0.3 percentage points vs 07-2026
09-2026: 0.6%▲ +0.1 percentage points vs 08-2026highest value
10-2026: 0.2%▼ -0.4 percentage points vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 87 days late; 1 of the last 3 accounts late
lowers risk
Size: total assets €923,203
Founded in 1996
Figures for financial year 2025 (filed on 26-10-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 44% of them on solvency, 25% on liquidity, 65% on profitability and 70% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 4,685 companies had the same profile as TOMELCO has now. Each dot stands for 12 companies, two years later.
97.0%
were still trading
1.9%
stopped another way
1.1%
went bankrupt
That fits the bankruptcy probability of TOMELCO itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,685 companies, not a prediction for TOMELCO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €20,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.4 (0.37 in 2024), below 1. Short-term debt is 49% and cash 5% of total assets. 75.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 87 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-10-2026, 87 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
87 days late
2024
28 days late
2023
30 days late
2022
59 days late
2021
31 days late
2020
61 days late
2019
61 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 51 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0459339540
Appointments: BUYLAERT Marc (director) and VERBEKEN Myriam (successor director)
General meeting of 01-03-2023 · Gazette deed
Registered office moved within Koksijde
New registered office: Strandlaan 308 te 8670 Koksijde · Previous registered office: Koninklijke Baan 326 te 8670 Koksijde · General meeting of 01-10-2021 · Gazette deed
First establishment
Entrimmo, Strandlaan 308, Koksijde
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TOMELCO Koksijde | €923,203 | €107,312 | 24.6% | - |
| AZ VASTGOED Tielt | €886,551 | €129,854 | 80.0% | - |
| LIANAX Deerlijk | €925,865 | €154,824 | 23.5% | 0 |
| HET KAPITTELHOF Roeselare | €990,922 | €140,066 | 3.8% | 0.7 |
| Jef GEENEN Retie | €966,729 | €114,108 | 94.9% | - |
| FRANK VALKENEERS Kapellen | €884,732 | €101,201 | 94.7% | - |
| COLIM Sint-Genesius-Rode | €823,934 | €93,323 | 66.8% | - |
These companies have the same main activity as TOMELCO: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €824,000 and €991,000, founded between 1993 and 2000.
Official details
Source: KBO- Status
- Active since 29-11-1996Normal situation
- Activity
- Buying and selling of own real estateNACE 68110and 2 others
- Establishment unit
- 2.079.544.3968670 Koksijde, since 16-12-1996
- Financial year end
- 31 December
- Peppol
- Reachable since 17-03-2025
Insights on TOMELCO
TOMELCO files the micro format. That format states no turnover. The gross margin rose from €8,500 in 2006 to €107,312 in 2025.
The balance sheet grew most from 2018 to 2020 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TOMELCO
- What is the company number of TOMELCO?
- The company number of TOMELCO is 0459.339.540. The VAT number is the same number with BE in front: BE 0459.339.540.
- Where is TOMELCO based?
- The registered office is at Strandlaan 308, 8670 Koksijde.Company details
- What does TOMELCO do?
- According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
- What is the legal form of TOMELCO?
- TOMELCO is a private limited company (BV).
- When was TOMELCO founded?
- TOMELCO was founded on 29-11-1996.
- Is TOMELCO still active?
- Yes, TOMELCO is an active enterprise in the KBO register.
- What is the turnover of TOMELCO?
- The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €107,312 and 49 comparable companies (NACE 681). It probably lies between €140,000 and €360,000.Financials
- Is TOMELCO profitable?
- In financial year 2025, TOMELCO made a profit of €27,860.
- Where can I find the annual accounts of TOMELCO?
- TOMELCO filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of TOMELCO due?
- TOMELCO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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