Losses
-€12,191 in two years
The 2023 and 2024 financial years closed with a loss. 2024 was the heaviest.
DANIEL DEROME IMMOBILIER
Lifetime
16 annual accounts with figures on one time axis, 24 filings since 1996peak €122,147 (2006)
€81,476▲ 0.9%
lowest -€14,270 (2013)
-€6,695▼ €1,199
peak €242,636 (2022)
€230,445▼ 2.8%
€138,082▼ 10.2%
peak 2.3 FTE (2008)
-not published
Board2 names since 2023
-
Documentsfilings and deeds
30-09-202561 days late
2024micro format
Loss of €6,695Changes of role: DEROME Daniel Alex Omer Pierre (director) an… 05-02
Key points
from the 2024 annual accountsChecked score
56
Fair
Financially stronger than 63% of micro companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
A confirmed filing finding caps the score at 59.
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.7%highest value
01-2025: 0.1%▼ -0.6 percentage points vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.1%▼ -0.1 percentage points vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026lowest value
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.2%▲ +0.1 percentage points vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Capped at 59: a confirmed filing finding
1 financial year not filed after the legal deadline; last filed accounts filed 61 days late; 3 of the last 3 accounts late
Figures for financial year 2024 (filed on 02-10-2025)
lowers risk
Liquidity: current ratio 2.74, cash €260,373
Founded in 1996
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 73% of them on solvency, 90% on liquidity, 53% on profitability and 38% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 12,322 companies had the same profile as DANIEL DEROME IMMOBILIER has now. Each dot stands for 31 companies, two years later.
90.3%
were still trading
8.6%
stopped another way
0.7%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of DANIEL DEROME IMMOBILIER itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 12,322 companies, not a prediction for DANIEL DEROME IMMOBILIER. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €12,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity is ample, with a current ratio of 2.74 (2.91 in 2023), above the usual 1.5. Short-term debt is 30.2% and cash 70.3% of total assets. 37.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises risk
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
181921222324
2018 to 2024 · latest year -€6,695
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 101 days later.
NBB · 10 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline09-11-2026 today
raises risk · 2024 accounts filed 61 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
61 days late
2023
134 days late
2022
148 days late
2021
152 days late
2019
152 days late
2018
61 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 118 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0457546129
Changes of role: DEROME Daniel Alex Omer Pierre (director) and HUBSCHWERLIN Brigitte Pauline (director)
“Exploitation d'une agence : d'intermédiaire en achat, vente et location d'immeubles; Exploitation d'une agence…” (deed in French) · Gazette deed
First establishment
Rue de Bastogne 169, Arlon
Incorporation
published on 13-04-1996 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DANIEL DEROME IMMOBILIER Arlon | €370,527 | €81,476 | 62.2% | - |
| COSSE FINANCES Durbuy | €346,865 | €84,687 | -5.2% | - |
| LES MARGUERITES Ghent | €361,640 | €75,621 | 65.3% | - |
| INCA Turnhout | €357,309 | €72,596 | 63.8% | 0.7 |
| SHIP Immobilier Theux | €399,171 | €70,771 | 87.6% | - |
| TOROX Leuven | €435,851 | €83,738 | 72.7% | - |
| SUD EPERVIER Namur | €426,213 | €82,902 | 83.0% | - |
These companies have the same main activity as DANIEL DEROME IMMOBILIER: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €347,000 and €436,000, founded between 1993 and 1997.
Official details
Source: KBO- Status
- Active since 01-01-1996Normal situation
- Activity
- Real estate agency activitiesNACE 68310
- Establishment unit
- 2.076.764.5556700 Arlon, since 04-06-1996
- Financial year end
- 31 December
- Peppol
- Reachable since 16-12-2025
Annual accounts 2024
- €370,527▼ 5.7%
- Employeeson 31-12-2024
- 3▲ 200%
- Filing
- Filed on 30-09-2025
Insights on DANIEL DEROME IMMOBILIER
DANIEL DEROME IMMOBILIER files the micro format. That format states no turnover. The gross margin fell from €122,147 in 2006 to €81,476 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DANIEL DEROME IMMOBILIER
- What is the company number of DANIEL DEROME IMMOBILIER?
- The company number of DANIEL DEROME IMMOBILIER is 0457.546.129. The VAT number is the same number with BE in front: BE 0457.546.129.
- Where is DANIEL DEROME IMMOBILIER based?
- The registered office is at Rue de Bastogne 169, 6700 Arlon.Company details
- What does DANIEL DEROME IMMOBILIER do?
- According to the KBO register, the main activity is real estate agency activities (NACE 68310).
- What is the legal form of DANIEL DEROME IMMOBILIER?
- DANIEL DEROME IMMOBILIER is a private limited company (BV).
- When was DANIEL DEROME IMMOBILIER founded?
- DANIEL DEROME IMMOBILIER was founded on 01-01-1996.
- Is DANIEL DEROME IMMOBILIER still active?
- Yes, DANIEL DEROME IMMOBILIER is an active enterprise in the KBO register.
- How many employees does DANIEL DEROME IMMOBILIER have?
- DANIEL DEROME IMMOBILIER had an average of 2 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- What is the turnover of DANIEL DEROME IMMOBILIER?
- The turnover in financial year 2024 is ≈ €170,000. This figure is estimated from the gross margin of €81,476 and 32 comparable companies (NACE 683). It probably lies between €110,000 and €240,000. In financial year 2022 turnover was €347,848.
- Is DANIEL DEROME IMMOBILIER profitable?
- In financial year 2024, DANIEL DEROME IMMOBILIER made a loss of €6,695.
- Where can I find the annual accounts of DANIEL DEROME IMMOBILIER?
- DANIEL DEROME IMMOBILIER filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
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